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Hawālah sebagai Alternatif Pembiayaan Multijasa di Lembaga Keuangan Syariah Syakur, Ahmad
MUQTASID Vol 1, No 1 (2010)
Publisher : STAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islamic banking and other Islamic financing institution need more inovation and to multiply the kind of transaction so that not to stay behind by conventional financing instituon. In the otherhand, hawālah that we know in the study of fiqh mu’āmalah do not develop optimately in the Islamic economy institution. The application of hawālah in Islamic banking is little and not popular, whereas by little inovation, hawālah can be the alternative transaction. This article is an exertion to create the financing concept of multijasa Islamic Banking that more acceptable and more simple by using the hawālah contract with little inovation. That is the combination between hawālah bi al-ujrah contract and wakālah contract, as the alternative financing for increasing monetary instruments bases the sharia. So the strong and healty financing institution is realized without leaving the sharia.   Keywords: multijasa Islamic banking, inovation, hawālah bi al-ujrah
STANDAR PENGUPAHAN DALAM EKONOMI ISLAM (Studi Kritis atas Pemikiran Hizbut Tahrir) Syakur, Ahmad
UNIVERSUM Vol 9, No 1 (2015)
Publisher : IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/universum.v9i1.68

Abstract

The labour and wage problems is one of central issues in the contemporary industrial economy. Wagework is the leading provider of tax-advantage consumer directed health, commuter and other employee benefi t. In order to compromise between employee and employer interest, the government set a minimum regional wage. Minimum wage policy in Indonesia is set based an a survey of decent living needs. Hizbut Tahrir is one of Islamic movement that calls to return to the practise of Islam in the all of life sides. Then, Hizbut Tahrir concerns to study of Islamic economy, especially the economy of Islamic state and public fi nance. Hizbut Tahrir has different opinion with other moslem economic about standard wage rates. Standard wage rates – refers Hizbut Tahrir opinions- is only based the work utility of labor. The basic living needs cannot be the standard of wage. The wage rate is prerogative right of employee and employer, described a agreement based the utility of work. This opinion different with mainstream moslem economic. According to maintreams moslem economic, standard of wage not only based work utility of labor, but also based decent living needs.Keyword: Standard, wage, living needs, Islamic economy
Hawalah sebagai Alternatif Pembiayaan Multijasa di Lembaga Keuangan Syariah Syakur, Ahmad
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 2 (2010): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v1i2.345-364

Abstract

Islamic banking and other Islamic financing institution need more inovationand to multiply the kind of transaction so that not to stay behind by conventional financing instituon. In the otherhand, hawalah that we know in the study of fiqh mu’amalah do not develop optimately in the Islamic economy institution. The application of hawalah in Islamic banking is little and not popular, whereas by little inovation, hawalah can be the alternative transaction. This article is an exertion to create the financing concept of multijasa Islamic Banking that more acceptable and more simple by using the hawalah contract with little inovation. That is the combination between hawalah bi al-ujrah contract and wakalah contract, as the alternative financing for increasing monetary instruments bases the sharia. So the strong and healty financing institution is realized without leaving the sharia
OPTIMALISASI PERAN PESANTREN DALAM PENGEMBANGAN EKONOMI SYARI’AH Syakur, Ahmad
IQTISHODUNA IQTISHODUNA (Vol 5, No 3
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (289.363 KB) | DOI: 10.18860/iq.v4i3.305

Abstract

On the history of Islam education in Indonesia, the position of pesantren is undoubtful. Before the Islamic school established, for a long time pesantren has given the  large contribution for education and building the human resource as quality and quantity. The pesantren with all of the strategic potential, reasonable to be pioneer of Islamic economy. In the other hand Islamic economy need pesantren  to grow up. It is caused the pesantren is still being the Islamic education institute that is biggest influencing and being the central of ‘ulama’ education that is legittimed. Actually, the products of Islamic economy is the rich of pesantren, that is observed from fiqh muamalah in the yellow book (kitab kuning). In the head line, the influencing of pesantren in the Islamic economy  are two. The first, the influencing of knowledge development; and the second is the influencing to appear the laboratory of sharia  economic theory in the real activity. For being maximal the influencing of pesantren in the knowlwdge development in Islamic economy, is required to repair the curriculum, method and management of education. Beside it is required to repair  the quality of human resourse, growing interpreneur sense and repairing the management of work. 
STANDAR PENGUPAHAN DALAM EKONOMI ISLAM (Studi Kritis atas Pemikiran Hizbut Tahrir) Syakur, Ahmad
UNIVERSUM : Jurnal KeIslaman dan Kebudayaan Vol 9, No 1 (2015)
Publisher : IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/universum.v9i1.68

