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All Journal Islamic Economics And Finance Journal International Conference on Islamic Economic J-MABES Ta'amul: Journal of Islamic Economics Alkasb: Journal of Islamic Economics AL-UJRAH: Jurnal Ekonomi Islam Journal of Islamic Economics Studies and Practices (JIESP). Journal of Islamic Economics
Zainol Fata
Institut Darul Ulum Banyuanyar Pamekasan Madura
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Keadilan dan Transparansi dalam E-Commerce: Menghadapi Tantangan Ekonomi Digital dengan Prinsip Syariah Fata, Zainol; Hofifah, Hofifah
Journal of Islamic Economics Studies and Practices Vol. 4 No. 1 (2025): Juni
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2025.4.1.53-65

Abstract

The approach used in this study focuses on the analysis of Justice and Transparency in E-Commerce, especially in the context of facing the challenges presented by the digital economy based on sharia principles. In this paper, the development of interactions between individuals and groups is used as the main analysis tool. This work is the result of a research process that focuses on literature studies. After conducting the research, it can be concluded that e-commerce has great potential to drive the growth of the digital economy, but challenges in terms of justice and transparency must be overcome so that the benefits can be felt by all parties. By applying the principles of Islamic economics, e-commerce can develop into a more ethical, equitable, and sustainable business ecosystem. Synergy between the government, business actors, and consumers is needed to create an e-commerce system that is in accordance with sharia values ??and provides benefits to the entire community.
Pengaruh Labelisasi Halal dan Harga terhadap Loyalitas Pelanggan dalam Pembelian Produk Skincare Wardah (Studi Kasus Santri Pondok Pesantren Banyuanyar) Hofifah; Q, Siti Ramdlaniyatul; Fata, Zainol; Magfiroh, Saodatul
AL-UJRAH Vol 4 No 01 (2025): Al-Ujrah: Jurnal Ekonomi Islam
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62589/alujrah.v4i01.340

Abstract

Absract Indonesia is the country with the largest Muslim population in the world, making it a highly promising market, including in the skincare sector which has become a current trend. This is supported by the rapid development of technology that helps the marketing world grow quickly, inspiring people to pay more attention to their appearance. This study aims to determine the effect of X1 halal labeling and X2 price on X3 loyalty in Y the purchase decision of Wardah skincare among active female students at Banyuanyar Islamic boarding school in the year 2025. The research method used is a quantitative approach, as the data is in the form of numerical values and analyzed using statistical tools. The population in this study is Wardah skincare users among active female students at Banyuanyar. A sample of 100 respondents was selected using nonprobability sampling with a purposive sampling approach. The data were analyzed using SPSS. The results of the study show that the halal labeling variable has a partial positive effect Keywords: Halal Labeling, Price, Loyalty, Purchase Decision
APPLICATION OF ENDORSMENT TO PRODUCT PROMOTION ACTIVITIES IN AN ISLAMIC ECONOMIC PERSPECTIVE Fata, Zainol; Azam, Ilyas Nurul
J-Mabes: Jurnal Manajemen, Akuntansi, Bisnis dan Studi Ekonomi Syariah Vol 1 No 2 (2024): J-MABES
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/j-mabes.v1i2.383

Abstract

Nowadays, in the modern era, the use of marketing strategies aims to modify and introduce existing products to the wider community. Along with the times and accompanied by technological developments, the use of advertising as a promotional medium has changed. One way or steps that companies can take to create advertisements that are appropriate to the current era in marketing their products is by using endorsements. The goal to be achieved in this writing is how the social economy views the use of endorsements in promotional activities The research uses the approach used in this research, namely using a qualitative descriptive approach, while the type of research used in this research is literature. The results of this research are that endorsements are one type of muamalah that is not prohibited in Islam, but there is nothing prohibited in this activity in sharia provisions
Halal Industry Management in Islamic Economic Perspective Fata, Zainol; Suhaimi, R.; Fany, Naufal El
Ta'amul: Journal of Islamic Economics Vol. 2 No. 1 (2023): May
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/taamul.v2i1.55

