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All Journal Jurnal Bina Bangsa Ekonomika Jurnal Riset Manajemen dan Akuntansi (JURIMA) Economics, Business, Accounting & Society Review
Ramadhani, Indri Gayatri
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Economics, Econometrics & Finance Social Sciences

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ANALISIS MANFAAT PENGIMPLEMENTASIAN BASIS DATA DI DALAM LINGKUNGAN SEKOLAH Ramadhani, Indri Gayatri; Sari, Ok. Putri Ananda; Wicaksono, M. Fadli; Roren, Yeli; Nurbaiti, Nurbaiti
Jurnal Riset Manajemen dan Akuntansi Vol. 3 No. 2 (2023): Agustus: Jurnal Riset Manajemen dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurima.v3i2.2207

Abstract

The aim of this study to provide the importance of the benefits of databases in schools today, because in this sophisticated era, database needs are needed to make it easier to make reports, retrieve and store data that was originally made manually which is time consuming and prone to data errors. . With the application of a database system, everything can be done easily and quickly, and the resulting data will be accurate. The research method used is a qualitative method by observing and recording reality through observation, interviews, and documentation. The results of the study show that the benefits of using databases in schools today are the quality of the data and information accessed according to what is input, and the most important benefit is classifying data and information so that it is easier for teachers to understand, anticipating the occurrence of data similarities or data instability. Helping the process of saving, accessing, editing, and deleting data, Protecting databases for schools to shorten processing time and get significant results
PERAN LEMBAGA KEUANGAN MIKRO SYARIAH (LKMS) DALAM MENDUKUNG EKONOMI KERAKYATAN DAN PENGENTASAN KEMISKINAN UMAT Ayunda, Antin; Ramadhani, Indri Gayatri; Fahlevy, Reza; Hayati, Fitri
Jurnal Bina Bangsa Ekonomika Vol. 18 No. 1 (2025): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v18i1.818

Abstract

Many countries, including Indonesia, still face important problems, namely poverty. As of March 2024, based on data from the Central Statistics Agency (BPS), 25.22 million people from the total population of Indonesia live below the poverty line. This study aims to explore the strategic role of Islamic Microfinance Institutions (LKMS) in two aspects, namely supporting the development of the people's economy and poverty alleviation. Islamic Microfinance Institutions (LKMS) play an important role in supporting the people's economy and poverty alleviation in Indonesia. LKMS also helps the community through the management of social funds such as zakat, ifaq, sadaqah and waqf (ZISWAF), which support productive businesses in poor communities and improve their welfare. Overall, LKMS has succeeded in increasing financial inclusion by reaching previously marginalized populations and helping to combat poverty through fair and sharia-based financing. However, to reduce the impact of sharia financial products, the problem of financial literacy and public understanding of it must be resolved
The Mediating Role of Lifestyle in Strengthening Financial Management Behavior of Gen Z Ramadhani, Indri Gayatri; Aisyah, Siti; Daulay, Aqwa Naser
Economics, Business, Accounting & Society Review Vol. 4 No. 3 (2025): Economics, Business, Accounting & Society Review
Publisher : International Ecsis Association

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55980/ebasr.v4i3.277

Abstract

The rapid evolution of digital technology has profoundly shaped the consumption patterns and financial behaviors of Generation Z, a cohort characterized by high digital exposure and instant access to financial services. Despite their familiarity with financial information, many Gen Z individuals still exhibit impulsive spending and poor debt management, reflecting a gap between financial awareness and behavioral discipline. This study aims to examine the influence of financial knowledge and financial attitude on financial management behavior, with lifestyle serving as a mediating variable. Employing a quantitative research design, data were collected from 410 Gen Z students in Medan through an online questionnaire and analyzed using the Structural Equation Modeling–Partial Least Squares (SEM-PLS) method. The findings reveal that both financial knowledge and financial attitude have significant positive effects on financial management behavior, both directly and indirectly through lifestyle. Furthermore, lifestyle demonstrates a partial mediating role, indicating that sound financial knowledge and positive attitudes are more effective when internalized into disciplined and goal-oriented financial lifestyles. This study contributes to the theoretical enrichment of the Theory of Planned Behavior by emphasizing the mediating role of lifestyle as a behavioral mechanism linking cognition and attitude to practical financial management. Practically, the results highlight the importance of promoting financial education programs that integrate lifestyle adjustments to foster responsible and sustainable financial behavior among the younger generation.
Co-Authors Aqwa Naser Daulay Ayunda, Antin Fahlevy, Reza Fitri Hayati Roren, Yeli Sari, Ok. Putri Ananda Siti Aisyah Wicaksono, M. Fadli