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Foreign Workers in Indonesia: A Literature Study of The Islamic Perspective Andrean, Rizky; Safi'i, M. Aris; Surur, Achmad Tubagus
MUAMALATUNA Vol. 15 No. 1 (2023): Januari-Juni 2023
Publisher : Fakultas Syariah UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to describe foreign workers in Indonesia from an Islamic perspective. This research is a literature study using a qualitative research approach. This research uses secondary data that comes from the publication of scientific journal articles, the results of previous studies, and other reference sources that are relevant to the matter being studied. The development of globalization encourages the movement of labor between countries, giving rise to foreign workers. Foreign workers are every person who is not an Indonesian citizen who can do work, both inside and outside the employment relationship, to produce goods or services to meet the needs of society. Foreign workers can have positive and negative impacts on domestic employment conditions. Therefore, the government needs to make regulations regarding foreign workers. The policies issued by the government to regulate foreign workers in Indonesia must be fair. Labor from an Islamic perspective is a partner towards achieving common prosperity that must be treated humanely, including if the workforce is foreign workers. From an Islamic perspective, foreign workers should be respected according to their proportions based on general rules and norms that apply. The existence of foreign workers should be a momentum to advance the nation’s economy.

Pendayagunaan Dana Sosial Bank Syariah Melalui Platform Financial Technology untuk Pemberdayaan UMKM pada Era Digital Andrean, Rizky
Velocity: Journal of Sharia Finance and Banking Vol 3 No 1 (2023): Mei 2023
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v3i1.860

Penelitian ini bertujuan untuk mendeskripsikan pemberdayaan UMKM pada era digital berbasis pendayagunaan dana sosial bank syariah melalui platform financial technology. Penelitian ini merupakan penelitian kualitatif dengan jenis penelitian pustaka. Penelitian ini menggunakan data sekunder yang bersumber dari buku, jurnal ilmiah, berita media massa, juga sumber dari internet yang dinilai kredibel dan berstandar baik nasional maupun internasional serta relevan dengan hal yang diteliti. Selain itu, untuk mendukung penelitian ini, digunakan juga sumber data primer yang bersumber dari hasil wawancara yang dikaji lebih lanjut melalui kegiatan focus group discussion (FGD). Hasil penelitian menunjukkan bahwa Indonesia adalah negara dengan potensi UMKM yang besar. Masalah utama yang dihadapi dalam pemberdayaan UMKM adalah terbatasnya akses terhadap pembiayaan karena banyak UMKM yang belum bankable. Di sisi lain Indonesia juga memiliki potensi alternatif pembiayaan UMKM melalui pendayagunaan dana sosial bank syariah yang terdiri dari zakat perusahaan dan corporate social responsibility (CSR). Pada era digital, pembiayaan tersebut dapat disalurkan melalui platform financial technology. Agar lebih kompetitif, UMKM penerima manfaat tidak hanya mendapat akses pembiayaan saja, tetapi juga pemberdayaan usaha di luar aspek pembiayaan seperti pelatihan dan sebagainya yang diberikan oleh UMKM Center yang dimiliki/dibentuk oleh platform financial technology tersebut.

MSMES MARKET EXPANSION STRATEGY: SYNERGY OF HALAL CERTIFICATION AND DIGITAL MARKETING Jailani, Novalini; Andrean, Rizky; Anwar, Khairul; Gunawan, Muhammad Ali
Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 5 No. 2 (2024)
Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/tadayun.v5i2.346