Abstract

Indonesia is a country that has enormous potential in the halal industry. In 2020 spending on the halal industry reached USD 184 billion and is projected to increase by 14.96% in 2025 or reach USD 281.6 billion. To maximize the potential that is owned, good management is needed in the halal industry so that this potential can develop optimally. In this study the researchers focused on the problem of how to manage the halal industry and how the halal industry is in the perspective of the Islamic economy. This research is a qualitative research. The research method used in this research is literature review. The data collection method used is secondary data obtained from journals, documentation books, and the internet. In the research that has been carried out, it produces findings based on the focus of the research, namely the Majamenen Halal Industry has been regulated based on the Laws of the Republic of Indonesia, one of which is Number 33 of 2014 concerning Guarantees for Halal Products. While the halal industry in the perspective of Islamic economics is in accordance with Islamic economic theory and principles
Sharia Pawn For Millennials: Islamic Modern Financial Solutions Zainol Fata; Ummiyatul Hasanah; Mahbubah
Journal of Islamic Economics Vol. 1 No. 1 (2024): January-June
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v1i1.29

Abstract

This research focuses on the analysis of the concept of pawning in Islam, known as rahn, with the aim of understanding the underlying sharia principles and their application in society. Through a comprehensive literature review, this study examines the definition of rahn from various perspectives of scholars, its legal basis in the Qur'an, hadith, and ijma', as well as the principles and conditions of the validity of the rahn contract. The research method used is literature research with a descriptive-analytical approach, which allows for an in-depth depiction of the rahn phenomenon and analysis based on sharia principles. The results of the study show that rahn is a legal and relevant sharia financial mechanism, with variations in legal interpretation between schools that reflect flexibility in the application of sharia. This study also outlines the limitations in the taking of pawn benefits by murtahin, which must be done with a rahin permit  and in accordance with sharia principles. The implications of this research are the need to increase socialization and education about rahn to the public, standardization  of clear and transparent rahn contracts, and the development of effective dispute resolution mechanisms. This research contributes to a better understanding of rahn as a fair and sustainable sharia financial solution.
Analysis of the Concept of Justice in Pricing from the Perspective of Islamic Business Ethics Zainol Fata; Ilyas Nurul Azam
J-Mabes: Jurnal Manajemen, Akuntansi, Bisnis Dan Studi Ekonomi Syariah Vol 3 No 2 (2025): J-MABES
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/j-mabes.v2i2.553

Abstract

This study examines the concept of justice in pricing from the perspective of Islamic business ethics. Islam emphasizes that price is not merely a transactional number, but a moral instrument reflecting justice, balance, and public benefit (maslahah) for all parties. Fair pricing should be based on principles of justice, honesty, transparency, and the rejection of harmful practices such as gharar, riba, and ihtikār. The research employed a library research method with a descriptive-analytical approach, reviewing classical and contemporary literature related to Islamic economics and business ethics. The results indicate that fair pricing reflects the proportional value of goods or services, protects consumer rights, ensures reasonable profits for producers, and creates blessings in transactions. The application of these principles is increasingly relevant in the context of globalization and modern business practices, including intense competition, changing consumer behavior, and market digitalization. Therefore, pricing according to Islamic business ethics not only supports business sustainability but also ensures broad societal welfare
Implementation of Islamic Values in Digital Transformation of Sharia Business in the Modern Economic Era Zainol Fata
International Conference on Islamic Economic (ICIE) Vol. 4 No. 2 (2025): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i2/430

