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Transformasi Digital Pada Perbankan Syariah Indonesia: Produk It Dan Jenis Transaksi Islamiah, Ifa Nurul; Nasrina, Nur; Salman, Nola Fibriyani Bte; Huda, Nurul
Sharing: Journal of Islamic Economics Management and Business Vol. 3 No. 1 (2024): Juni 2024
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v3i1.27503

Abstract

The development of sharia banking in Indonesia has advances in information technology (IT) which have brought significant changes in the way sharia banks offer their products and services. This research discusses sharia banking in Indonesia. This research uses a qualitative study using a liberal research approach by looking for reliable information from written sources, such as books, journals and websites. In the results of this research, E-Banking not only provides comfort but also convenience because the menus on internet banking can be used without having to have special skills, and is safe because internet banking is equipped with a layered security system and is equipped with a token (a tool that issues password numbers). which always changes every time you make a financial transaction). Internet Banking services have many features and provide convenience, comfort and security so that sharia banking services can run easily and efficiently with qualified bank security services, smooth and easy e-banking services are obtained by customers who use e-banking products, in Islamic transactions contain sharia contracts that are applied in the sharia financial institution industry such as: Murabahah Mudharabah, Mudharabah Muqayyadah, Wadiah, Musyarokah, Musyarakah Mutanaqisah, Salam, Istishna, Ijarah, Ijarah Muntahiyah bit Tamlik, Wakalah, Kafalah, hawalah, Rahn, Qordh.
Faktor yang Mempengaruhi Minat Mahasiswa terhadap Cryptocurrency sebagai Investasi Digital Islamiah, Ifa Nurul; Julina, Julina; Miftah, Desrir
Jurnal Global Ilmiah Vol. 1 No. 5 (2024): Jurnal Global Ilmiah
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/jgi.v1i5.52

Abstract

Pada saat ini mata uang digital (cryptocurrency) telah menjadi fenomena global yang dikenal kebanyakan orang, bank, pemerintah dan banyak perusahaan lainnya belum sadar pentingnya cryptocurrency. Riset ini memiliki tujuan yakni mengkaji apa yang mempengaruhi pengetahuan, potensi penghasilan mahasiswa terhadap investasi cryptocurrency. Secara khusus cryptocurrency mempunyai dua fungsi yaitu menjadi komoditas serta alat tukar. Dalam riset ini jenis yang dipakai ialah kuantitatif. Data primer ialah sumber yang di pakai dalam riset ini, yaitu data yang diperoleh atau data yang melalui kuesioner. Hasil pada riset yang diperoleh menunjukkan jika nilai pengaruh pengetahuan memiliki pengaruh yang signifikan terhadap minat. Pengaruh potensi penghasilan memiliki pengaruh yang signifikan terhadap minat. Pengaruh yang disignifikan antara pengetahuan dan potensi penghasilan secara simultan terhadap motivasi.
Tafsir of Ijarah and Ujrah Versesin the Application of Muamalah Islamiah, Ifa Nurul; Sunandar, Heri
Enrichment: Journal of Multidisciplinary Research and Development Vol. 1 No. 1 (2023): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (247.304 KB) | DOI: 10.55324/enrichment.v1i1.4

Abstract

Muamalah is a part of Islamic teachings that regulate relations between individuals. One activity in muamalah is ijarah, which is renting goods where the lessor receives rent or compensation. Although ijarah has rules that must be followed, there are still many ijarah practitioners who do not understand the legal basis and rules that apply. This study discusses Quranic verses on ijarah, requirements of ijarah, payment of ujrah, cancellation of ijarah contract, return of rented goods, types of ijarah, and application of ijarah in everyday life. A qualitative method with a literature study type was used to collect data from written sources such as books, journals, and other sources related to ijarah. The results of this study indicate that ijarah refers to an agreement to use goods or services by paying rent, but does not include the transfer of ownership of the goods. Ijarah is often used in everyday life to rent labour and goods. There are two types of ijarah in financial transactions, namely ijarah and ijarah muntahiya bittamlik. The ijarah contract itself is divided into two types, namely ijarah al'ain and ijarah al-dzimmah. However, ijarah muntahiya bittamlik is declared haram if there are two contracts in one transaction. The solution is to separate the lease contract and the sale contract by first conducting the lease contract and then conducting the sale contract after the lease contract is completed. The law of ijarah almuntahiya bitamlik is haram, if there are two contracts in one transaction, and the solution to permissible ijarah muntahiya bittamlik is by separating contracts, namely by first conducting the lease contract and if the lease contract is complete then using a new contract with the sale contract.