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All Journal Jurnal Ekonomi Bisnis dan Akuntansi Dinamika Journal of Management and Social Sciences Jurnal Akademik Pengabdian Masyarakat
Dewi Fatmala Putri
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences Transportation

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PERAN BANK SYARIAH INDONESIA (BSI) DALAM MENDORONG PERTUMBUHAN INDUSTRI HALAL DI INDONESIA Faricha Lita Nabbila; Andriani; Dewi Fatmala Putri; Widya Ratna Sari
Dinamika: Jurnal Manajemen Sosial Ekonomi Vol 4 No 1 (2024): DINAMIKA : Jurnal Manajemen Sosial Ekonomi
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi - Studi Ekonomi Modern

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/dinamika.v4i1.427

Abstract

Indonesia is a country with the 4th ranking for the halal industry in the world with a majority Muslim population which is considered less optimal in managing the growth of the halal industry compared to other countries in various sectors. This research aims to examine whether the existence of BSI can encourage the growth of the halal industry in Indonesia. The method applied in this research is a descriptive method with a qualitative descriptive research type, which utilizes a literature study approach. The research results show that. BSI has distributed financing to the halal value chain sector Rp. 18 trillion, consisting of financing for the halal food and beverage subsector Rp. 9 trillion, pharmaceuticals and cosmetics Rp. 7 trillion, and fashion and fashion Rp. 3 trillion. Carrying out MSME development programs through the Sharia KUR Recipient MSME Program, BSI UMKM Center, and BSI Entrepreneurial Talent Competition
INTEGRASI KONSEP DAN APLIKASI DALAM MENENTUKAN PERILAKU KONSUMSI DALAM KEGIATAN EKONOMI MUSLIM Dewi Fatmala Putri; Syakur, Ahmad
Jurnal Ekonomi Bisnis dan Akuntansi Vol. 3 No. 2 (2023): Agustus : Jurnal Ekonomi Bisnis dan Akuntansi (JEBAKU)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jebaku.v3i2.1935

Abstract

In Muslim economic activities, consumption behavior should be aligned with the principles of Islamic economics, which include justice, balance, and blessings. Excessive and unnecessary consumption should be avoided as it can harm oneself and others. Islam teaches its followers not to harm themselves in this world and the hereafter by engaging in excessive behavior to fulfill their needs and worldly pursuits. This research adopts a qualitative approach by conducting a literature review and content analysis to identify key concepts in Islamic economics relevant to Muslim consumption behavior in economic activities. A good integration between the concepts and applications of Islamic economics in the context of consumer behavior can shape ethical, responsible, and sustainable consumption behavior. These concepts guide the choice of halal products and promote a balance between the needs and desires of individual Muslims. Furthermore, the implementation of these concepts in daily consumption practices can help Muslim individuals avoid excessive consumption, minimize wastefulness, and enhance social benefits in economic activities.
TRANSFORMASI EKONOMI KREATIF: KONTRIBUSI FEBI MART DALAM MENUMBUHKAN JIWA ENTREPRENEUR MAHASISWA IAIN KEDIRI Naning Fatmawatie; Andriani; Widya Ratna Sari; Dewi Fatmala Putri; Faricha Lita Nabbila; Mumtaza Alfahdy; Ikhsan Andi Syahputra
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 2 No. 3 (2024): Mei : Jurnal Akademik Pengabdian Masyarakat
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v2i3.1628

Abstract

FEBI MART functions as a strategic platform designed to encourage students to be active in entrepreneurial activities, as well as being a catalyst for creative economic growth in the campus environment. The focus of this research is how to transform the creative economy: Febi Mart's contribution to fostering the entrepreneurial spirit of IAIN Kediri students. This research was conducted using the focus group discussion (FGD) method and a focused open-ended interview type. The research findings show that FEBI MART contributes significantly to fostering an entrepreneurial spirit among FEBI IAIN Kediri students, through providing a platform for product marketing, assistance with halal certification, and participation in business competitions. This is the right step in supporting the transformation of students' creative economy. However, in reality, there are several challenges that need to be overcome, such as low product creativity and innovation, poor packaging quality, and the use of unofficial halal logos. Increased product oversight, packaging quality training, and encouragement to obtain official halal certification will be critical to ensuring the sustainability and success of this program.
ANALISIS MANAJEMEN RESIKO PEMBIAYAAN PEER TO PEER LENDING (P2PL) FINTECH SYARIAH (STUDI KASUS PADA PT ALAMI SYARIAH) Dewi Fatmala Putri; Zuraidah Zuraidah
Journal of Management and Social Sciences Vol. 1 No. 4 (2022): November : Journal of Management and Social Sciences
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar Jl. Sumba no 46, Kota Makassar, Sulawesi Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (216.74 KB) | DOI: 10.55606/jimas.v1i4.62

Abstract

One form of progress in the current financial sector is evidenced by the adaptation of Fintech, which stands for sharia P2PL Financial Technology. Financial institutions in carrying out their activities cannot be avoided what is called risk. That's why to gain profit and customer trust, financial institutions are required to have good risk management, especially fintech companies that offer convenience and efficiency in transactions, so they will be very vulnerable to various types of risks in the financing process that can affect the sustainability of the fintech itself. fintech companies, before channeling financing to potential recipients of funds, also need to be able to pay attention to various risks that may arise, both predictable and not, and also have techniques for mitigating risks from all possibilities that may occur in the future, so there is a need for strategic steps and ways to minimize existing risks. This type of research is empirical and uses a qualitative approach with secondary data source. From the explanation, it can be said that PT ALAMI Sharia has carried out Sharia fintech P2PL transactions that are following existing economic principles starting from the identification of potential recipients of funds, analysis carried out by PT ALAMI and risk mitigation carried out by PT ALAMI Syariah.
Co-Authors Ahmad Syakur Andriani Faricha Lita Nabbila Ikhsan Andi Syahputra Mumtaza Alfahdy Naning Fatmawatie, Naning Widya Ratna Sari Zuraidah