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All Journal Jurnal Akuntansi, Bisnis dan Ekonomi Indonesia (JABEI) Jurnal Mikraf: Jurnal Pendidikan
Riman Abimayu
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Religion Economics, Econometrics & Finance Education

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Analisis Kinerja Keuangan PT. Bank BRI (Persero) Tbk Di Bursa Efek Indonesia (BEI) Zulkipli, Zulkipli; Riman Abimayu; Robby Erviando
Jurnal Akuntansi, Bisnis dan Ekonomi Indonesia (JABEI) Vol. 3 No. 2 (2024): JABEI
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jabei.v3i2.242

Abstract

The research method used is secondary data analysis from the 2019-2023 period with the financial ratio analysis method used for the first analysis consisting of Loan to Asset Ratio (LAR), Return On Equity (ROE) and Debt to Equity Ratio (DER). The second analysis method uses the development formula to determine the development of PT's net profit. BRI (Persero) Tbk.The results of the analysis carried out concluded, First a). The results of calculating financial ratios, namely the Liquidity ratio, which is represented through the Loan to Assets Ratio (LAR), show that PT. BRI (Persero) Tbk during the 2019-2023 period shows that the average Loan to Assets Ratio (LAR) value is ≤ 75%, namely 60.48%. This means that the financial performance of PT. BRI (Persero) Tbk is relatively healthy from the liquidity aspect. b). The results of calculating financial ratios are the Profitability ratio which is represented through PT's Return On Equity (ROE) ratio. BRI (Persero) Tbk during the 2019-2023 period showed an average Return On Equity (ROE) ratio of 14.48%. PT. BRI (Persero) Tbk is included in Category PK-3, which is classified as an unhealthy bank and is not susceptible to the negative influence of risk factors because the ROE ratio is <17%. c)> The results of the financial ratio calculation, namely the Profitability ratio, which is represented through the Debt to Equity Ratio (DER), show that PT. BRI (Persero) Tbk during the 2019-2023 period showed an average Debt to Equity Ratio (DER) value of 5.43% based on PBI, the health level of commercial banks was ≤ 70% in the healthy category. Second, namely the results of the development of PT's net profit. BRI (Persero) Tbk. experienced a continuous increase from 2019-2023 with an average growth of 25.93%.
PERAN GURU PENDIDIKAN AGAMA ISLAM DALAM MEMBENTUK KARAKTER PESERTA DIDIK DI MASA PANDEMI COVID-19 DI SEKOLAH MENENGAH PERTAMA BAITURRAHIM KOTA JAMBI Maharani, Ria; Nur Anisyah; Sri Rahmah Ramadhoni; Riman Abimayu
Mikraf: Jurnal Pendidikan Vol. 4 No. 2 (2023): Jurnal Mikraf: Jurnal Pendidikan
Publisher : STAI Ma'arif Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70338/mikraf.v4i2.140

Abstract

Tulisan ini membahas tentang Peran Guru Pendidikan Agama Islam dalam membentuk karakter peserta didik di masa pandemi covid-19 di sekolah menengah pertama baiturrahim kota jambi, karena seorang guru bukan hanya bertanggung jawab mengajar saja namun juga memiliki tanggung jawab membimbing, mendidik, serta membentuk karakter peserta didik. Pada masa pandemi covid-19 dengan adanya pembelajaran daring sangat sulit untuk mengawasi tingkah laku peserta didik dalam kegiatan pembelajaran di rumah terutama pada saat menggunakan akses internet. Berdasarkan observasi penulis karakter baik peserta didik pada masa pandemi covid-19 menurun di karenakan beberapa faktor penyebab yang pertama kurangnya kadisiplinan peserta didik karena guru tidak bisa mengawasi secara langsung bagaimana perilaku masing-masing peserta didik di rumah, seperti tugas yang di kumpulkan tidak tepat waktu, dan keterlambatan peserta didik dalam mengikuti kelas daring, yang kedua peserta didik yang bebas berselancar di dunia maya dengan melihat hal-hal di luar materi pembelajaran, karena kurangnya pengawasan dari orang tua di rumah yang juga sibuk dengan pekerjaan masing-masing sehingga kurangnya kerja sama guru dan orang tua dalam mengontrol karakter mereka. Disinilah peran guru terutama guru pendidikan agama islam harus sangat berperan dalam menerapkan strategi-strategi guna membentuk karakter yang baik selama pembelajaran daring di era covid-19 ini. Agar karakter peserta didik dalam mengikuti proses pembelajaran daring bisa tetap terkontrol dengan baik.
Co-Authors Maharani, Ria Nur Anisyah Robby Erviando Sri Rahmah Ramadhoni Zulkipli Zulkipli