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All Journal Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Robust: Research of Business and Economics Studies
Sudirman, Muh. Sajjaj
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Religion Humanities Economics, Econometrics & Finance Social Sciences

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The Influence of Islamic Financial Literacy on Behavior and Decisions to Invest in Gold Instruments Mahmud, Muhammad Daud bin; Sudirman, Muh. Sajjaj; Jufri, Fahria
Al-Tijary Vol 9 No 2 (2024): AL-TIJARY VOL. 9, NO. 2, JUNI 2024
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v9i2.8053

Abstract

This study aims to investigate how gold investing decisions and behavior are affected by Islamic financial literacy. From a population of 31,119 people, 100 respondents from Morotai Island Regency in North Maluku Province were selected as the sample using the purposive sampling technique, with a 0.05 error tolerance. By testing the outer model and inner model, partial least square-structural equation modeling is applied as a data analysis tool. Only 2 of the 9 indicators used to measure the proposed Islamic financial literacy variable met the requirements. Both investment decisions and behavior variable indicators have 3 and 4 qualified indicators, respectively. Several previous studies have used a general measure of financial literacy, but this study measures financial literacy with a specific Islamic financial literacy scale. The results of this study prove that Islamic financial literacy has a positive influence on a person's behavior and his/her decision to invest using gold investment instruments. People who are well-literate in Islamic finance will have an impact on their investing behavior, which will allow them to make wise investment decisions and improve their financial well-being.
Sertifikasi Halal sebagai Instrumen Kebijakan Publik dalam Pengembangan Industri Halal Indonesia Sunarta, Desy Arum; Bulqis, Rasyidah; Bisyriani, Andi; Sudirman, Muh. Sajjaj; Apriliani, Riski
Robust: Research of Business and Economics Studies Vol. 5 No. 1 (2025): April 2025
Publisher : IAIN Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/robust.v5i1.11569

Abstract

This article presents a literature synthesis on the role, challenges, and opportunities in the development of halal certification within the Islamic economic framework. Halal certification functions not only as religious compliance but also as a strategic tool to enhance product competitiveness, ensure quality, and build consumer trust. Nevertheless, its implementation still encounters various obstacles, such as bureaucratic complexity, limited halal literacy, and unequal access, especially for small and medium enterprises. Despite these challenges, significant opportunities lie ahead, particularly in the digitalization of certification systems, expansion into the cosmetics, pharmaceutical, and halal tourism sectors, and the strengthening of international cooperation. This study highlights the importance of collaborative efforts among government, industry, and academia to develop an inclusive and efficient halal certification system. A well-integrated and adaptive certification mechanism has the potential to become a major driver for national Islamic economic growth and to strengthen Indonesia’s position in the global halal market
Co-Authors andi bisyriani Bulqis, Rasyidah Desy Arum Sunarta Jufri, Fahria Mahmud, Muhammad Daud bin Riski Apriliani