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Peranan Platform Digital Investasi Dalam Mengubah Mekanisme Transaksi Di Pasar Modal Syariah Indonesia Muhammad Syam'ani; Mahmud, Yusuf
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Pusat Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.05.1.05

Abstract

Teknologi sudah merambat ke seluruh sektor keuangan, dari pengumpulan dana (investasi) hingga penyaluran dana (pembiayaan). Dalam sektor investasi, fintech berperan penting dalam memfasilitasi dan memudahkan transaksi di pasar modal syariah Indonesia. Salah satu aspek terpenting dari peran fintech dalam pasar modal syariah adalah kemampuannya untuk menyediakan platform transaksi yang efisien dan mudah digunakan. Penelitian ini dilaksanakan untuk mendiskripsikan mekanisme transaksi investasi online saat ini dengan menganalisis data-data mengenai platform digital investasi yang peneliti kumpulkan dari buku, jurnal dan website. Metode penelitian yang digunakan adalah kualitatif deskriptif dengan jenis penelitian studi pustaka. Data primer yang sesuai dengan topik penelitian, peneliti kumpulkan kemudian dianalisis dengan pendekatan analisis deskriptif, sehingga menghasilkan gambaran tentang topik tersebut. Hasil penelitian ini menunjukan bahwa mekanisme transaksi investasi di pasar modal syariah berubah dan semakin mudah, dari yang awalnya dilakukan secara offline menjadi online. Dari pendaftaran, pengisian saldo RDN, pembelian efek, penjualan efek hingga pencairan dana semua dilakukan secara online melalui platform digital investasi.
Transformation Towards a Sharia-Based Economy: Theory, Practice and Social Implications Arum Khairunnisa; Muhammad syam'ani; Rahma putri widyaningsi; Anna Tiara Rahma; Eko Nursalim
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 2 No. 1 (2025): Islamic Business and Financial Innovation
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v2i1.24

Abstract

Sharia economics is an economic paradigm based on Islamic principles, which includes aspects of finance, investment and distribution of wealth by complying with Islamic laws. This concept emphasizes fairness, transparency and sustainability in various economic activities. In this journal, we will explore several key aspects of Islamic economics from a theoretical and practical implementation perspective. Sharia economic theory integrates Islamic principles into the existing economic framework. One of the main principles is the prohibition of usury (riba al-duyun), which prohibits the practice of interest in the financial system. This encourages the development of alternative financial instruments such as mudharabah (profit sharing) and murabahah (buying and selling with a markup). (Amalia 2020). Apart from that, the sharia economic concept also emphasizes distributive justice, where wealth and natural resources must be distributed fairly among society. These principles are reflected in zakat (religious donations) and sadaqah (voluntary donations), which are important instruments in the redistribution of wealth to overcome social inequality
Correlation of Halal Certification in Consumer Protection and Hifzh Nafs in Maqashid Syariah Khairatun Hisanah Alpasa; Muhammad Syam'ani
Jurnal Ilmiah Multidisiplin Indonesia (JIM-ID) Vol. 4 No. 05 (2025): Jurnal Ilmiah Multidisplin Indonesia (JIM-ID), June 2025
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Halal certification plays an important role in ensuring the welfare of Muslims, both physically and spiritually. This is closely related to the principle of hifzh nafs in maqashid sharia which aims to protect human life and welfare. Although the importance of halal certification in the global market is increasing, there is still a lack of research that examines the direct relationship between halal certification and the protection of consumer health, safety, and spiritual peace. This problem is especially evident in studies that focus more on the economic or technical aspects of halal certification, without fully exploring its impact on consumer welfare from a holistic Islamic perspective. This study aims to fill this gap by analyzing the relationship between halal certification and the principle of hifzh nafs through a literature review approach. The research method used is descriptive qualitative, by collecting data from literature studies that include journals, books, and legal regulations related to halal certification and maqashid sharia. The results of the study indicate that halal certification functions as a guarantee of the physical, mental, and spiritual safety of consumers by ensuring that the products consumed do not contain ingredients that harm the body or soul. Halal certification also helps avoid potential risks that can affect physical and mental health, while providing peace of mind to consumers. Therefore, halal certification not only guarantees the halalness of products from a religious perspective, but also supports the protection of human life and welfare in accordance with the principles of maqashid sharia.