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All Journal JMM (Jurnal Masyarakat Mandiri) Ekonis : Jurnal Ekonomi dan Bisnis Warta LPM
Indriyani, Tiyas
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Economics, Econometrics & Finance Education Engineering Health Professions Social Sciences Other

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Pelatihan dan Pendampingan untuk Meningkatkan Potensi Usaha Mikro, Kecil, dan Mengenah (UMKM) di Kelurahan Sawitan Nurjanah, Nurjanah; Nasihin, Nasihin; Indriyani, Tiyas; Isnadiyati, Arum; Sabita, Abit; Noviana, Prita; Jannah, Annisa Nurul; Wahyuningsih, Sri Ranti; Nur, Syafa Maulidya; Safithri, Happy Wuldatus; Loerensa, Atika Shofiya; Asropi, Parel; Harahap, Avrillaila Akbar
Warta LPM WARTA LPM, Vol. 27, No. 2, Juli 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/warta.v27i2.2826

Abstract

Sawitan Village is an area that is included in the industrial village category because the majority of its residents work as business managers. Situated in an area that passes through the Borobudur tourism route, Sawitan Village has a strategic location and encourages its residents to work as business people. Based on data collection, there are 113 MSMEs in Sawitan Village with the majority of business types being the culinary sector, reaching 48%. Other types of businesses include non-food production, grocery stores, fashion, livestock, agribusiness and services. The large number of MSMEs can be a regional potential in improving the level of community welfare. However, there are still many MSME players who do not understand the aspects that can support their business. This is evidenced by the low level of understanding of digitalization, namely 48%, completeness of business legality only reaching 5%, and understanding of financial literacy only reaching 18%. The aim of community service carried out by the Alma Ata University KKN-T team is to increase the understanding and motivation of MSME actors in developing MSME potential through the digitalization of MSMEs, complete business legality, and good financial management. The method used in implementing this activity is the Participatory Action Research (PAR) approach. The results of community service show that the enthusiasm of MSME players has increased by 75% to implement digital marketing and complete business licensing.
PENGARUH TINGKAT PENDIDIKAN, PEMAHAMAN AKUNTANSI, SKALA USAHA DAN LAMA USAHA TERHADAP KUALITAS LAPORAN KEUANGAN PADA USAHA MIKRO KECIL DAN MENENGAH Indriyani, Tiyas
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 2 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i2.6046

Abstract

Abstract: This research aims to analyze the influence of education level, understanding of accounting, business scale and length of business on the quality of financial reports in MSMEs in Imogiri District. The research uses a quantitative approach. The population of this research is MSMEs in Imogiri District which are registered in the Information System of the Department of Trade, Cooperatives, SMEs and Industry (SIDAKUI) Bantul Regency for the 2021 period with a sample of 88 MSMEs selected using the purposive sampling method. The data analysis technique used is multiple linear regression analysis with the help of the SPSS 25.0 for Windows application. The results of the research show that the level of education, scale of business and length of business have no effect on the quality of financial reports, while understanding accounting has a significant positive effect on the quality of financial reports. Keywords: Education Level, Understanding of Accounting, Business Scale, Length of Business, Quality of Financial Reports, MSMEs.
DISEMINASI LITERASI KEUANGAN SEBAGAI TRANSISI PENINGKATAN POTENSI UMKM MENGHADAPI INKLUSI KEUANGAN Layli, Meutia; Firmansyah, Firmansyah; Wibowo, Febrian Wahyu; Setiorini, Kusumaningdiah Retno; Nurjannah, Nurjannah; Indriyani, Tiyas
JMM (Jurnal Masyarakat Mandiri) Vol 8, No 1 (2024): Februari
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v8i1.20776

Abstract

Abstrak: Terbatasnya pengetahuan para pelaku Usaha Mikro Kecil dan Menengah (UMKM) tentang literasi keuangan saat ini masih sangat minim. Hal ini dibuktikan dari kendala-kendala yang muncul pada beberapa UMKM. Pentingnya literasi keuangan untuk dipahami oleh pelaku UMKM akan memudahkan mereka mendapatkan permodalan sehingga dapat digunakan untuk menyejahterakan usahanya. Maka kegiatan ini bertujuan untuk meningkatkan pengetahuan luterasi keuangan bagi para pelaku UMKM, dan Hal ini menjadi motivasi dilakukannya Pengabdian Kepada Masyarakat yang ditujukan kepada UMKM Desa Sawitan - Magelang dengan metode sosialisasi terkait dengan literasi keuangan dan tentunya akan memberikan dampak positif terutama pada kemudahan inklusi keuangan. Kegiatan ini menghadirkan pemateri dari beberapa dosen dan mahasiswa, dan dihadiri oleh 17 pelaku UMKM. Hasil monitoring menunjukkan tiga kendala yang dialami oleh beberapa pelaku UMKM yang mana 47% pelaku UMKM mengalami kendala tidak memahami bagaimana pencatatan yang terstruktur, lalu sebanyak 29% pelaku UMKM mengalami kendala tidak mampu membayar tenaga profesional, dan kedala ketiga dialami oleh 24% pelaku UMKM yaitu penjualan yang tidak menutup modal, sehingga mereka segan untuk mencatatkan kerugiannya. Setelah dilakukannya kegiatan ini, para pelaku UMKM tersebut merasa lebih memahami dan termotivasi untuk memperbaiki sistem keuangan yang dimilikinya Hal tersebut dibuktikan dengan para pelaku yang termotivasi untuk menyusun laporan keuangan sederhana atas transaksi keuangan agar dapat menjadi sebuah pelaporan yang sesuai dengan standar, dan dapat menjadi dasar pengajuan inklusi keuangan, maupun digitalisasi seiring dengan perkembangan finansial teknologi.Abstract: The knowledge of Micro, Small and Medium Enterprises (MSMEs) regarding financial literacy is currently still very minimal. This is proven by the obstacles that arise in several MSMEs. The importance of financial literacy for MSME players to understand will make it easier for them to obtain capital so that it can be used to make their business prosperous. So this activity aims to increase financial literacy knowledge for MSME players, and this is the motivation for carrying out Community Service aimed at MSMEs in Sawitan Village - Magelang with outreach methods related to financial literacy and of course will have a positive impact, especially on the ease of financial inclusion. This activity presented speakers from several lecturers and students, and was attended by 17 MSME players. The monitoring results show three obstacles experienced by several MSME actors, where 47% of MSME actors experience the problem of not understanding how to record records, then as many as 29% of MSME actors experience the problem of not being able to pay professional staff, and the third obstacle is experienced by 24% of MSME actors, namely sales that do not cover capital, so they are reluctant to record their losses. After carrying out this activity, the MSME actors felt more understanding and motivated to improve their financial system. This was proven by the actors being motivated to prepare simple financial reports on financial transactions so that they could become reports that were in accordance with standards, and could become the basis for proposals for financial inclusion, as well as digitalization in line with developments in financial technology.
Co-Authors Asropi, Parel Firmansyah Firmansyah Harahap, Avrillaila Akbar Isnadiyati, Arum Jannah, Annisa Nurul Loerensa, Atika Shofiya Meutia Layli N. Nurjanah Nasihin, Nasihin Noviana, Prita Nur, Syafa Maulidya Nurjannah Nurjannah Sabita, Abit Safithri, Happy Wuldatus Setiorini, Kusumaningdiah Retno Wahyuningsih, Sri Ranti Wibowo, Febrian Wahyu