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All Journal Jurnal Pengabdian Pada Masyarakat METHABDI JISEF : Journal Of International Sharia Economics And Financial Budgeting: Jurnal Akuntansi Syariah Ekonosfera: Jurnal Ekonomi, Akuntansi, Manajemen, Bisnis dan Teknik Global
Umairo, Tsania
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Medicine & Pharmacology Physics Public Health Social Sciences

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SOSIALISASI PEMAHAMAN PENDIDIKAN AKUNTANSI PADA SANTRIWATI DI PONDOK PESANTREN AL-KHIKMAH ROWOLAKU PEKALONGAN Umairo, Tsania; Shofiana, Khuly; Al Rosyadah, Hafidhoh Kholifah; Adinugraha, Hendri Hermawan; Sholihah, Ria Anisatus
Jurnal Pengabdian Pada Masyarakat METHABDI Vol 3 No 1 (2023): Jurnal Pengabdian Pada Masyarakat METHABDI
Publisher : Universitas Methodist Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46880/methabdi.Vol3No1.pp15-18

Abstract

Islamic boarding school is an Islamic religious educational institution that not only teaches religious education but also teaches general education. The development of the world education has changed from year to year along with the challenges in preparing quality human resources who are able to compete in the global era. In the social sciences, accounting is also experiencing development, which initially only focused on matters of a financial nature, now it has begun to penetrate into human behavior. Accounting practice in Indonesia in recent years has experienced very rapid development in various aspects of life, including education. However, the application of accounting in education has not developed rapidly. Unknowingly every human being must carry out accounting practices in their daily lives, although still in a simple way. With the socialization related to the understanding of accounting education, it is hoped that female students can apply accounting knowledge in their daily lives so that female students are able to manage their finances properly and correctly. The method of implementing this activity uses an educational and socialization approach related to accounting education. the majority of female students already know the meaning of accounting and simple examples of applying accounting in everyday life.
FINANCIAL MANAGEMENT IN THE FRAMEWORK OF SHARIA: EXPLORING THE BASICS OF FINANCIAL MANAGEMENT BASED ON ISLAMIC TEACHINGS Izaty, Santi Nailul; Umairo, Tsania; Khadiqoh, Sabita; Aji, Gunawan; Andrean, Rizky
JISEF : Journal Of International Sharia Economics And Financial Vol 3 No 01 (2024): JISEF : Journal Of International Sharia  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v3i01.1076

Abstract

Islamic financial management is a discipline that studies financial management according to Islamic sharia principles. This research is entitled Financial Management in the Framework of Sharia: Exploring the Basics of Financial Management Based on Islamic Teachings. This research aims to find out the Basics of Financial Management Based on Islamic Teachings within the framework of Sharia. This research uses a systematic literature review method to explore and analyze financial management in the framework of sharia by exploring the basics of financial management based on Islamic teachings. The results show that Islamic financial management focuses on the principles of justice, honesty, togetherness and compliance with Islamic law. The main principles include sharia compliance, maqashid sharia, prohibition of usury, justice, taawun, benefit, and balance. Its scope includes Islamic financial institutions such as banks, capital markets, insurance, and other financing institutions. Its functions include sharia-compliant funding, investment, and profit sharing/dividend decisions. Challenges include capitalization, product development, human resources, infrastructure, instrument variability, and the application of sharia principles. And Islamic financial management offers a more stable and sustainable approach by taking into account the spiritual and ethical aspects of financial management. However, with continuous innovation and consistent application of sharia principles, sharia financial management can contribute to creating a financial system that is more stable, sustainable and beneficial to the wider community
Analisis Determinan Perilaku Dissaving pada Generasi Muda Izaty, Santi Nailul; Umairo, Tsania; Pratama, Versiandika Yudha
Budgeting: Jurnal Akuntansi Syariah Vol. 6 No. 1 (2025): Budgeting: Jurnal Akuntansi Syariah, Juni 2025
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/bdg.v6i1.5174

