Yumna, Afrian Andika
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Kualitas Sistem Informasi E-Learning UIN Sumatera Utara Yumna, Afrian Andika; Bancin, Eliyas Santi; Annisa, Fadia; Maulidia, Indah; Nurbaiti, Nurbaiti
Jurnal Manajemen Akuntansi (JUMSI) Vol 4, No 1: 2024
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v4i1.4564

Abstract

This study aims to determine students' perceptions of system quality.Information Quality and Service Quality at UIN Sumatera Utara E-Learning. Of Research case studies are part of the Information Systems Management major Islamic Pedagogical Administration (MPI) and teacher at Talbiya Faculty Education (FITK) UINSU Medan. The method used is direct field Visit and interview with MPI students. This is shown by the results of this study The quality of UIN Sumatera Utara’s eLearning system makes it easy for students to get started learning process. Quality of Information in UIN Sumatera Utara e-Learning While informing you about lecture materials and assignments, UIN E-Learning Services Sumatera Utara provides tutorial media in the following formats: Availability of videos and PDFs and helpdesk services to support students Includes UIN Sumatera Utara eLearning.
PERAN LEMBAGA KEUANGAN MIKRO DALAM MENINGKATKAN AKSES PEMBIAYAAN USAHA KECIL DI KOTA MEDAN Maharani, Nurul Sandra; Harahap, Sri Widya; Salsabilla, Salsabilla; Yumna, Afrian Andika; Hayati, Fitri
Jurnal Bina Bangsa Ekonomika Vol. 18 No. 1 (2025): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v18i1.853

Abstract

Microfinance Institutions (MFIs) have a strategic role in improving access to finance for small businesses in Medan City, Indonesia. This study aims to analyze the contribution of MFIs in providing more inclusive and flexible financing solutions for small businesses that are often marginalized from the formal banking system. Methods This study uses a qualitative approach with a literature study to analyze the role of microfinance institutions in improving access to financing for small businesses in Medan City. The results show that MFIs not only offer convenience in the loan application process, but also provide essential training and mentoring to improve the capacity and competitiveness of small businesses. MFIs contribute significantly to local economic growth, challenges such as lack of community understanding of MFI products and limited resources still need to be addressed. This study recommends the need for support from the government and other stakeholders to strengthen the role of MFIs in supporting small businesses. With the right strategy, MFIs can continue to contribute to community economic empowerment and create positive social impact.
THE EFFECT OF LOAN ACCESSIBILITY AND FINANCIAL PLANNING ON ONLINE LOAN CONSUMER BEHAVIOR Yumna, Afrian Andika; Rahmani, Nur Ahmadi Bi; Yanti, Nursantri
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.12628

Abstract

The purpose of this study is to ascertain how State Islamic University of North Sumatra (UINSU) Faculty of Economics and Islamic Business (FEBI) students use online loan services in connection to loan accessibility and financial planning. The background of this study is the rise in student use of online loan services, which are typically used to finance lifestyle needs rather than necessities. Through purposive sampling, 100 students were chosen to take part in the survey for this associative quantitative study. SPSS version 25 and multiple linear regression were used for data analysis. Purposive sampling was used to select 100 students for this study, which employs an associative approach and survey method. A p-value of 0.000 and a regression coefficient of 0.638 demonstrate that loan accessibility has a significant and positive impact on consumer behavior.  A regression coefficient of 0.438 and a p-value of 0.000 show that financial planning has a significant and advantageous effect.  Both variables have a significant impact on consumer behavior, as evidenced by the significance value of 0.000 and the F-count value of 93.419 (which is higher than the F-table value of 3.09), respectively.  With a coefficient of determination (R2) of 0.658, financial planning and loan accessibility account for 65.8% of the variation in student consumption patterns.  The remaining 34.2% are affected by factors that are not part of the research model