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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal ICMES: The Journal of Middle East Studies Intermestic: Journal of International Studies
Akbar, Alwi
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Humanities Economics, Econometrics & Finance Energy Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS PENERAPAN FINTECH PADA UMKM DI KOTA MEDAN DALAM PERSFEKTIF MAQASHID SYARIAH Akbar, Alwi; Imsar, Imsar; Silalahi, Purnama Ramadani
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 03 (2024): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i03.36719

Abstract

Penelitian bertujuan untuk mengetahui Penerapan Fintech Pada UMKM di Kota Medan Dalam Persfektif Maqashid Syariah, serta kendala dan juga risiko dari Penerapan Fintech Pada UMKM di Kota Medan. Sumber data primer dan sekunder merupakan sumber data yang digunakan dalam pendekatan penelitian kualitatif. Untuk mengumpulkan data untuk penelitian ini, wawancara, dokumentasi, dan tinjauan pustaka digunakan. Kemudian dimungkinkan untuk membuat kesimpulan dari temuan analisis data. Berdasarkan temuan penelitian, 1. Sebagian besar pedagang UMKM ingin menggunakan layanan Fintech karena mereka menyadarinya. Fintech dipandang ramah pengguna oleh pelaku UMKM dan digunakan untuk layanan pembayaran digital. 2. Sumber daya manusia (SDM) menjadi salah satu kendala penerapan Fintech karena masih kurangnya pemahaman menyeluruh terhadap teknologi. Bagi banyak UMKM, buruknya kinerja fintech menyebabkan tertundanya transfer hasil penjualan. Biaya admin dinaikkan sebesar biaya MDR. Penerapan Fintech bagi UMKM membawa bahaya peningkatan kejahatan dunia maya, termasuk penipuan dan peretasan akun. 3. Penerapan Fintech dari sudut pandang maqashid syariah. Diantaranya maqashid syariah dari unsur at Tsabat (keutuhan) sejalan dengan UMKM yang diperhatikan oleh seluruh karyawan maupun pemilik usaha yang muslim, maqashid syariah dari unsur al Adl (kewajaran dalam bertransaksi), maqashid syariah dari unsur al wudhuh (transparansi) sejalan dengan unsur promosi digital, dan maqashid syariah dari unsur al hifdz (pemeliharaan harta) sejalan dengan unsur penjualan digital dan pembayaran digital. Status kehalalan transaksi dan barang telah dipastikan melalui kepatuhan fintech.
Nilai Toleransi pada Bingkai Kebijakan Dalam dan Luar Negeri UAE Alim, Muhamad; Akbar, Alwi; Muttaqin, Mochammad Izdiyan
Jurnal ICMES Vol 7 No 2 (2023): Jurnal ICMES: The Journal of Middle East Studies
Publisher : Indonesia Center for Middle East Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35748/jurnalicmes.v7i2.160

Abstract

Starting at the end of the 20th century, the United Arab Emirates (UAE) began to focus its policies on forming a national identity because the migrant population dominated the local population. To overcome this phenomenon, increase investment and economic growth, and maintain domestic harmonization, the UAE government is trying to shape a national identity and implement the value of tolerance in its domestic and foreign policies. This article will describe how the UAE uses tolerance to form a national identity in its domestic and foreign policies and how the Islamic religion plays a role. This research uses qualitative methods and the concept of constructivism in foreign policy. The study finds that the UAE has implemented several approaches to create a national identity full of tolerance to achieve its national interests, namely investment, economic growth, the tourism industry and regional security.
Analysis of Security Projections in the Reconciliation of Relations between Iran and Saudi Arabia Akbar, Alwi; Machmudi, Yon; Fikri, Naufal; Mahendra, Yusril Ihza
Intermestic: Journal of International Studies Vol 9 No 2 (2025)
Publisher : Departemen Hubungan Internasional, Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/intermestic.v9n2.8

Abstract

With ideological battles, defense rivalries, and the rise of proxies in regional countries, Saudi Arabia and Iran represent the pinnacle of rivalry in the Middle East region. Both countries have had a history of volatile conflict escalation over the past few decades, culminating in Iran's severance of diplomatic relations with Saudi Arabia in 2016. After many years, they finally agreed to reconciliation and improvement of diplomatic relations, particularly in the field of security. China has played an important role as a broker in this reconciliation process. This has shifted the role of security policy, which has long been dominated by the United States. This paper aims to analyze how the Saudi Iranian rapprochement affects the stability of the Middle East Security Complex. We use the Regional Security Complex Theory (RSCT) of Barry Buzan and Ole Wæver to analyze and project the dynamics of the relationship between these two countries on the security of the Middle East region. The research methodology uses an exploratory qualitative approach to broaden the scope of the analysis of the security implications of the Middle East, after the improvement of the relationship between these two countries.
Analysis of Security Projections in the Reconciliation of Relations between Iran and Saudi Arabia Akbar, Alwi; Machmudi, Yon; Fikri, Naufal; Mahendra, Yusril Ihza
Intermestic: Journal of International Studies Vol 9 No 2 (2025)
Publisher : Departemen Hubungan Internasional, Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/intermestic.v9n2.8

Abstract

With ideological battles, defense rivalries, and the rise of proxies in regional countries, Saudi Arabia and Iran represent the pinnacle of rivalry in the Middle East region. Both countries have had a history of volatile conflict escalation over the past few decades, culminating in Iran's severance of diplomatic relations with Saudi Arabia in 2016. After many years, they finally agreed to reconciliation and improvement of diplomatic relations, particularly in the field of security. China has played an important role as a broker in this reconciliation process. This has shifted the role of security policy, which has long been dominated by the United States. This paper aims to analyze how the Saudi Iranian rapprochement affects the stability of the Middle East Security Complex. We use the Regional Security Complex Theory (RSCT) of Barry Buzan and Ole Wæver to analyze and project the dynamics of the relationship between these two countries on the security of the Middle East region. The research methodology uses an exploratory qualitative approach to broaden the scope of the analysis of the security implications of the Middle East, after the improvement of the relationship between these two countries.
Co-Authors Alim, Muhamad Fikri, Naufal Imsar, Imsar Muttaqin, Mochammad Izdiyan Silalahi, Purnama Ramadani Yon Machmudi Yusril Ihza Mahendra