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All Journal Interdisciplinary Social Studies Jurnal Akuntansi Keuangan dan Bisnis
Kalangit, Della Olivia Caterina
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Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences

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ANALISIS PEMANFAATAN QRIS GUNA MENDUKUNG PERCEPATAN PEMULIHAN EKONOMI NASIONAL PASCA PANDEMIC COVID-19 PADA UMKM DI KOTA SAMARINDA Sailawati, Sailawati; Kristin Wulansari; Kalangit, Della Olivia Caterina
Jurnal Akuntansi Keuangan dan Bisnis Vol 17 No 1 (2024): Jurnal Akuntansi Keuangan dan Bisnis
Publisher : Politeknik Caltex Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35143/jakb.v17i1.5750

Abstract

Abstrak Penelitian ini dilakukan untuk menguji apakah terdapat pengaruh yang signifikan antara pemanfaatan QRIS terhadap percepatan pemulihan ekonomi nasional paska pandemi covid-19 pada UMKM di kota Samarinda. model yang digunakan dalam penelitian ini adalah Technology Acceptance Model (TAM) dengan menambahkan variable trust untuk mengukur hubungannya terhadap actual use. Data yang digunakan adalah data primer, dengan menyebarkan kuesioner sebanyak 200 responden. Penelitian ini menggunakan alat analisis SPSS dan AMOS. Hasil yang diperoleh adalah terdapat delapan hipotesis yang terbukti berpengaruh signifikan dan satu hubungan yang tidak berpengaruh signifikan. Trust terhadap perceived usefulness, trust terhadap perceived ease of use, trust terhadap behavior intention, perceived usefulness terhadap behavior intention, perceived risk terhadap behavior intention, trust terhadap behavior intention, dan perceived usefullness terhadap perceived ease of use memiliki pengaruh yang signifikan, terbukti nilai CR ≥ 1,96 dan nilai probabilitas ≥ 0,05. Untuk hubungan yang tidak signifikan adalah perceived usefulness terhadap behavior intention. Kata kunci: Perceived Risk, QRIS, TAM Model, Trust This study was conducted to test whether there is a significant effect between the use of QRIS on the acceleration of national economic breeding after the COVID-19 pandemic on MSMEs in the city of Samarinda. the model used in this study is the Technology Acceptance Model (TAM) by adding a trust variable to measure the relationship with actual use. The data used are primary, spreading as many as 200 respondents. This research uses SPSS and AMOS analysis tools. The results obtained are, eight hypotheses are proven to have a significant effect, and one relationship that does not have a considerable impact. Trust in perceived usefulness, trust in perceived ease of use, trust in behavioral intentions, perception of risk on behavioral intentions, perceived usefulness in behavioral intentions, trust in behavioral intentions, and perceived benefits on ease of use have a significant influence, as evidenced by the CR value 1,96 and a probability value of 0.05. Meanwhile, an insignificant relationship is the perceived ease of use on behavior intentions. Keywords: Perceived Risk, QRIS, TAM Model, Trust
Analisis Faktor yang Mempengaruhi Intention to Use Whatsapp Bisnis Bagi Umkm di Kota Samarinda Kalangit, Della Olivia Caterina
Jurnal Akuntansi Keuangan dan Bisnis Vol 17 No 2 (2024): Jurnal AKuntansi Keuangan dan Bisnis
Publisher : Politeknik Caltex Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35143/jakb.v17i2.6443

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi niat (intention to use) UMKM di kota Samarinda dalam menggunakan aplikasi WhatsApp Business sebagai alat komunikasi dan pemasaran. Menggunakan metode kuantitatif, penelitian ini melibatkan 105 responden yang terdiri dari pelaku UMKM yang aktif menggunakan WhatsApp Business. Variabel yang diteliti meliputi perceived ease of use, perceived usefulness, social influence, attitude dan intention to use. Data dikumpulkan melalui survei yang disebarkan kepada responden dan dianalisis menggunakan uji asumsi statistik serta analisis regresi untuk menentukan hubungan antar variabel. Hasil penelitian menunjukkan bahwa perceived ease of use, social influence, dan attitude memiliki pengaruh signifikan terhadap niat penggunaan WhatsApp Business, sedangkan perceived usefulness tidak berpengaruh signifikan. Temuan ini menyoroti bahwa kemudahan penggunaan dan dukungan sosial dari lingkungan sekitar lebih berperan dalam membentuk niat pelaku UMKM untuk mengadopsi WhatsApp Business, dibandingkan dengan pemahaman mereka tentang manfaat aplikasi tersebut. Penelitian ini diharapkan dapat memberikan wawasan yang berguna bagi pemangku kepentingan dalam mengembangkan strategi yang efektif untuk mendorong penggunaan teknologi digital di kalangan UMKM di Samarinda
Taxpayers’ Trust on Rural and Urban Lands and Building Tax Online Payment Using QRIS Wulansari, Kristin; Kalangit, Della Olivia Caterina; Satryawati, Satryawati; Kawuryan, Renita
Interdisciplinary Social Studies Vol. 2 No. 2 (2022): Regular Issue
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/iss.v2i2.321

Abstract

Background: Quick Response Code Indonesian Standard or commonly abbreviated as QRIS is the unification of various QR types from various Payment System Service Providers (PJSP) using a QR Code, QRIS can accept all payments from anywhere, both Bank and Non-Bank (Fintech), The Regional Revenue Service of Samarinda City applies QRIS as one of the means of payment of The Rural and Urban Land and Building Tax. Aim: This study was conducted to measure the confidence of taxpayers in accepting QRIS for The Rural and Urban Land and Building Tax Payment. The model used in this study is the Technology Acceptance Model (TAM) with the addition of the trust variable. Method: The data used are primary data obtained through distributing questionnaires to 180 respondents using QRIS as a means of paying The Rural and Urban Land and Building Tax in Samarinda City, where the implementation of the results of the research on the main respondents aged 25-45 years. There are five variables used in this study, namely perceived usefulness, perceived ease of use, intention to use, application use, and trust. Findings: The results obtained are Perceived Usefulness and Perceived Ease of Use have a significant influence on Attitude Toward Using. The Attitude Toward Using variable has a significant effect on Behavioral Intention To Use, and the Trust variable has a significant influence on Perceived Usefulness, Perceived Ease of Use, and Behavior Intention to Use. This means that Trust affects the use of QRIS every day and in the future.
Co-Authors Kawuryan, Renita Kristin Wulansari Sailawati, Sailawati Satryawati, Satryawati Wulansari, Kristin