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All Journal International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings
KARAMCHANDANI, DEVANSHU
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media

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Factors Influencing Investment Decisions among College Students: A Comparative Analysis Between India & Nigeria KARAMCHANDANI, DEVANSHU
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 7, No 1 (2024): FEBRUARY EDITION INTERNATIONAL JOURNAL OF ACCOUNTING FINANCE IN ASIA PASIFIC
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v7i1.2897

Abstract

Investment is done for the purpose to gain profitable returns. Investing in a well-diversified portfolio offers a multitude of benefits, including capital appreciation to grow wealth over time. As a student, managing finance can be challenging, but exploring opportunities for passive income can make a significant difference in financial stability and independence. Moreover, strategic investments can provide tax benefits that help optimize your financial situation. When considering the expected returns, it's crucial to balance them with liquidity for easy access to funds when needed, ensuring financial security. Additionally, a diversified approach with investment type contributes to risk minimization, safeguarding your investments against market volatility and potential losses. Overall, these elements collectively form a robust strategy to secure your financial future. This study endeavors to comparatively analyze the factors influencing investment decisions among college students in India and Nigeria. Demographics play a pivotal role in shaping investment choices, and understanding the differences in the attitude of these countries is vital for effective financial education initiatives
Postgraduate Student’s Attitudes towards Investment Decision-making: A Comparative Study between India and Nigeria Pandey, Dr. Laxmi; Karamchandani, Devanshu; Dixit, Anjali; Obinwa, Etoo Emmanuel
Journal of International Conference Proceedings Vol 6, No 4 (2023): 2023 ICPM Tokyo Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i4.2573

Abstract

This comparative study aims to explore and analyze the attitudes of postgraduate students towards investment decision-making in the contexts of India and Nigeria.Through a survey conducted among 181 postgraduate students in both the countries, this research investigates their perceptions, preferences, and approaches when making investment decisions. By employing a structured questionnaire, the study assesses factors influencing investment choices, risk tolerance, information sources, and overall financial literacy levels. Drawing on the psychological, social and economic distinctions between India and Nigeria, the research seeks to identify similarities and differences in investment attitudes among the two populations. The findings not only contribute to the literature on factors affecting investment behavior but also provide insights for financial educators, policymakers, and financial institutions to tailor strategies that enhance the investment decision-making skills of postgraduate students in both nations. Finally, this study shows the importance of educational background in shaping individual investment preferences and choices.
Factors Influencing Investment Decisions among College Students: A Comparative Analysis Between India & Nigeria Karamchandani, Devanshu; Anjali, Anjali; Obinwa, Etoo Emmanuel; Nandana, R Devi; Panda, Kunal; Hui, Gan Kia; Peter, Okwu; Pandey, Rudresh; Aun, Teoh Bak; Huei, Lok Yee
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 7, No 1 (2024): February 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v7i1.2897

Abstract

Investment is done for the purpose to gain profitable returns. Investing in a well-diversified portfolio offers a multitude of benefits, including capital appreciation to grow wealth over time. As a student, managing finance can be challenging, but exploring opportunities for passive income can make a significant difference in financial stability and independence. This study endeavors to comparatively analyze the factors influencing investment decisions among college students in India and Nigeria. Demographics play a pivotal role in shaping investment choices, and understanding the differences in the attitude of these countries is vital for effective financial education initiatives. The study reveals that there is a positive relationship between different factors that students consider when making these decisions. Factors such as financial security, return on investment (ROI), and risk minimization are found to have a significant impact on their choices.
Postgraduate Student’s Attitudes towards Investment Decision-making: A Comparative Study between India and Nigeria Pandey, Dr. Laxmi; Karamchandani, Devanshu; Dixit, Anjali; Obinwa, Etoo Emmanuel
Journal of International Conference Proceedings Vol 6, No 4 (2023): 2023 ICPM Tokyo Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i4.2573

Abstract

This comparative study aims to explore and analyze the attitudes of postgraduate students towards investment decision-making in the contexts of India and Nigeria.Through a survey conducted among 181 postgraduate students in both the countries, this research investigates their perceptions, preferences, and approaches when making investment decisions. By employing a structured questionnaire, the study assesses factors influencing investment choices, risk tolerance, information sources, and overall financial literacy levels. Drawing on the psychological, social and economic distinctions between India and Nigeria, the research seeks to identify similarities and differences in investment attitudes among the two populations. The findings not only contribute to the literature on factors affecting investment behavior but also provide insights for financial educators, policymakers, and financial institutions to tailor strategies that enhance the investment decision-making skills of postgraduate students in both nations. Finally, this study shows the importance of educational background in shaping individual investment preferences and choices.
Co-Authors Anjali, Anjali Aun, Teoh Bak Dixit, Anjali Huei, Lok Yee Hui, Gan Kia Nandana, R Devi Obinwa, Etoo Emmanuel Panda, Kunal Pandey, Dr. Laxmi Pandey, Rudresh Peter, Okwu