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Pengaruh Tingkat Pengetahuan Santri Mengenai Perbankan Syariah Terhadap Minat Menggunakan Produk Bank Syariah Muflihah, Hani; Sanusi, Sanusi; Nuraeni, Anisa; Inayatullah, Deden
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 2 (2023): Desember 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i2.996

Economy in people's daily lives are two things that cannot be separated. In Islam, economics is something that is given special attention. Islam has an economic view based on the rules of the Islamic religion that we know today, namely Islamic economics or Sharia economics. The role of sharia banks in general is to carry out continuous outreach to students about sharia banking knowledge as a whole. The formulation of the problem in this research is (1) Does students' knowledge of sharia banking influence the interest of Darul Fawaz Subis students in using sharia banking products, (2) How does the level of knowledge of Darul Fawaz Subis students regarding sharia banking influence? This research method uses quantitative methods. Quantitative methods are methods that focus on numerical data with certain instruments and measuring tools, with data collection techniques using questionnaires. Data analysis in this study used simple linear regression analysis, correlation t test and coefficient of determination. In the T test, the t table results obtained from 48 samples were 1.667. The student knowledge variable regarding sharia banking shows a calculated t result of 9.772 and a t table of 1.667, therefore it can be concluded that 9.772 > 1.667, in the sense that the hypothesis accepted in this research is that Ha and Ho are rejected. It is concluded that students' knowledge of Islamic banking influences their interest in using Islamic banking products. And the influence of variable This means that 66.5 percent of students' interest in sharia banking products is influenced by students' interest in knowledge, the remainder (33.5%) is influenced by other variables outside the research.Keyword: Santri, sharia banking, interests, products.

Analisis Perbandingan Efisiensi Kinerja Bank Muamalat Indonesia Sebelum Dan Selama Pandemi Covid-19 Dengan Menggunakan Metode Data Envelopment Analysis (DEA) Muflihah, Hani
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13270

The world was faced with the phenomenon of the emergence of the co-19 pandemic in early 2020 which also hit Indonesia. This has caused several economic sectors in Indonesia to be affected, one of which is the Islamic banking sector. The impact felt by Islamic banking is a decrease in financial performance which will interfere with the efficiency of the institution's performance. The type of research in this study is quantitative using the Data Envelopment Analysis (DEA) method, with input variables (Total Assets, Labor Costs, and DPK) and output variables (Financing and Operating Income). By using quarterly data sourced the financial statements of Bank Muamalat Indonesia from the period 2018-2022. The results obtained from this study indicate that the average performance efficiency of Bank Muamalat Indonesia before the covid-19 pandemic was 87.63% and the average during the covid-19 pandemic was 71.38%, meaning that the performance efficiency of Bank Muamalat Indonesia during the covid-19 pandemic decreased by 16.27% from the period before covid-19. From the results of the paired sample t test, it also shows a significant value of 0.004

PENGARUH ZAKAT PRODUKTIF DALAM PENINGKATAN INDEKS PEMBANGUNAN MANUSIA (IPM) Yumsinah, Siti; Sanusi; Muflihah, Hani
Kaffah: Jurnal Pendidikan dan Sosio Keagamaan Vol 3 No 1 (2024): Kaffah: Jurnal Pendidikan dan Sosio Keagamaan
Publisher : Fakultas Agama Islam, Universitas Mathla'ul Anwar

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This research is motivated by productive zakat funds programmed by BAZNAS which have the aim of making the community more prosperous and also have a continuous income. Not in the form of funds given for temporary consumption needs, but the need to produce until finally mustahik becomes muzakki. Capital is given to be developed and become a source of livelihood. With this productive zakat, if managed properly and correctly, it will help the community's economy and also increase economic growth. The formulation of this research problem is: 1) Is there a change in mustahik income before and after receiving productive Zakat at Baznas Kota Serang Banten? 2) How is the effect of productive zakat on HDI in Baznas Kota Serang Banten? This research is a field research The type of research that the author uses is field research, namely research that seeks data directly to the field, In this study the numbers obtained from the questionnaire results were then processed into quantitative data using SPSS 22. Based on the research conducted, it can be explained that: 1) The researcher concluded that there was a change in the income received by the mustahiks before and after receiving productive zakat fund assistance. Previously, respondents were housewives (IRT) where they had no previous income. After receiving productive zakat funds, there is an increase in income generated. So it can be concluded that the rejection of H0 (there is no change in mustahik income before and after receiving zakat at Baznas Kota Serang Banten) and the acceptance of H1 (there is a change in mustahik income before and after receiving zakat at Baznas Kota Serang Banten). 2) Productive zakat has no influence on the Human Development Index (HDI), with a calculated t value of 0.891 with sig. t of 0.379 (p>0.05), so the decision accepts H0 and rejects H1. For this reason, it can be concluded that the productive Zakat variable has no effect on the Human Development Index (HDI) in Baznas Serang City Banten.