Abstract

Islam is a comprehensive and perfect religion that encompasses all aspects of human life, including the fields of economics and business. Its teachings emphasize the importance of economic independence through hard work, honesty, and adherence to Sharia principles. Along with the rapid advancement of technology, digital transformation has become a significant phenomenon influencing the Islamic business system in the modern era. This study aims to analyze the implementation of Islamic values in the process of digital transformation within Sharia-based businesses, as well as to examine the challenges and opportunities arising amidst the development of the digital economy. The research employs a qualitative approach through a literature review method by examining various sources related to the topic. The findings indicate that digital transformation offers great opportunities for the development of Islamic business through innovations such as Sharia fintech, halal e-commerce, and Islamic-based digital marketing. These innovations expand market reach, improve efficiency, and strengthen an economic system grounded in justice and transparency. However, digitalization also poses challenges, such as the potential emergence of riba, gharar, and maysir if not properly regulated according to Sharia principles. Therefore, the application of values such as justice (al-‘adl), trust (amanah), honesty (ash-shidq), and excellence (ihsan) becomes essential to ensure that digital business remains aligned with maqāṣid al-syarī‘ah. Thus, digital transformation in Islamic business is not merely an effort toward economic modernization but also a means to realize an ethical, inclusive, and sustainable business system in accordance with Islamic teachings
The Best Economic System for Saving: A Global Perspective S.H Sheik Mohamed; Nirmala M; Baidawi Arrohman; Zainol Fata
International Conference on Islamic Economic (ICIE) Vol. 4 No. 2 (2025): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i2/426

Abstract

This study addresses the problem of uneven and often inadequate saving behavior across countries, which is closely related to differences in economic systems. The central issue examined is how capitalist, socialist, and mixed economic systems shape individual and national saving patterns amid global challenges such as rising living costs, consumerism, and economic uncertainty. The objective of this study is to analyze the relationship between economic system characteristics and saving behavior, while identifying the institutional, policy-related, and cultural factors that influence saving outcomes. The research employs a qualitative approach based on a literature review and comparative analysis of economic theories and global case studies. Data are analyzed descriptively and analytically to highlight the mechanisms through which different economic systems encourage or constrain saving behavior. The findings indicate that capitalist systems promote individual savings through market incentives and financial innovation, but they are often accompanied by inequality and overconsumption. Socialist systems emphasize state-managed savings and collective welfare, which can reduce individual motivation to save. Mixed economies demonstrate a more balanced approach by combining private initiative with social protection, thereby enhancing financial inclusion and economic resilience. This study contributes to the literature by emphasizing that an effective and sustainable saving system requires the integration of individual responsibility, strong institutional support, and supportive cultural values to ensure long-term economic growth and financial stability in an increasingly interconnected global economy.
Digital Business Ethics in the Marketplace Era Analysis in Islamic Economic Perspective Zainol Fata
J-Mabes: Jurnal Manajemen, Akuntansi, Bisnis Dan Studi Ekonomi Syariah Vol 4 No 1 (2026): J-MABES
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/j-mabes.v2i2.611

Abstract

The rapid development of digital technology has significantly transformed economic and business activities. This transformation has driven efficiency, innovation, and the expansion of market reach through marketplace platforms. Transactions that were previously conducted conventionally have now shifted to more flexible digital systems without limitations of space and time. Marketplaces also provide substantial opportunities for businesses, particularly SMEs, to grow. However, behind this convenience, various ethical issues have emerged, such as review manipulation, discrepancies in product information, lack of price transparency, and the presence of information asymmetry. This study aims to analyze the importance of implementing digital business ethics in marketplaces and its alignment with Islamic economic principles in building trust and business sustainability. This research employs a literature review approach by examining various sources, including academic journals and books related to digital business ethics and Islamic economics. The analysis is conducted descriptively to understand the phenomena and issues involved. The findings indicate that digital business ethics plays a crucial role in enhancing consumer trust and loyalty. Values such as honesty (shiddiq), trustworthiness (amanah), justice (adl), and transparency (tabligh) are proven to be key factors in creating healthy business interactions. Moreover, these principles are aligned with Islamic economic values, thereby supporting the development of a fair, transparent, and sustainable marketplace system
Co-Authors Azam, Ilyas Nurul Baidawi Arrohman Fany, Naufal El Hofifah Hofifah, Hofifah Ilyas Nurul Azam Magfiroh, Saodatul Mahbubah Nirmala M Paesol Paesol, Paesol Q, Siti Ramdlaniyatul R. Suhaimi S.H Sheik Mohamed Ummiyatul Hasanah