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Analisis Pengaruh Kepercayaan dan Pelayanan Terhadap Minat Usaha Mikro, Kecil, dan Menengah (UMKM) Mengajukan Pembiayaan di Bank Syariah : (Studi Kasus Pengusaha Mikro Pasar Bawah Bukittingi) Nur Hasimah; Andis Febrian
Transformasi: Journal of Economics and Business Management Vol. 3 No. 2 (2024): June : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i2.1657

This research is motivated by the importance of trust and service in the interest of micro, small and medium enterprises (MSMEs) to apply for financing at sharia banks. This research aims to find out and analyze how much influence trust and service have on the interest of micro, small and medium enterprises (MSMEs) to apply for financing at sharia banks. This research uses a correlational method with a quantitative approach. Sampling used purposive sampling. The data used is primary data and secondary data. Primary data was obtained from respondents through distributing questionnaires, while secondary data was based on observations, journals, articles and previous research. Meanwhile, multiple linear regression analysis techniques. Test classical assumptions, and test hypotheses. Analysis of this research using SPSS, based on research results at a significance level of 5% shows that. (1). Trust has a significant effect on business interest, the results of the regression coefficient are 0.122 and based on the test results of the coefficient of determination of the trust variable on business interest, it is 0.324 or 32.4% and has a significant level of (0.001 ≥ 0.05). (2) service has a significant effect on business interest, the results of the regression coefficient are 0.324 and based on the test results of the coefficient of determination of the trust variable on business interest, it is 0.324 or 32.4% and has a significant level of (0.001 ≥ 0.05). (3) the influence of trust and service has a positive F_count value of 43.368 which is greater than F_table 3.107 with a significance level of 0.000 ≤ 0.05 and a coefficient of determination test result of 0.324% or 32.4%. So it can be concluded that the trust and service variables influence business interest by 32.4% and the remaining 67.6% is influenced by other variables.

Pengaruh Perkembangan Teknologi dan Kualitas Sumber Daya Manusia (SDM) terhadap Fluktuasi Pengangguran di Kecamatan Pulau Punjung Kabupaten Dharmasraya Almutia Permata Ningsih; Andis Febrian
Transformasi: Journal of Economics and Business Management Vol. 4 No. 1 (2025): Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v4i1.2253

This research is motivated by the fact that many workplaces have followed technological developments so that many people cannot find work. This is also caused by the lack of improving the quality of human resources in Pulau Punjung District, Dharmasraya Regency so that they do not have new skills and education that does not match existing job qualifications, so unemployment fluctuations continue to rise. So researchers want to know how far the influence of technological developments and the quality of human resources is on unemployment fluctuations. The research method is Quantitative Research. Data calculated by distributing questionnaires. There were 100 respondents from this research taken from a population of 33,316 people. Data processing in this research uses SPSS 26. The results of this research show that the influence of technological developments and the quality of human resources significantly influences unemployment fluctuations. The results of this research are through the determinant coefficient test with a correlation coefficient value of 0.520 and an adjusted Rsquare value of 0.256, so the influence of X is 25.6%. The t test stated that Technological Development (X1) and Quality of Human Resources (X2) had a partial effect on Unemployment Fluctuations (y) with a calculated value of 1.968 sig value 0.000 < 0.05.

Strategi Peningkatan Pendapatan Pedagang Kaki Lima (PKL) dengan Analisis Business Model Canvas (Studi Kasus: Pedagang Kaki Lima Lapangan Kantin Wirabraja di Bukittinggi) Tania Octavia; Andis Febrian
Global Leadership Organizational Research in Management Vol. 2 No. 3 (2024): Global Leadership Organizational Research in Management
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/glory.v2i3.1305

The economic sector is currently experiencing rapid development, including the informal business sector that aims to fulfil the needs of life. Street vendors (PKL) are included in this sector with small capital and businesses that are private or group, utilising the crowd. Along with economic development, competition among street vendors is getting tighter, including in the Wirabraja canteen field, Bukittinggi, the majority of which are engaged in the culinary sector and children's entertainment. This study aims to determine the strategies to increase income and the obstacles faced by street vendors using Business Model Canvas (BMC) analysis. This research is descriptive qualitative with data collection methods through observation, interviews, and documentation. The results showed that Wirabraja canteen field vendors already know the strategy of increasing income and overcoming natural obstacles such as weather by bringing their own equipment. Income generation strategies are analysed through two important elements of BMC, namely Customer Segments and Customer Relationships.

