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ANALYSIS OF FINANCIAL PERFORMANCE USING THE CAMEL METHOD AT PT. BANK SULSELBAR Risa Pradista, Noviana; Darmawan Natsir, Uhud; Nurman, Nurman
Journal Management & Economics Review (JUMPER) Vol. 1 No. 3 (2023): September
Publisher : Journal Management & Economics Review (JUMPER)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v1i3.42

Abstract

This study aims to determine the financial performance of PT Bank Sulselbar as measured using the CAMEL Method (Capital, Assets, Management, Earning, and Liquidity). The object of research is PT Bank Sulselbar. The type of research used is quantitative descriptive research, the type of data used is primary and secondary data, the sample used is the financial statements of PT Bank Sulselbar from 2017 to 2021. The results in this study are the financial health condition of PT. Bank Sulselbar in the 2017 and 2018 periods is in the "HEALTHY" predicate with a credit value above 81% in accordance with the provisions stipulated by Bank Indonesia, while in the period 2019 to 2021 it is in the "STRONGLY HEALTHY" predicate because the credit value is below the provisions set by Bank Indonesia. This means that PT. Bank Sulselbar shows that the financial performance using the CAMEL method is in a healthy predicate, which means that PT. Bank Sulselbar is able to manage and handle problems that arise during that period.
Pengaruh Program K3 Terhadap Produktivitas Karyawan PT. Sumber Permata Selaras Site Molino Morowali Utara Adiyanti Aziza, Nunung; Widhi Kurniawan, Agung; Ilham Wardhana, Muhammad; Akbar, Abdi; Darmawan Natsir, Uhud
Indonesian Journal of Research in Economy Vol. 1 No. 3 (2022): IJRE_3
Publisher : Education and Talent Development Center of Indonesia (ETDC Indonesia)

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Abstract

This study aims to determine the effect of occupational health and safety on the productivity of employees of PT. Source of Gems Alignment. The independent variable in this study is occupational health and safety while the dependent variable is employee productivity. The population and sample in this study are all employees of PT. Sumber Permata Selaras as many as 104 people. Data collection was carried out using a questionnaire. The data analysis technique used is multiple linear regression analysis using SPSS 29.00 for windows. The results showed that the results of the t-test analysis showed that the variable Occupational Health (X1) had a positive and significant effect on Employee Productivity (Y). The results of the t-test analysis show that the variable work safety (X2) has a positive and significant effect on employee productivity (Y). The results of the F-test show that the Occupational Health and Safety variables (X1 and X2) simultaneously have a positive and significant effect on employee productivity (Y)
Pengaruh Kedisiplinan dan Motivasi Kerja Terhadap Produktivitas Kerja Pegawai pada Kantor Badan Kepegawaian dan Pengembangan SDM Kabupaten Maros Nurfadhilah Azizah, Andi; Mustika Amin, Andi; Amalia Hamka, Rezky; Burhanuddin, Burhanuddin; Darmawan Natsir, Uhud
Bisman (Bisnis dan Manajemen): The Journal of Business and Management Vol. 8 No. 2 (2025): Juli 2025
Publisher : Program Studi Manajemen, Fakultas Ekonomi, Universitas Islam Majapahit, Jawa Timur, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36815/bisman.v8i2.4370

Abstract

This study aims to analyze the influence of discipline and work motivation on employe productivity at the Maros Regency Personnel and Human Resources Development Office. The method used is quantitative with a descriptive approach. The research sample consisted of 58 respondents, which included all employes at the office, using a saturated sampling technique. Data were analyzed using the SPSS program with multiple linear regression analysis to examine the influence of independent variables on work productivity. The research results indicate that work discipline has a positive and significant influence on employe productivity, with a calculated t-value of 6.848, which is greater than the t-table value of 1.67 and a significance level of 0.000. This means that the higher the employee's discipline, the more their work productivity increases. Work motivation also has a positive and significant effect with a calculated t-value of 7.851 and a significance level of 0.000, indicating that good motivation can drive improved employe performance. Simultaneously, work discipline and motivation have a significant effect on productivity with a calculated F-value of 64.012 > F-table value of 2.40 and a significance level of 0.000. Based on the Beta value, work motivation (0.587) has a more dominant influence than discipline (0.512). However, the coefficient of determination (R Square) value of 0.103 indicates that only 10.3% of the variation in work productivity can be explained by these two variables, while the remaining variation is influenced by other factors such as work environment, competence, and management support. In real-world conditions, even tho employes have good discipline and motivation, external factors also play an important role in increasing productivity. Therefore, human resource management must consider various aspects to improve overall performance.