Abstract

In the digital era, the financial patterns of the younger generation have undergone significant changes. Easy access to e-commerce platforms and digital financial services encourages the emergence of the dissaving phenomenon. This study aims to analyze the influence of financial education, consumption habits, and investment risk perceptions on the dissaving phenomenon among the younger generation. Using a quantitative approach, data were collected from 100 respondents aged 18–35 years in Pekalongan Regency through a questionnaire. The analysis was carried out using multiple linear regression with the help of SPSS 27. The results of the study showed that partially, financial education, consumption habits, and investment risk perceptions have a significant influence on dissaving. Simultaneously, the three variables explain 77.9% of the dissaving phenomenon. Financial education helps to manage the budget better, while uncontrolled consumption habits and high investment risk perceptions increase the risk of dissaving. This study highlights the importance of targeted financial education to suppress the dissaving phenomenon and proposes further research with a wider scope of variables and populations.
Kesenjangan antara Teori Etika Bisnis Islam dan Praktik Bisnis dalam Menghadapi Tantangan Bisnis Modern Febriani, Fenti; Umairo, Tsania; Ma’arif, M. Ishom; Misidawati, Dwi Novaria
Ekonosfera: Jurnal Ekonomi, Akuntansi, Manajemen, Bisnis dan Teknik Global Vol. 1 No. 2 (2025): April
Publisher : Yayasan Cendekia Gagayunan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63142/ekonosfera.v1i2.157

Abstract

The rapid development of sharia business in the modern era is faced with the challenge of the gap between Islamic business ethics theory and contemporary business practices. This study aims to analyze this gap and examine the development of consistent standards and regulations to overcome this challenge. The research method used is qualitative with a literature review approach, which analyzes various literature related to Islamic business ethics, modern business practices, and sharia standardization. The results of the study indicate that the gap between theory and practice arises due to the dominance of the capitalist paradigm, global competitive pressures, and a lack of in-depth understanding of sharia principles. In addition, the fragmentation of inconsistent standards and regulations hinders the harmonization of sharia business practices globally. To overcome this, the study offers a holistic solution that includes the development of standards and regulations based on maqasid sharia, innovation in product and service design, and increasing education and awareness of Islamic business ethics. Thus, this study provides theoretical and practical contributions in creating a fairer, more transparent, and more sustainable business system in accordance with sharia principles.
SOSIALISASI PEMAHAMAN PENDIDIKAN AKUNTANSI PADA SANTRIWATI DI PONDOK PESANTREN AL-KHIKMAH ROWOLAKU PEKALONGAN Umairo, Tsania; Shofiana, Khuly; Al Rosyadah, Hafidhoh Kholifah; Adinugraha, Hendri Hermawan; Sholihah, Ria Anisatus
Jurnal Pengabdian Pada Masyarakat METHABDI Vol 3 No 1 (2023): Jurnal Pengabdian Pada Masyarakat METHABDI
Publisher : Universitas Methodist Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46880/methabdi.Vol3No1.pp15-18

Abstract

Islamic boarding school is an Islamic religious educational institution that not only teaches religious education but also teaches general education. The development of the world education has changed from year to year along with the challenges in preparing quality human resources who are able to compete in the global era. In the social sciences, accounting is also experiencing development, which initially only focused on matters of a financial nature, now it has begun to penetrate into human behavior. Accounting practice in Indonesia in recent years has experienced very rapid development in various aspects of life, including education. However, the application of accounting in education has not developed rapidly. Unknowingly every human being must carry out accounting practices in their daily lives, although still in a simple way. With the socialization related to the understanding of accounting education, it is hoped that female students can apply accounting knowledge in their daily lives so that female students are able to manage their finances properly and correctly. The method of implementing this activity uses an educational and socialization approach related to accounting education. the majority of female students already know the meaning of accounting and simple examples of applying accounting in everyday life.
Co-Authors Al Rosyadah, Hafidhoh Kholifah Andrean, Rizky Febriani, Fenti Gunawan Aji Hendri Hermawan Adinugraha Izaty, Santi Nailul Khadiqoh, Sabita Ma’arif, M. Ishom Misidawati, Dwi Novaria Shofiana, Khuly Versiandika Yudha Pratama