SISTEM PEMBERIAN UPAH TERHADAP KINERJA KARYAWAN KONVEKSI DAYAT DITINJAU DALAM PERSPEKTIF EKONOMI ISLAM Nurhasiah; Muflihah, Hani; Yumsinah, Siti
Kaffah: Jurnal Pendidikan dan Sosio Keagamaan Vol 1 No 1 (2022): Kaffah: Jurnal Pendidikan dan Sosio Keagamaan
Publisher : Fakultas Agama Islam, Universitas Mathla'ul Anwar

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Islamic Shari'at emphasizes that wages are the right of people who have worked and are obliged to provide wages in a fair way and in accordance with what has been done. The aim of the research is to dig deeper into the wage system in terms of Islamic economics. This research uses a quantitative approach which is a method to test certain theories by examining the relationship between variables. The data collection technique used was through interviews, questionnaires which were carried out face-to-face and filled in directly by the informants. The wage system on employee performance has a system influence, namely: the statistical results of the t test, with a tcount value of 5.73 greater than the ttable of 1.684 with a significant value of 0.000 less than 0.05. Which means that there is influence on the wage system. Furthermore, the magnitude of the influence of the wage system on the performance of Dayat convection employees is: It can be seen from the results of the hypothesis test on the wage variable with a significant value of 0.360 So thus Ha is accepted and H0 is rejected.

Analysis of Halal Tourism Development Potential In Pandeglang Regency, Banten Province, Indonesia Muflihah, Hani; Hajji, Malika; Inayatullah, Deden
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 02 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Tourism plays a major role in boosting the global economy by educating about the nature, culture and diversity of a region. Halal tourism, which conforms to Islamic principles, provides Muslim-friendly facilities. Pandeglang Regency has great potential to become the centre of halal tourism in Banten as the majority of the population is Muslim. However, its development has not been optimal due to lack of infrastructure, government support, and community readiness. This study aims to evaluate the potential, obstacles, and solutions of halal tourism development in Pandeglang with qualitative methods through interviews, observations, and documentation. The objectives in this study are (1) to find out how the potential of halal tourism development in Pandeglang district, (2) to find out what are the obstacles to the potential of halal tourism development in Pandeglang district and (3) to find out how the solution of halal tourism development in Pandeglang district. The method used in this research is a qualitative approach that describes and discusses the state of the object under study based on existing facts. The data used in this research is primary data using interviews, observation, and documentation. Furthermore, it was analysed using the analysis method of data reduction, data presentation, and drawing conclusions. The results of this study are the development of halal tourism in Pandeglang regency has begun to be carried out slowly, even though the development of halal tourism in Pandeglang regency has been carried out slowly.

Analisis Perbandingan Efisiensi Kinerja Bank Muamalat Indonesia Sebelum Dan Selama Pandemi Covid-19 Dengan Menggunakan Metode Data Envelopment Analysis (DEA) Muflihah, Hani
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13270

The world was faced with the phenomenon of the emergence of the co-19 pandemic in early 2020 which also hit Indonesia. This has caused several economic sectors in Indonesia to be affected, one of which is the Islamic banking sector. The impact felt by Islamic banking is a decrease in financial performance which will interfere with the efficiency of the institution's performance. The type of research in this study is quantitative using the Data Envelopment Analysis (DEA) method, with input variables (Total Assets, Labor Costs, and DPK) and output variables (Financing and Operating Income). By using quarterly data sourced the financial statements of Bank Muamalat Indonesia from the period 2018-2022. The results obtained from this study indicate that the average performance efficiency of Bank Muamalat Indonesia before the covid-19 pandemic was 87.63% and the average during the covid-19 pandemic was 71.38%, meaning that the performance efficiency of Bank Muamalat Indonesia during the covid-19 pandemic decreased by 16.27% from the period before covid-19. From the results of the paired sample t test, it also shows a significant value of 0.004

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