This study explores the strategic approach of combining Halal certification and digital marketing to enhance market expansion for Micro, Small, and Medium Enterprises (MSMEs). This study investigates how the synergy between Halal certification and digital marketing can be a dual strategy to penetrate new markets and increase sales volume. This research uses a descriptive qualitative approach with a type of library research. The data used in this study came from books, journal articles, and reports relevant to the research topic. The findings reveal that Halal certification significantly increases consumer confidence and market access. When paired with digital marketing, MSMEs experience substantial growth in both market reach and customer base. This study contributes to the growing body of literature on MSME growth strategies, demonstrating that the integration of Halal certification and digital marketing can serve as a powerful tool for market expansion, especially in culturally and religiously diverse markets. The synergy of Halal certification and digital marketing presents a viable strategy for MSMEs looking to expand their market presence in both local and international contexts. Abstrak Penelitian ini mengeksplorasi pendekatan strategis penggabungan sertifikasi Halal dan pemasaran digital untuk meningkatkan perluasan pasar bagi Usaha Mikro, Kecil, dan Menengah (UMKM). Studi ini menyelidiki bagaimana sinergi antara sertifikasi Halal dan pemasaran digital dapat berfungsi sebagai strategi ganda untuk menembus pasar baru dan meningkatkan volume penjualan. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan jenis penelitian kepustakaan. Data yang digunakan dalam penelitian ini berasal dari buku, artikel jurnal dan laporan yang relevan dengan topik penelitian. Temuan mengungkapkan bahwa sertifikasi Halal secara signifikan meningkatkan kepercayaan konsumen dan akses pasar. Ketika dipasangkan dengan pemasaran digital, UMKM mengalami pertumbuhan substansial baik dalam jangkauan pasar maupun basis pelanggan. Studi ini berkontribusi pada semakin banyak literatur tentang strategi pertumbuhan UMKM, menunjukkan bahwa integrasi sertifikasi Halal dan pemasaran digital dapat berfungsi sebagai alat yang ampuh untuk ekspansi pasar, terutama di pasar yang beragam secara budaya dan agama. Sinergi sertifikasi Halal dan pemasaran digital menghadirkan strategi yang layak bagi UMKM yang ingin memperluas kehadiran pasar mereka baik dalam konteks lokal maupun internasional.

The Role of E-Commerce in Equitable Digital Economy in Indonesia Adinugraha, Hendri Hermawan; Sadali, Ayatullah; Rahmawati, Ferida; Andrean, Rizky
Reinforce: Journal of Sharia Management Vol 3 No 2 (2024)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v3i2.9876

The rapid development of online trading or e-commerce has become a new phenomenon in the Indonesian economy. This fact has not been proven to impact the welfare of digital economic equality in Indonesia positively. This study intends to explain the role of e-commerce in the distribution of the digital economy in Indonesia. This study uses a systematic literature review method. The data sources for this research come from books, journals, and other literature related to the role of e-commerce in the distribution of the digital economy in Indonesia. The findings in this literature review conclude that, ideally, high e-commerce transactions can benefit the realization of economic equality in Indonesia. This fact can be found in the e-commerce business, which has embraced local economic sectors such as agriculture, plantations, fisheries, and even MSMEs in all regions by playing an active role in this digital-based trade. Technology has been proven to break the long chain in the distribution process. Business actors in rural areas and regional MSMEs can be essential if they can make friends with technological sophistication. Local business actors can increase their productivity and welfare. Support from the Indonesian government is urgently needed to build infrastructure to realize trade through digital media in villages and remote areas. Another tough challenge is ensuring the e-commerce business is fully secure to gain the public’s trust.

Sustainable Village Development: Overcoming The Challenges of Road Damage to Create a Prosperous Society Dzilkamil, Khabibah; Adinugraha, Hendri Hermawan; Achmad, Dliyauddi; Andrean, Rizky; Sain, Zohaib Hassan
Prosperity: Journal of Society and Empowerment Vol. 4 No. 2 (2024): December
Publisher : Universitas Islam Negeri Walisongo Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/prosperity.v4i2.20892

Sustainable Development Goals (SDGs) is a series of 17 internationally agreed development goals that aim to end poverty, protect the environment, and ensure that by 2030, all people can live in peace, prosperity, and harmony with the environment. This research aims to investigate the challenges faced in overcoming road damage in villages, as well as efforts that can be made to create sustainable solutions. It is also hoped that this research can provide a valuable contribution to addressing infrastructure problems at the local level and promoting positive transformation in village communities towards sustainable prosperity. This qualitative research uses descriptive methodology and data obtained through direct observation and data analysis in the form of a list of words. The people of Pandanarum Village find it difficult to access the road because there are several impassable points on the road, burdening the community with work and activities. Therefore, the Pandanarum Village Government has scheduled road asphalting, street lighting, and road drainage projects by village development which must be in line to implement the Sustainable Development Goals (SDGs) agenda to improve community welfare.

