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Pengaruh Cost of Loanable Fund, Overhead Cost, Risk Factor dan Dana Pihak Ketiga (DPK) terhadap Margin Murabahah pada Bank Umum Syariah di Indonesia Hidayah, Hikmatul; Yusroni, Nanang; Nuha, Muhamad Ulin
Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) Vol 2, No 02: Agustus 2023
Publisher : STIE PENA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/emba.v2i02.831

Abstract

Penelitian ini merupakan penelitian deskriptif yang dilakukan pada bank umum syariah di Indonesia selama tahun 2014-2018. Penelitian ini bertujuan untuk mengetahui pengaruh biaya pinjaman, overhead, faktor risiko dan modal pihak ketiga (DPK) terhadap profitabilitas murabahah pada bank umum syariah di India, Indonesia. Penelitian ini menggunakan data sekunder yang diperoleh dengan mengunduh laporan keuangan dari situs resmi bank umum syariah. Total penelitian ini mencakup 14 bank umum syariah di Indonesia. Teknik pengambilan sampel dengan kriteria bank umum syariah di Indonesia menyajikan laporan keuangan periode 2014-2018. Ada 9 contoh bank syariah komersial yang bisa digunakan yaitu Bank Aceh Syariah, Bank NTB Syariah, Bank BCA Syariah, Bank Bukopin Syariah, Bank Muamalat Indonesia, Bank BNI Syariah, Bank BRI Syariah, Bank Mandiri Syariah, Bank Mega Syariah. . Teknik analisis yang digunakan dalam penelitian ini adalah regresi linier berganda model data panel untuk memperoleh gambaran yang utuh tentang hubungan antar variabel. Analisis statistik yang digunakan adalah aplikasi pengolahan data Eviews 10 dan Microsoft Excel 2010. Hasil penelitian ini menunjukkan bahwa pada saat yang bersamaan variabel biaya pinjaman, biaya overhead, faktor risiko dan modal secara simultan pihak ketiga (DPK) berpengaruh positif. berdampak pada margin murabahah. dengan nilai 0.034275. Secara parsial cost of debt berpengaruh negatif signifikan dengan nilai -2,513302, overhead tidak berpengaruh signifikan dengan nilai 0,367139, faktor risiko berpengaruh positif dengan nilai 2,179696 dan dana nikah ketiga (Dpk) tidak berpengaruh signifikan berpengaruh pada nilai -0.886711. Hasil blok masing-masing bank menunjukkan bahwa Bank NTB Syariah memiliki margin murabahah terendah dan Bank Mega Syariah memiliki margin murabahah tertinggi
Pengembangan Evaluasi Ranah Psikomotorik pada Pembelajaran Pendidikan Agama Islam dan Budi Pekerti di Madrasah Ibtidaiyah Negeri Lissafrina, Lissafrina; Hidayah, Hikmatul
TA'DIBAN Vol 5 No 1 (2024): Juli-Desember
Publisher : Sekolah Tinggi Ilmu Tarbiyah Hidayatullah Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61456/tjie.v5i1.223

Abstract

Tujuan penelitian ini untuk menganilis kemudian mendeskripsikan Proses Evaluasi Pembelajaran pada Ranah Psikomotorik pada pembelajaran Pendidikan Agama Islam dan Budi Pekerti. Metode yang digunakan dalam penelitian dengan jenis penelitian kualitatif deskriptif. Hasil penelitian Pada penilaian pembelajaran Pendidikan Agama Islam dan Budi Pekerti pada ranah psikomotorik Di MIN 13 Aceh Timur meliputi (analysis, development, implementation, dan evaluation) serta penilaian program komprehensif. Sedangkan itu metode yang bisa digunakan merupakan metode uji serta metode non uji. Beberapa tes yang dapat dihunakan untuk mengevaluasi ranaha psikomotorik yaitu: Meniru, manipulasi, ketepatan, artipulasi, dan alamiah. Ranah psikomotorik pada taksonomi Bloom lebih dominan aplikasinya pada proses tingkah laku dan pelaksanaan, sebagaimana fungsinya untuk meneruskan nilai-niai yang terdapat pada kognitif dan diteruskan melalui afektif sehingga dapat di aplikasikan secara nyata pada ranah psikomotorik.
Inspiring Leadership Dalam Membangun Organizational Citizenship Behavior (OCB) di Pondok Pesantren Hidayah, Hikmatul; Hasan Baharun
Aafiyah: Jurnal Multidisiplin Ilmu Vol. 1 No. 01 (2023): Aafiyah: Jurnal Multidisiplin Ilmu
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Organizational citizenship behavior, the prosocial attitude of employees/ organizational members mobilized by the leader, is expected to promote effective organizational functioning, so it is the task of the leader to motivate and inspire employees to be willing to do tasks outside the job description. This is an organizational problem that leaders must be able to handle, with some promising (good) employees leaving their jobs, and some employees who stay but with minimal performance because they have no better alternative. This study aims to explain the steps or efforts of leaders to apply inspiring leadership in building organizational citizenship behavior in Islamic boarding schools. This research uses a qualitative approach using the natural environment as a direct data source, with data collection techniques through literature studies and documents and structured interviews. Data analysis techniques by collecting data, reducing or sorting data, exposing data, drawing conclusions, and verifying the validity of data using triangulation techniques. Research findings show that leaders' efforts to apply Inspiring Leadership in Building Organizational Citizenship Behavior (OCB) in Islamic boarding schools are: taking initiatives, strengthening organizations, acting as role models, and visionaries, building strong and productive communication, developing potential, collaborative practices, and teamwork, building emotional relationships, and innovation. Keywords: Inspiring Leadership, Organizational Citizenship Behavior (OCB)
Analysis of Organizational Behavior in Improving Quality Based on Pesantren Hidayah, Hikmatul
Journal of Research in Educational Management Vol. 1 No. 1 (2022)
Publisher : Yayasan Avicenna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71392/jrem.v1i1.4

Abstract

This study aims to analyze organizational behavior as a strategic factor in improving institutional quality at Ma'had Aly Nurul Jadid, located in Paiton, Probolinggo. The research employs a descriptive qualitative approach, focusing on in-depth understanding of phenomena that emerge and develop within the organization. The researcher seeks to explore how patterns of behavior among institutional actors influence the performance and progress of the institution. Data collection was conducted through direct observation, allowing the researcher to engage naturally with the setting and capture contextual nuances. The primary instrument used in this study is the researcher himself, supported by assistants when necessary. In line with the principles of qualitative inquiry, data were gathered through processes of questioning, listening, observing, and taking notes to ensure the authenticity of the findings. The data analysis was carried out in three stages: data presentation, data reduction, and conclusion drawing, with a focus on identifying recurring patterns and meaningful themes. The findings indicate that the organizational behavior at Ma'had Aly Nurul Jadid is reflected through several key characteristics, including attention to detail, institutional stability, team orientation, individual consideration, focus on results, and a proactive or aggressive attitude toward achieving institutional goals. These behavioral traits contribute significantly to building a strong organizational culture that supports continuous institutional development.