Pengaruh Perkembangan Teknologi dan Kualitas Sumber Daya Manusia (SDM) terhadap Fluktuasi Pengangguran di Kecamatan Pulau Punjung Kabupaten Dharmasraya Almutia Permata Ningsih; Andis Febrian
Transformasi: Journal of Economics and Business Management Vol. 4 No. 1 (2025): Maret: Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v4i1.2253

This research is motivated by the fact that many workplaces have followed technological developments so that many people cannot find work. This is also caused by the lack of improving the quality of human resources in Pulau Punjung District, Dharmasraya Regency so that they do not have new skills and education that does not match existing job qualifications, so unemployment fluctuations continue to rise. So researchers want to know how far the influence of technological developments and the quality of human resources is on unemployment fluctuations. The research method is Quantitative Research. Data calculated by distributing questionnaires. There were 100 respondents from this research taken from a population of 33,316 people. Data processing in this research uses SPSS 26. The results of this research show that the influence of technological developments and the quality of human resources significantly influences unemployment fluctuations. The results of this research are through the determinant coefficient test with a correlation coefficient value of 0.520 and an adjusted Rsquare value of 0.256, so the influence of X is 25.6%. The t test stated that Technological Development (X1) and Quality of Human Resources (X2) had a partial effect on Unemployment Fluctuations (y) with a calculated value of 1.968 sig value 0.000 < 0.05.

Siyasah Al-Ighraq: A Case Study on Convection Market, Aur Kuning Bukittinggi Rika Widianita; Andis Febrian; Syaiful Rahman
Journal of Islamic Economics Perspectives Vol. 5 No. 1 (2023): February (2023) Journal of Islamic Economics Perspectives
Publisher : Faculty of Islamic Economics and Business, State Islamic University of Kiai Haji Achmad Siddiq Jember, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/jiep.v5i1.113

This research is motivated by the widespreed practice of siyasah al-ighraq (dumping) by traders in the Aur Kuning convection market in Bukittinggi in West Sumatera Provinve. Meanwile, siyasah al-ighraq(dumping) is haram in Islam. Therefore the author wants to examine how the siyasah al-ighraq (dumping) is carried out by traders in the Aur Kuning convection market in Bukittinggi, and how it impacts to market prices balance from an Islamic perspective. The method used in this study is descriptive qualitative with data collection techniques by conducting interviews with traders in the Aur Kuning convection market, Bukittinggi. The result showed that siyasah al-ighraq (dumping) practice by traders at the Aur Kuning convection market was only at certain times, such as during the month of ramadhan, after Eid al-fitr and the celebration of independence day. Siyasah al-ighraq are done just to use up old stocks that piled up. Then also dumping are carried out for new store promotion and as a marketing strategy. It dumping is called sporadic dumping, it is fine in Islam, because it doesn’t damage market price balance and doesn’t harm other traders. Dumping practice that haram in Islam are dumping that kill other people’s businesses and damage market price balance.

Peran Negara dalam Distribusi Keadilan di Bidang Ekonomi Menurut Pemikiran Al-Farabi Andis Febrian; Gazali
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.29899

This research aims to synthesize Al-Farabi's philosophical thoughts about the concept of Al-Madinah al-Fadhilah (Primary State) and distributive justice with contemporary economic realities in Indonesia. The main focus of the study is to analyze how the principle of cooperation and the role of the state as a regulator can provide solutions to the challenges of poverty and unemployment which still experience sharp disparities between regions. This research uses a qualitative approach based on library research. The analytical descriptive method was applied to study primary sources in the form of translations of Al-Farabi's works, especially Ara Ahl al-Madinah al-Fadhilah. The research results show that poverty and unemployment in Indonesia in 2025 are indications of obstacles in the national cooperation system. Data shows structural inequality where rural poverty (11.03%) is much higher than urban (6.73%), as well as extreme poverty in the Eastern region (Central Papua 28.9%). High unemployment in industrial areas (West Java 6.77%) also indicates the state's ineffectiveness in allocating citizens' roles according to their natural talents. Collective happiness is difficult to achieve as long as the basic needs of people in remote areas are not met equally. This research provides a theoretical contribution by filling the gap in literature that connects the thoughts of Al-Farabi's classical Islamic political philosophy directly with empirical data on the Indonesian economy in 2025. The Indonesian government is advised to strengthen the state's role as the heart of economic coordination by actively intervening through inclusive fiscal policies and wealth redistribution. This research is limited to literature reviews and secondary macro data, so it does not cover micro socio-economic dynamics directly in the field.

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