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All Journal International Journal of Economics Development Research (IJEDR) Jurnal Riset Manajemen dan Akuntansi (JURIMA)
Sari, Ok. Putri Ananda
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

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ANALISIS MANFAAT PENGIMPLEMENTASIAN BASIS DATA DI DALAM LINGKUNGAN SEKOLAH Ramadhani, Indri Gayatri; Sari, Ok. Putri Ananda; Wicaksono, M. Fadli; Roren, Yeli; Nurbaiti, Nurbaiti
Jurnal Riset Manajemen dan Akuntansi Vol. 3 No. 2 (2023): Agustus: Jurnal Riset Manajemen dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurima.v3i2.2207

Abstract

The aim of this study to provide the importance of the benefits of databases in schools today, because in this sophisticated era, database needs are needed to make it easier to make reports, retrieve and store data that was originally made manually which is time consuming and prone to data errors. . With the application of a database system, everything can be done easily and quickly, and the resulting data will be accurate. The research method used is a qualitative method by observing and recording reality through observation, interviews, and documentation. The results of the study show that the benefits of using databases in schools today are the quality of the data and information accessed according to what is input, and the most important benefit is classifying data and information so that it is easier for teachers to understand, anticipating the occurrence of data similarities or data instability. Helping the process of saving, accessing, editing, and deleting data, Protecting databases for schools to shorten processing time and get significant results
Economic Perspectives of MSMEs on Peer-to-Peer Lending as Business Capital Financing in Asahan Regency Sari, Ok. Putri Ananda; Harahap, Muhammad Ikhsan; Hermain, Hendra
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 5 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i5.8966

Abstract

This study aims to determine the perceptions of MSMEs in Asahan Regency towards peer-to-peer lending-based capital financing services. This service is presented as a digital financing alternative that offers ease and speed in accessing capital, especially for MSMEs that have difficulty obtaining capital from conventional financing. This study used a qualitative approach with interviews with 10 MSMEs, consisting of five users and five non-users of P2P lending services. Data analysis was conducted using Nvivo 12 Pro software to identify perceptions based on five components: ease, benefits, risks, challenges, and trust. The results show that MSMEs who have used P2P lending services have a positive perception of the ease and benefits directly experienced from using P2P lending services. However, they also face risks and challenges in using P2P lending services. In contrast, MSMEs who have never used P2P lending services tend to have perceptions dominated by doubt, worry, and ignorance due to lack of experience. User trust is formed through direct experience, while non-user trust relies more on reputation and information from their surroundings.
Co-Authors Harahap, Muhammad Ikhsan Hermain, Hendra Ramadhani, Indri Gayatri Roren, Yeli Wicaksono, M. Fadli