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All Journal Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Al-Aqlu : Jurnal Matematika, Teknik dan Sains Journal of Business Inflation Management and Accounting
Piranda, Koni
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Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Mathematics

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Muamalah Fiqh Analysis On Hybrid Contract Model And Its Application To Islamic Financial Institutions Safitri, Vivi Aulia; Piranda, Koni; Nugraha, Riyandi Fatur
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 4 No. 4 (2023): Oktober
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v4i4.1458

Abstract

This paper is intended to analyze philosophically about the existence of a hybrid contract (english) or al-‘Uqûd al-Murakkabah (Arabic) or multiakad (Indonesia). Search focused on the opinion of scholars of hadith and fiqh (muamalah), as well as its application in Islamic Financial Institutions. This is important, because, in the form of a single contract is not able to respond to contemporary financial transactions which always move and are affected by the financial industry both nationally, regionally and internationally. By using qualitative and literature method, the study concluded that, firstly, fiqh muamalah contemporary view of the hadith related to contract hybrid models lead to the editorial about the ban of bai’ataini fi bai’atin (two sale and purchase in the sale), ban of shafqataini fi shafqatin (two agreements in the deal) and the prohibition of bay’ and the salaf (sale and purchase agreement and ordering of goods), secondly, the construction of contract hybrid models in Islamic banks is addressed to the construction of al- ‘Uqûd al-Mutaqâbilah (dependent or conditional contract), which implemented on Guarantee Bank (BG), and al-‘Uqûd al-Mujtami'ah (same type contract), which implemented on the Housing Financing.
Akuntabilitas dan Transparansi Dalam Pengelolaan Keuangan Bank CIMB Niaga Syari’ah Hasanah, Riskiyatul; Agustira, Annisa; Piranda, Koni
Journal of Business Inflation Management and Accounting Vol 2, No 1 (2025): Januari 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/bima.v2i1.5053

Abstract

Akuntabilitas dan transparansi merupakan dua pilar utama dalam pengelolaan keuangan yang berintegritas, khususnya bagi Lembaga keuangan syari’ah seperti Bank CIMB Niaga Syari’ah. Peneilitian ini bertujuan untuk menganalisis sejauh mana prinisp auntabilitas dan transparansi diterapkan dalam pengelolaan keuangan di Bank CIMB Niaga Syari’ah. Metode penelitian yang digunakan adalah kualitatif deskriptif dengan pendekatan studi pustaka yang mencakup analisis kebijakan, praktik operasional,dan tantangan yang dihadapi dalam implementasi prinsip-prinsip tersebut. Hasil penelitian menunjukkan Bank CIMB Niaga Syari’ahtelah menerapkan prinsip akuntabilitas melalui laporan keuangan dan aktivitas pembiayaan. Namun penelitian ini mengidentifikasi beberapa tantangan, termasuk kurangnya pemahaman mendalam terkait prinsip syari’ah, penerapan regulasi dan pengembangan teknologi masih perlu mendapatkan perhtian unruk mrningkatkan efektivitas tata Kelola keuagan syari’ah.
PENERAPAN SISTEM PERSAMAAN LINEAR DALAM EKONOMI: Application of Systems of Linear Equations in Economics Piranda, Koni; Fitradinata, Kheqal; Nugraha, Riyandi Fatur; Zakiah, Nina
Al-Aqlu: Jurnal Matematika, Teknik dan Sains Vol. 2 No. 1 (2024): Januari 2024
Publisher : Yayasan Al-Amin Qalbu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59896/aqlu.v2i1.45

Abstract

The field of mathematics is a scientific discipline that can solve economic problems. This is because the field of mathematics can be used in dealing with financial audit problems that use images and numerical ideas in critical thinking. Apart from that, branches of mathematics such as the application of systems of linear equations can influence economics. Therefore, this research is intended to find out in more depth about the Application of Systems of Linear Equations in Economics. The aim of this research is to find the effect of implementing systems of linear equations in economics. To achieve this goal, the author uses library research methods with the aim of collecting data or information with the help of technology in the form of computers and various sources in libraries such as books, journals, articles and similar research results. From this research, several explanations regarding the Application of Systems of Linear Equations which can influence the field of Economics are produced, including: 1). The application of the Linear Equation system can influence Demand in the economic sector; 2). The application of the Linear Equation system can influence supply in the economic sector; 3). Application of a Linear Equation System can result in market balance (market equilibrium); 4). Implementation of a Linear Equation System can affect Tax; 5). Application of the Linear Equation System can affect subsidies. From the research conducted, the author hopes that it will become a reference in the world of economics and become a reference in carrying out efforts to improve the economy.
Co-Authors Agustira, Annisa Fitradinata, Kheqal Hasanah, Riskiyatul Nugraha, Riyandi Fatur Safitri, Vivi Aulia zakiah, Nina