Do Product Knowledge and Halal Awareness Influence Purchase Intention and Purchase Decision Of Korean Instant Noodles Among Generation Z? Ghozani, Sobi; Andrean, Rizky; Jannah, Arina Roudhotul; Adinugraha, Hendri Hermawan
Likuid Jurnal Ekonomi Industri Halal Vol 5, No 1 (2025): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v5i1.37642

Korean culture, which is global and popular among the younger generation, including in Indonesia, also influences their preferences in the fields of clothing, music, cosmetics, and food. Using the mediating variable of purchase intention, this research attempts to examine how product knowledge and halal awareness affect the decision to buy Korean instant noodles among generation Z in the Pekalongan Ex-Residency. This study uses a quantitative method by 160 members of generation Z who were selected using Hair theory made up the sample for this study. The incidental sampling is employed in this research. A Likert scale questionnaire is used to collect data for this investigation. Path analysis using the Sobel test is the data analysis method employed in this investigation. The findings of the study show that purchasing intention is influenced by halal awareness and product knowledge. Purchase intention, halal awareness, and product understanding all affect the decision to buy. The impact of halal awareness and product knowledge on purchasing decisions is mediated by purchase intention.

FINANCIAL MANAGEMENT IN THE FRAMEWORK OF SHARIA: EXPLORING THE BASICS OF FINANCIAL MANAGEMENT BASED ON ISLAMIC TEACHINGS Izaty, Santi Nailul; Umairo, Tsania; Khadiqoh, Sabita; Aji, Gunawan; Andrean, Rizky
JISEF : Journal Of International Sharia Economics And Financial Vol 3 No 01 (2024): JISEF : Journal Of International Sharia Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v3i01.1076

Islamic financial management is a discipline that studies financial management according to Islamic sharia principles. This research is entitled Financial Management in the Framework of Sharia: Exploring the Basics of Financial Management Based on Islamic Teachings. This research aims to find out the Basics of Financial Management Based on Islamic Teachings within the framework of Sharia. This research uses a systematic literature review method to explore and analyze financial management in the framework of sharia by exploring the basics of financial management based on Islamic teachings. The results show that Islamic financial management focuses on the principles of justice, honesty, togetherness and compliance with Islamic law. The main principles include sharia compliance, maqashid sharia, prohibition of usury, justice, taawun, benefit, and balance. Its scope includes Islamic financial institutions such as banks, capital markets, insurance, and other financing institutions. Its functions include sharia-compliant funding, investment, and profit sharing/dividend decisions. Challenges include capitalization, product development, human resources, infrastructure, instrument variability, and the application of sharia principles. And Islamic financial management offers a more stable and sustainable approach by taking into account the spiritual and ethical aspects of financial management. However, with continuous innovation and consistent application of sharia principles, sharia financial management can contribute to creating a financial system that is more stable, sustainable and beneficial to the wider community

OPTIMIZATION OF DIGITAL FINANCE FOR RECIPIENTS OF SOCIAL ASSISTANCE FAMILY HOPE PROGRAM(PKH) IN WARUREJA DISTRICT REVIEWED FROM THE THEORY OF ASHABIYYAH Nabila, Anissa Putri; Hermawan, Hendri; Shulthoni, Muhammad; Andrean, Rizky
Ekonomi Islam Vol. 16 No. 1 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i1.16650

