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All Journal Abdi Makarti JISEF : Journal Of International Sharia Economics And Financial Budgeting: Jurnal Akuntansi Syariah
Izaty, Santi Nailul
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Social Sciences Other

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PELATIHAN SISTEM AKUNTANSI PENGELOLAAN LAPORAN KAS IPNU IPPNU DESA KWAYANGAN KECAMATAN KEDUNGWUNI KABUPATEN PEKALONGAN Izaty, Santi Nailul; Febriani, Fenti; Kurniawan, Pratomo Cahyo
ABDI MAKARTI Vol 3, No 1 (2024): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v3i1.566

Abstract

The most important part of financial management is cash management. Cash is one of the most liquid financial assets because it is used for the company's operational activities such as paying the company's obligations. Holding this Community Service aims to provide training to the non-profit institution IPNU IPPNU Kwayangan Village on the basics of accounting and making financial statements, as well as managing cash statements properly and correctly. With this training, it is hoped that IPNU IPPNU Kwayangan Village members, especially cash managers, can better understand making financial statements and cash management due to this service. The method used in this service is delivering material directly to the IPNU IPPNU management of Kwayangan Village. The material we bring about making structured records according to accounting rules can be easily understood. As well as guiding the management and participants of IPNU IPPNU until it can succeed in its implementation. The result of the dedication obtained by the participants was an increase in knowledge and adequate insight into cash management. In providing guidance, it is carried out optimally, and structured to separate cash receipt journals and cash expenditure journals neatly and professionally.
FINANCIAL MANAGEMENT IN THE FRAMEWORK OF SHARIA: EXPLORING THE BASICS OF FINANCIAL MANAGEMENT BASED ON ISLAMIC TEACHINGS Izaty, Santi Nailul; Umairo, Tsania; Khadiqoh, Sabita; Aji, Gunawan; Andrean, Rizky
JISEF : Journal Of International Sharia Economics And Financial Vol 3 No 01 (2024): JISEF : Journal Of International Sharia  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v3i01.1076

Abstract

Islamic financial management is a discipline that studies financial management according to Islamic sharia principles. This research is entitled Financial Management in the Framework of Sharia: Exploring the Basics of Financial Management Based on Islamic Teachings. This research aims to find out the Basics of Financial Management Based on Islamic Teachings within the framework of Sharia. This research uses a systematic literature review method to explore and analyze financial management in the framework of sharia by exploring the basics of financial management based on Islamic teachings. The results show that Islamic financial management focuses on the principles of justice, honesty, togetherness and compliance with Islamic law. The main principles include sharia compliance, maqashid sharia, prohibition of usury, justice, taawun, benefit, and balance. Its scope includes Islamic financial institutions such as banks, capital markets, insurance, and other financing institutions. Its functions include sharia-compliant funding, investment, and profit sharing/dividend decisions. Challenges include capitalization, product development, human resources, infrastructure, instrument variability, and the application of sharia principles. And Islamic financial management offers a more stable and sustainable approach by taking into account the spiritual and ethical aspects of financial management. However, with continuous innovation and consistent application of sharia principles, sharia financial management can contribute to creating a financial system that is more stable, sustainable and beneficial to the wider community
Analisis Determinan Perilaku Dissaving pada Generasi Muda Izaty, Santi Nailul; Umairo, Tsania; Pratama, Versiandika Yudha
Budgeting: Jurnal Akuntansi Syariah Vol 6 No 1 (2025): Budgeting: Jurnal Akuntansi Syariah, Juni 2025
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/bdg.v6i1.5174

Abstract

In the digital era, the financial patterns of the younger generation have undergone significant changes. Easy access to e-commerce platforms and digital financial services encourages the emergence of the dissaving phenomenon. This study aims to analyze the influence of financial education, consumption habits, and investment risk perceptions on the dissaving phenomenon among the younger generation. Using a quantitative approach, data were collected from 100 respondents aged 18–35 years in Pekalongan Regency through a questionnaire. The analysis was carried out using multiple linear regression with the help of SPSS 27. The results of the study showed that partially, financial education, consumption habits, and investment risk perceptions have a significant influence on dissaving. Simultaneously, the three variables explain 77.9% of the dissaving phenomenon. Financial education helps to manage the budget better, while uncontrolled consumption habits and high investment risk perceptions increase the risk of dissaving. This study highlights the importance of targeted financial education to suppress the dissaving phenomenon and proposes further research with a wider scope of variables and populations.
Co-Authors Andrean, Rizky Febriani, Fenti Gunawan Aji Khadiqoh, Sabita Pratomo Cahyo Kurniawan Umairo, Tsania Versiandika Yudha Pratama