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All Journal Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Ekonomi dan Manajemen (JEKMA) Dharma Ekonomi International Journal Multidisciplinary Science
Rini Dwiastutiningsih
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Humanities Economics, Econometrics & Finance Education Social Sciences

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ANALISIS PENGARUH PROMOSI, HARGA, DAN PERSEPSI KEMUDAHAN PENGGUNAAN TERHADAP KEPUTUSAN PEMBELIAN PADA MARKETPLACE TRAVELOKA Suwardi; Rini Dwiastutiningsih; Alviani Yulyana Fertiaz
Jurnal Ekonomi dan Manajemen Vol. 3 No. 2 (2024): Juni : Jurnal Ekonomi dan Manajemen
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis pengaruh variabel Promosi, Harga dan Persepsi Kemudahan Penggunaan terhadap Keputusan Pembelian pada marketplace Traveloka. Metode penelitian yang digunakan oleh penulis yaitu data primer kuantitatif dengan tahapan uji yang dilakukan adalah Uji Validitas, Uji Reliabilitas, Uji Normalitas, Uji Heteroskedastisitas, Uji Multikolinieritas,, Analisis Regresi Linier Berganda, Uji t, Uji f, dan Koefisien Determinasi. Data yang digunakan menggunakan instrumen kuisoner yang berhasil dikumpulkan sebanyak 100 responden dengan kriteria Mahasiswa Gunadarma dan pernah melakukan pembelian tiket pesawat pada marketplace Traveloka. Alat bantu pengujian yang digunakan adalah software SPSS versi 25. Hasil penelitian ini menunjukan bahwa variabel Promosi secara parsial berpengaruh signifikan terhadap keputusan pembelian pada Marketplace Traveloka, variabel Harga secara parsial berpengaruh signifikan terhadap keputusan pembelian pada Marketplace Traveloka, variabel Persepsi Kemudahan Penggunaan secara parsial berpengaruh signifikan terhadap keputusan pembelian pada Marketplace Traveloka, serta variabel Promosi, Harga dan Persepsi Kemudahan Penggunaan memiliki pengaruh secara bersama – sama atau secara simultan terhadap keputusan pembelian.
ANALYSIS OF BANK HEALTH LEVELS USING THE RGEC METHOD AT PT BANK PERMATA TBK Tommy Kuncara; Rini Dwiastutiningsih
International Journal Multidisciplinary Science Vol. 2 No. 3 (2023): October: International Journal Multidisciplinary Science
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/ijml.v2i3.1134

Abstract

This research aims to find out the health level of Bank Permata. The type of research used is descriptive research with a quantitative approach. The variables used are Risk Profile which is measured by the NPL and LDR ratio, Good Corporate Governance (GCG) which is measured through self-assessment results, Earnings which is measured through the ROA ratio, and Capital which is measured through the CAR ratio. PT Bank Permata was included in composite rating category 1, which reflects the bank's very healthy condition, so it is considered very capable of facing significant negative influences from changes in business conditions and other external factors. Calculations based on the risk profile using the NPL and LDR ratios show a healthy category. The Good Corporate Governance (GCG) assessment is included in the very healthy category. Earnings assessment using the ROA ratio is stated in the quite healthy category. And for the assessment based on Capital using the CAR ratio, it is stated in the very healthy category.
Implementation of Indonesian state fiscal policy during the early period of the pandemic Sahara, Radi; Dadi Kuswandi; Rini Dwiastutiningsih; Sri Wulan Ratih
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 8 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.127 KB) | DOI: 10.32670/fairvalue.v4i8.1436

Abstract

The spread of the Covid-19 virus is challenging for the government from the economic side. This is because various economic activities have slowed down or even stopped entirely so that, as a result, economic movement is significantly reduced. This led to the need for the government to adjust its various policies, including fiscal policy. This study aims to see how the government's policies in Indonesia regarding fiscal policy at the beginning of the pandemic. This research will be carried out using a qualitative approach. The data obtained came from various research results and previous studies. This study found that the government adjusts the state's fiscal policy in receiving and issuing state revenues. In terms of revenue, the government focuses on corporate income tax and corporate income tax as the primary source of state revenue. As for the expenditure side, the government focuses on realizing the use of funds so that the results are right on target. Both of these are done to maintain economic stability in Indonesia.
ANALYSIS OF WEST JAVA PROVINCE GOVERNMENT REGIONAL REVENUE BUDGET REALIZATION DURING THE PANDEMIC AND AFTER THE PANDEMIC 2020-2023 Tommy Kuncara; Rini Dwiastutiningsih; Poso Nugroho; Bayu Nurdiansyah
International Journal Multidisciplinary Science Vol. 3 No. 3 (2024): October: International Journal Multidisciplinary Science
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/ijml.v3i3.1892

Abstract

The aim of this research is to analyze the Regional Revenue and Expenditure Budget (APBD) of the West Java Provincial Government during the COVID-19 pandemic period and after the pandemic, namely 2020, 2021, 2022 and 2023. This analysis is to understand how the pandemic affects regional financial management and strategies -the strategy implemented by the West Java Provincial Government in facing global economic challenges. This study uses descriptive quantitative methods with secondary data analysis obtained from the financial reports of the West Java Provincial Government. The data analyzed includes the ratio of independence, effectiveness and efficiency. This research also involves comparing financial ratios from year to year to identify patterns of change and the factors that influence them. This research aims to understand how the pandemic has an impact on income, budget expenditure and the deficit of West Java Province in the 2020-2023 period. It is hoped that the results of this research can be a reference for local governments in adopting effective policies to maintain financial stability and support sustainable economic recovery.
Persepsi Kemudahan Penggunaan, Keamanan dan Kepercayaan sebagai Determinan Minat Penggunaan E-Wallet OVO Maria Y Aryati Wahyuningrum; Nurul Khotimah; Rini Dwiastutiningsih; Anisah Anisah
Dharma Ekonomi Vol. 32 No. 1 (2025): DHARMA EKONOMI
Publisher : sekolah Tinggi Ilmu Ekonomi Dharmaputra Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59725/de.v32i1.287

Abstract

Current digital wallet applications offer easy-to-use features, security levels, and trust by their users. The purpose of this study was to determine the effect of perceived ease of use, perceived security, and perceived trust on interest in using the OVO e-wallet application. The population in this study were people who were interested in using the OVO e-wallet application and had never used the OVO e-wallet application before in the Bekasi area. The sample taken in this study was 100 respondents. The sampling technique used was primary data where data collection was obtained by distributing online questionnaires via Google Form to the public. The test tool used was SPSS with analysis stages, namely validity test, reliability test, classical assumption test, multiple linear regression, t-test, f-test, dominant factor, and coefficient of determination (R2). The results of this study indicate that perceived ease of use, security, and trust have a partial effect on interest in use. Perception of ease of use, security, and trust have a simultaneous effect on interest in use of the OVO e-wallet application.
Co-Authors Alviani Yulyana Fertiaz Anisah Anisah Bayu Nurdiansyah Dadi Kuswandi Maria Y Aryati Wahyuningrum Poso Nugroho Sahara, Radi Sri Wulan Ratih Suwardi Tommy Kuncara