Research aims: This study aims to analyze the optimization of digital finance in the implementation of the Family Hope Program (PKH) in Warureja District, using Ibn Khaldun’s Ashabiyyah theory as an analytical framework. Design Methodology/Approach: A qualitative field research approach was applied, involving interviews and observations with the Village Head, five PKH recipients, and one PKH facilitator in Demangharjo Village, Warureja District, Tegal Regency. Primary and secondary data were collected to gain a comprehensive understanding of the community’s experiences with digital finance systems. Research findings: The results reveal that digital finance has enhanced efficiency and transparency in the distribution of social assistance. Recipients reported faster access to aid and improved communication with facilitators, although many still struggle with using digital tools due to low digital literacy. Notably, the community's strong social cohesion (Ashabiyyah) facilitated mutual support among PKH members in adapting to technological changes. Challenges such as fear of data misuse and limited understanding of ATM/mobile banking were mitigated through collective learning and socialization activities. Theoretical Contribution/Originality: This study offers a novel application of Ashabiyyah theory in the context of digital finance and social assistance, showing how social solidarity can support technological adaptation in rural communities. Practitioners/Policy Implications: Findings suggest the need for local governments to invest in digital infrastructure and provide regular, community-based digital literacy training. Facilitators should adopt participatory approaches to strengthen recipient engagement. Encouraging collective learning among PKH recipients can further reinforce program success. Research Limitations/Implications: The study is limited to a single village and does not incorporate broader Islamic references (Qur’anic verses or Hadiths). Future research should expand the geographical scope and explore deeper religious-theoretical foundations to enrich analysis and policy recommendations.

OPTIMIZATION OF DIGITAL FINANCE FOR RECIPIENTS OF SOCIAL ASSISTANCE FAMILY HOPE PROGRAM(PKH) IN WARUREJA DISTRICT REVIEWED FROM THE THEORY OF ASHABIYYAH Nabila, Anissa Putri; Hermawan, Hendri; Shulthoni, Muhammad; Andrean, Rizky
Ekonomi Islam Vol. 16 No. 1 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i1.16650

Research aims: This study aims to analyze the optimization of digital finance in the implementation of the Family Hope Program (PKH) in Warureja District, using Ibn Khaldun’s Ashabiyyah theory as an analytical framework. Design Methodology/Approach: A qualitative field research approach was applied, involving interviews and observations with the Village Head, five PKH recipients, and one PKH facilitator in Demangharjo Village, Warureja District, Tegal Regency. Primary and secondary data were collected to gain a comprehensive understanding of the community’s experiences with digital finance systems. Research findings: The results reveal that digital finance has enhanced efficiency and transparency in the distribution of social assistance. Recipients reported faster access to aid and improved communication with facilitators, although many still struggle with using digital tools due to low digital literacy. Notably, the community's strong social cohesion (Ashabiyyah) facilitated mutual support among PKH members in adapting to technological changes. Challenges such as fear of data misuse and limited understanding of ATM/mobile banking were mitigated through collective learning and socialization activities. Theoretical Contribution/Originality: This study offers a novel application of Ashabiyyah theory in the context of digital finance and social assistance, showing how social solidarity can support technological adaptation in rural communities. Practitioners/Policy Implications: Findings suggest the need for local governments to invest in digital infrastructure and provide regular, community-based digital literacy training. Facilitators should adopt participatory approaches to strengthen recipient engagement. Encouraging collective learning among PKH recipients can further reinforce program success. Research Limitations/Implications: The study is limited to a single village and does not incorporate broader Islamic references (Qur’anic verses or Hadiths). Future research should expand the geographical scope and explore deeper religious-theoretical foundations to enrich analysis and policy recommendations.

Halal industry, digital economy, and creative economy: challenges and opportunities for MSMEs in Indonesia Hermawan Adinugraha, Hendri; Khoirul Fikri, Muhammad; Andrean, Rizky
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 2 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.2.23588

This research aims to analyze the challenges and opportunities faced by MSMEs in Indonesia in simultaneously utilizing the halal industry, digital economy, and creative economy. The method used is qualitative, with case studies involving in-depth interviews, observation, and analysis of related documents. The focus of this research is to identify the main obstacles, such as halal certification bureaucracy, low digital literacy, and limited global market access, as well as opportunities that arise from the integration of these three sectors. The research results show that digitalization facilitates MSMEs in increasing market access and operational efficiency through sharia e-commerce and fintech platforms. Meanwhile, the creative economy encourages innovation in halal products that add value and are relevant to modern consumer trends. However, MSMEs still need help in technology adoption and innovative financing. This research underscores the need for cross-sector collaboration and government policy support to create an inclusive and sustainable business ecosystem. With an adaptive strategy, MSMEs in Indonesia can take advantage of the synergy between the halal industry, digital economy, and creative economy to compete in the global market and contribute to national economic growth

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