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All Journal Balanca : Jurnal Ekonomi dan Bisnis Islam Taroa : Jurnal Pengabdian Masyarakat
Wibowo, Salsabila Natasya
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Other

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Analisis Sistem Paylater terhadap Perilaku Impulse Buying Mahasiswa pada Era Digital Menurut Perspektif Islam Wibowo, Salsabila Natasya; Hendri Hermawan Adinugraha
Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 6 No 1 (2024): Balanca: Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/balanca.v6i1.7391

Abstract

The study's goal is to examine the influence of paylater payment systems on student impulsive purchase behavior in the digital era, with a particular emphasis on the Islamic viewpoint. Increased usage of technology and electronic payment methods, such as paylaters, has sped up online purchasing transactions, which can influence customer behavior, especially impulse purchases. The study collects data from students who utilize the paylater system to perform online retail transactions using qualitative research approaches. The respondents of this research are students of UIN K.H. Abdurrahman Wahid Pekalongan. Furthermore, the study was conducted in accordance with Islamic economic principles, which promote fair, honest, and responsible transactions. According to the findings of the study, the usage of paylater systems can enhance student impulsive purchase behavior. Transactional simplicity and enticing discount offers might lead to hasty purchase decisions. However, it was discovered that several actions in the paylater system may be inconsistent with Islamic economic ethical standards. This study provides in-depth insight into how paylater payment systems impact student spending behavior and serves as a foundation for developing policy recommendations to encourage the establishment of payment systems based on Islamic principles. In the context of an ever-expanding digital economy, it is critical to encourage responsible consumerism and moral values.
KREATIVITAS VISUAL: PELATIHAN DESAIN GRAFIS UNTUK MAHASISWA PENERIMA BEASISWA BANK INDONESIA Prasetyo, Abdillah Dwi; Wibowo, Salsabila Natasya; Nadzifah, Intan; Devy, Happy Sista; Adinugroho, Hendri Hermawan
Taroa: Jurnal Pengabdian Masyarakat Vol 3 No 1 (2024): Januari
Publisher : LPPM IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/taroa.v3i1.2195

Abstract

Penelitian ini mengevaluasi dampak pelatihan desain grafis pada mahasiswa penerima beasiswa Bank Indonesia, dengan fokus pada peningkatan kreativitas visual, kemampuan desain grafis, dan tingkat keterlibatan dalam proyek inovatif. Keterampilan desain grafis saat ini bukan hanya keahlian tambahan, melainkan suatu keharusan untuk memenuhi tuntutan zaman. Program beasiswa Bank Indonesia tidak hanya memberikan dukungan finansial, tetapi juga menekankan pengembangan potensi dan keterampilan mahasiswa. Pelatihan dilakukan melalui pendekatan Participatory Action Research (PAR) yang melibatkan mahasiswa, dosen, dan pihak terkait. Hasil penelitian menunjukkan peningkatan signifikan dalam merespons tantangan dunia nyata, menerapkan konsep visual dalam proyek-proyek, dan berperan sebagai agen perubahan responsif terhadap dinamika era digital. Penelitian ini memberikan kontribusi dalam pemahaman peran keterampilan desain grafis dalam pembentukan mahasiswa dan diharapkan menjadi dasar untuk pengembangan program pelatihan yang lebih efektif di masa depan. Ucapan terima kasih disampaikan kepada Bank Indonesia, instansi, kelompok, dan perorangan yang berkontribusi dalam penelitian ini, dengan harapan upaya bersama dapat memberikan manfaat pada mahasiswa dan meningkatkan pemahaman tentang kreativitas visual dalam dunia pendidikan. (200 kata)
Co-Authors Adinugroho, Hendri Hermawan Devy, Happy Sista Hendri Hermawan Adinugraha Nadzifah, Intan Prasetyo, Abdillah Dwi