Abstract

The labour and wage problems is one of central issues in the contemporary industrial economy. Wagework is the leading provider of tax-advantage consumer directed health, commuter and other employee benefi t. In order to compromise between employee and employer interest, the government set a minimum regional wage. Minimum wage policy in Indonesia is set based an a survey of decent living needs. Hizbut Tahrir is one of Islamic movement that calls to return to the practise of Islam in the all of life sides. Then, Hizbut Tahrir concerns to study of Islamic economy, especially the economy of Islamic state and public fi nance. Hizbut Tahrir has different opinion with other moslem economic about standard wage rates. Standard wage rates – refers Hizbut Tahrir opinions- is only based the work utility of labor. The basic living needs cannot be the standard of wage. The wage rate is prerogative right of employee and employer, described a agreement based the utility of work. This opinion different with mainstream moslem economic. According to maintreams moslem economic, standard of wage not only based work utility of labor, but also based decent living needs.Keyword: Standard, wage, living needs, Islamic economy
PENGARUH DISIPLIN KERJA, BUDAYA ORGANISASI DAN MOTIVASI KERJA TERHADAP KINERJA PEGAWAI PUSKESMAS KRAGAN II KABUPATEN REMBANG Syakur, Ahmad; Tahwin, Muhammad; Dewi, Dian Ayu Liana; Sodiq, Fajar
Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) Vol 2, No 03: Desember 2023
Publisher : STIE PENA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/emba.v2i03.889

Abstract

This research was conducted at the Kragan II Rembang Community Health Center. The aim of this research is to prove and explain the influence of work discipline, organizational culture and work motivation on the performance of employees at the Kragan II Rembang Community Health Center. The population in this study were employees of the Kragan II Rembang Community Health Center. The data collection technique used a questionnaire distributed to 88 respondents. The sampling technique uses saturated samples. The data analysis technique used is multiple linear regression analysis. The results of the research are that work discipline, organizational culture, work motivation partially have a significant positive effect on the performance of employees at the Kragan II Rembang Community Health Center. The adjusted R-square value is 0.634, meaning the contribution of work discipline, organizational culture and work motivation is 63%, while the remaining 37% is explained by other variables not examined in this research.
INTEGRASI KONSEP DAN APLIKASI DALAM MENENTUKAN PERILAKU KONSUMSI DALAM KEGIATAN EKONOMI MUSLIM Dewi Fatmala Putri; Syakur, Ahmad
Jurnal Ekonomi Bisnis dan Akuntansi Vol. 3 No. 2 (2023): Agustus : Jurnal Ekonomi Bisnis dan Akuntansi (JEBAKU)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jebaku.v3i2.1935

Abstract

In Muslim economic activities, consumption behavior should be aligned with the principles of Islamic economics, which include justice, balance, and blessings. Excessive and unnecessary consumption should be avoided as it can harm oneself and others. Islam teaches its followers not to harm themselves in this world and the hereafter by engaging in excessive behavior to fulfill their needs and worldly pursuits. This research adopts a qualitative approach by conducting a literature review and content analysis to identify key concepts in Islamic economics relevant to Muslim consumption behavior in economic activities. A good integration between the concepts and applications of Islamic economics in the context of consumer behavior can shape ethical, responsible, and sustainable consumption behavior. These concepts guide the choice of halal products and promote a balance between the needs and desires of individual Muslims. Furthermore, the implementation of these concepts in daily consumption practices can help Muslim individuals avoid excessive consumption, minimize wastefulness, and enhance social benefits in economic activities.
PRESPEKTIF AYAT AL-QUR’AN DALAM ETIKA BISNIS ISLAM KONTEMPORER Nabbila, Faricha Lita; Syakur, Ahmad
Jurnal Ekonomi Bisnis dan Akuntansi Vol. 3 No. 2 (2023): Agustus : Jurnal Ekonomi Bisnis dan Akuntansi (JEBAKU)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jebaku.v3i2.1940

