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Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Musyarakah Terhadap Profitabilitas (Studi Pada Bank Umum Syariah Pada Priode 2016-2020) Cintia, Ardilla; Syahpawi, Syahpawi; Nurnasrina, Nurnasrina
Money: Journal of Financial and Islamic Banking Vol. 2 No. 1 (2024)
Publisher : Program Studi Perbankan Syariah Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/money.v2i1.23757

Abstract

Tujuan – Penelitianl ini bertujuanl untukl (1) mengetahuil bagaimana pembiayaan mudharabahl berpengaruh terhadap profitabilitasl (ROE) padal Bank Umuml Syariahl periodel 2016-2020 (2) mengetahuil bagaimana pembiayaanl musyarakah berpengaruh terhadapl profitabilitas (ROE) padal Bank Umuml Syariah periodel 2016-2020 (3) mengetahuil bagaimana pembiayaanl mudharabah danl pembiayaan musyarakahl berpengaruh secara simultanl terhadap profitabilitas (ROEl) pada Bankl Umum Syariahl periodel 2016-l2020. Metode – Jenisl penelitianl ini adalahl penelitian lkuantitatif. Penelitian ilmiahl yangl sistematisl terhadap lbagian-bagian danl fenomena sertal hubungan lantar-bagian danl fenomena tersebutl Hasil – Daril hasil analisisl yang telahl dilakukan makal dapat ditarikl kesimpulan bahwal pembiayaan mudharabahl tidak berpengaruh secaral negatif dan tidak signifikan terhadapl Returnl Onl Equity. Pembiayaanl musyarakah ltidak berengaruh secara negatif dan tidak signifikanl terhadap Returnl On lEquity. Pembiayaan mudharabahl danl pembiayaan musyarakahl secara simultanl berpegaruh signifikanl terhadap Returnl On Equity. Originalitas - Penelitianl ini difokuskan pada pembiayaan mudharabah dan musyarakah, menghadirkan pemahaman yang mendalam tentang dampak keduanya terhadapl Return Onl Equity (lROE) dalam konteks perbankan syariah. Implikasi – Penelitianl ini dapatl memberikan wawasan bagi bank syariah di negara-negara lain untuk mengevaluasi strategi pembiayaan dan memperkuat praktik-praktik yang dapat meningkatkan profitabilitas dengan mempertimbangkan kombinasi pembiayaan mudharabah dan musyarakah.
The Influence of Religiosity, Price Perceptions, Trends, and Lifestyle on Purchasing Decisions on Sharia Clothing Cintia, Ardilla
Journal of Financial and Business Vol 1 No 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i1.19

Abstract

This research aims to determine the influence of religiosity, price perceptions, trends, and lifestyle on the decision to purchase Sharia clothing in the Muslim community in Tampan District, Pekanbaru City. The method used in this research is quantitative because the data in this research is in the form of numbers and analysis. The population in this research is the Muslim community of Tampan District, Pekanbaru City. A sample of 150 respondents used the accidental sampling technique. Meanwhile, the data analysis technique used is SEM-PLS. The test results showed that Religiosity had a significant influence on purchasing decisions, Price Perception had a significant influence on purchasing decisions, Trend had a significant influence on purchasing decisions, and Lifestyle did not influence purchasing decisions. The results of the F-Square test state that the most dominant independent variable influencing the decision to purchase Sharia clothing among the Muslim community in Tampan District, Pekanbaru City is the Religiosity variable. The author hopes that the results of this research can add insight to the body of knowledge and references that can be used as a source of information in a better order by the government in regulating and monitoring the development of the Sharia clothing industry.