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All Journal Jurnal Ekonomi Bisnis dan Akuntansi Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Dinamika
Putri, Dewi Fatmala
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Perkembangan Pembiayaan PT Bank Syariah Indonesia Tbk (BSI) Dalam Mendorong Pertumbuhan UMKM Sari, Widya Rarta; Andriani; Lita Nabbila, Faricha; Putri, Dewi Fatmala
Dinamika: Jurnal Manajemen Sosial Ekonomi Vol 3 No 2 (2023): DINAMIKA : Jurnal Manajemen Sosial Ekonomi
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi - Studi Ekonomi Modern

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/dinamika.v3i2.398

Abstract

The purpose of writing is to determine the development of PT Bank Syariah Indonesia Tbk (BSI) financing in encouraging the growth of Micro, Small, and Medium Enterprises UMKM. The method applied in this research is a descriptive method with a qualitative descriptive research type, which utilizes a literature study approach. The data source used in this research is secondary data. The research results show that PT Bank Syariah Indonesia Tbk (BSI) gives a big priority to funding for the Micro, Small, and Medium Enterprises (UMKM) sector, which is a type of productive financing, namely IDR 41.91 trillion from the previous year in 2021 of IDR 39. 4 trillion. This is in line with the Indonesian Banking Architecture (API) framework, the pillars of which are to encourage a national banking structure through financial support for UMKM financing. However, if you look at the percentage development of PT Bank Syariah Indonesia Tbk (BSI) financing for UMKM, it has decreased, from 8.36% in 2021 to 6.37% in 2022. This shows that the financing channeled by bank mergers in PT Bank Syariah Indonesia Tbk (BSI) experienced a decline. Correspondingly, there are around 60 million UMKM in Indonesia. As many as 77.6 percent or 46.6 million of the 60 million UMKM have not had access to bank financing.
KAJIAN HADITS TENTANG PERJANJIAN DALAM MEWUJUDKAN PERDAMAIAN PADA PEMBIAYAAN IJARAH MULTIJASA DI LEMBAGA KEUANGAN MIKRO SYARIAH: (Studi Pada KSSU Harum Daha Kediri) Sari, Widya Ratna; Putri, Dewi Fatmala; Nabbila, Faricha Lita
Jurnal Ekonomi Bisnis dan Akuntansi Vol. 3 No. 2 (2023): Agustus : Jurnal Ekonomi Bisnis dan Akuntansi (JEBAKU)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jebaku.v3i2.1937

Abstract

In writing this aims to examine the hadith regarding the agreement in realizing peace on Multijasa Ijarah Financing at KSSU Harum Dhaha Kediri. By using a qualitative approach with thematic and interpretive data analysis to gain a comprehensive understanding. The results of the writing show that the Agreement on multiservice ijarah financing at KSSU Harum Dhaha Kediri has an important role in creating peace and justice. With clear, transparent, and fair agreements, the parties involved can carry out their business activities safely and smoothlyIn addition, the agreement refers to the hadith of the Prophet as a source of law governing peace in transactions. The agreement also functions as a risk control instrument and provides a dispute resolution mechanism. Thus, multiservice ijarah financing at KSSU Harum Dhaha Kediri can contribute positively to economic growth based on Sharia values.
IMPLIKASI ETIKA BISNIS DALAM PERDAGANGAN INTERNASIONAL: TINJAUAN TERHADAP KEGIATAN EKSPOR DAN IMPOR Putri, Dewi Fatmala; Yuliani, Yuliani
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 3 No. 2 (2023): Juni: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v3i2.457

Abstract

International trade has become an increasingly important activity in the global economy. The implications of these business ethics include work standards and human rights, the environment, corruption, legal bankruptcy, transparency, and accountability, as well as sustainable social and environmental principles. This study aims to review the implications of business ethics in international trade. This study used a descriptive analytical method and data were obtained from related literature sources. The results of the study show that companies are involved in export and import activities in the country. The business ethics implications must be fulfilled to encourage responsible, sustainable, and beneficial international trade for all parties involved in international trade activities
Co-Authors Andriani Lita Nabbila, Faricha Nabbila, Faricha Lita Sari, Widya Rarta Sari, Widya Ratna Yuliani Yuliani