Abstract

Business with everything that happens in people's lives every day in general. The large number of businesses and the variety of business motives and orientations as well as the increasing complexity of business problems, sometimes makes business people fixated on trying anything to achieve their goals, especially if the goal is only to seek profit and profit. So that negative actions often occur, which eventually become habits in business behavior. If so, it is not uncommon for business actors to be identified with dirty deeds, because there are behaviors such as lying, betrayal, breaking promises, deceiving and defrauding others. This article describes business in an Islamic approach which includes Islamic business concepts, Islamic business principles and normative foundations of Islamic business by using a review of literature studies by examining interpretations of the Qur'an regarding the relationship between verses and existing ethical rules. Islamic business must be based on Islamic ethics which originate from the Al-Qur'an and the Sunnah of the Prophet Muhammad SAW. Generally, business ethics is a normative discipline, whereby certain ethical standards are formulated and then applied. It makes specific judgments about what is right or wrong, that is to say, makes claims about what to do or what not to do.
Pengembangan Santripreneur di Pesantren: Menuju Pendidikan Kewirausahaan Yang Berdaya Saing Syakur, Ahmad; Zainuddin, Moch
Al-Muraqabah: Journal of Management and Sharia Business Vol. 4 No. 2 (2024): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/al-muraqabah.v4i2.2013

Abstract

Penelitian ini mengkaji rendahnya tingkat kewirausahaan di Indonesia, dengan peringkat 74 dari 137 negara menurut Global Entrepreneurship Index (GEI) dan rasio kewirausahaan nasional 3,3%. Fokus penelitian adalah pentingnya pendidikan kewirausahaan di pesantren untuk mengubah pola pikir generasi muda dari karyawan menjadi wirausaha, dengan studi di Pesantren Wirausaha Kalasuba Malang dan Pesantren Fathul Ulum Jombang. Pengembangan kewirausahaan di pesantren dilakukan melalui dua model: pembelajaran suplemen berbasis agama dan pembelajaran inti dengan agama sebagai dasar. Penelitian ini menggunakan pendekatan kualitatif dengan data primer dari wawancara dengan pimpinan pesantren, santri, dan tenaga pengajar, serta data sekunder dari dokumen tertulis. Hasil penelitian menunjukkan bahwa Pesantren Kalasuba Malang mengembangkan santripreneur melalui pendidikan kewirausahaan selama satu tahun, diikuti dengan pendampingan bagi yang memilih berwirausaha. Di Pesantren Fathul Ulum Jombang, santri mendapatkan motivasi dan pelatihan kewirausahaan di unit ekonomi pesantren, dengan sistem bagi hasil dan keterlibatan investor eksternal. Pesantren Fathul Ulum lebih maju dalam pemberdayaan santri dibanding Kalasuba, yang belum melibatkan investor.
ETIKA KONSUMSI DAN TANTANGAN HEDONISME PERSPEKTIF AL-QUR'AN DAN HADIS Nadhifah, Siti Nurun; Syakur, Ahmad
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 8 No 1 (2025): Artikel Riset Januari 2025
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v8i1.1928

Abstract

Praktik konsumsi berlebihan di kalangan umat Islam telah menjadi isu dalam konteks modernisasi dan globalisasi, yang berdampak luas pada individu, masyarakat, dan lingkungan. Fenomena ini bertentangan dengan prinsip-prinsip dasar Islam yang menekankan keselamatan, keadilan, dan tanggung jawab sosial. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mendorong perilaku konsumtif ini dan mencari solusi yang tepat. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan desain studi kasus, meliputi wawancara observasi partisipatif dan analisis dokumen. Data yang diperoleh dianalisis secara tematik untuk mengidentifikasi pola dan hubungan antara faktor-faktor yang mempengaruhi konsumsi berlebihan. Hasil penelitian menunjukkan bahwa hedonisme bertentangan dengan prinsip-prinsip konsumsi Islam seperti zuhud, larangan israf dan tabdzir, serta konsep halal dan thayyib. Analisis berdasarkan Maqashid Syariah mengungkapkan dampak negatif hedonisme terhadap perlindungan agama, jiwa, akal, keturunan, dan harta. Faktor-faktor pendorong konsumsi berlebihan meliputi globalisasi, pengaruh media, materialisme, dan perubahan gaya hidup. Penelitian menekankan pentingnya pendekatan komprehensif dalam mengatasi hedonisme, termasuk penguatan pemahaman agama, edukasi konsumsi bertanggung jawab, dan pengembangan sistem ekonomi sesuai prinsip Islam. Strategi upaya yang direkomendasikan meliputi penerapan pola hidup sederhana, edukasi etika konsumsi, kolaborasi sosial, dan penguatan regulasi untuk menciptakan pola konsumsi yang seimbang dan bertanggung jawab.