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All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Dharma Jnana J-ISACC : Journal of Islamic Accounting Competency Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) ZIJEc: Zabags International Journal of Economy Margin : Journal of Islamic Banking
Andriani, Beid Fitrianova
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Analisis Penerapan Etika Bisnis Islam Dalam Keberhasilan Usaha : Studi Pada Usaha Rempeyek Ilham Kota Jambi Andriani, Beid Fitrianova; A. Tarmizi; Putri E., Aurelia Zahwa
Jurnal Riset Rumpun Ilmu Ekonomi Vol. 2 No. 2 (2023): Oktober : Jurnal Riset Rumpun Ilmu Ekonomi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrie.v2i2.1700

Abstract

This thesis is entitled Analysis of the Application of Islamic Business Ethics in Business Success (Study on Ilham's rempeyek business in Jambi City). This study aims to determine the application of Islamic business ethics in accordance with the principles of Islamic business ethics according to Faisal Badroen and the indicators of business success are capital, income, sales volume, production output and labor. The method used in this research is descriptive qualitative, where in collecting data the researcher uses observation, interview and documentation methods. The results showed that Ilham's peanut brittle business had implemented Islamic business ethics well in running his business and had a positive impact on the success of his business. Obstacles in applying Islamic business ethics to Ilham's peanut brittle business in Jambi city are keeping promises caused by a lack of manpower in the production sector causing delays in product delivery to consumers and inaccuracy in delivering products to consumers. The solution in applying Islamic business ethics to Ilham's peanut brittle business in the city of Jambi is to recruit workers, especially in the production sector so that production results can meet consumer demands and be more careful and thorough when delivering products to consumers.
Pengaruh Pendapatan, Tanggungan Keluarga Dan Pendidikan Terhadap Pola Konsumsi Rumah Tangga Nelayan Kecamatan Danau Teluk Kota Jambi Marhama, Putri; Baining , Mellya Embun; Andriani, Beid Fitrianova
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 4 No. 04 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i01.594

Abstract

This research aims to determine and discuss the influence of income, family responsibilities and education on the consumption patterns of fishermen households in Danau Teluk subdistrict, Jambi city. This research uses primary data obtained directly from the first source either from individuals or individuals such as filling out questionnaires. The method used in this research is quantitative, namely multiple linear regression analysis processed using SPSS (Statistical Package For Social Science) 27 software. The results of the research that has been carried out show that income, family responsibilities have no effect on consumption patterns and education has an effect on consumption patterns. Based on data analysis in this research, these variables are valid and reliable. When testing classical assumptions with a normal distribution, multicollinearity and heteroscedasticity do not occur.
Pengaruh PDRB, TPAK, IPM terhadap Tingkat Kemiskinan melalui Zakat sebagai Variabel Moderasi di Provinsi Jambi Tahun 2018-2022 Nengsih, Titin Agustin; Andriani, Beid Fitrianova; Sugiharto, Joko
ARZUSIN Vol 4 No 1 (2024): FEBRUARI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v4i1.2647

Abstract

This study aims to look at the effect of GNP, TAX, IPM on poverty levels through zakat as a moderating variable in Jambi province in 2018-2022. The type of research used is quantitative research. The location of this research is Jambi Province with a total of 11 districts and cities. The data sources in this study were obtained from the website of the Central Statistics Agency (BPS) and the National Amil and Zakat Agency (BAZNAS) of Jambi Province. Based on the results of data analysis, the following tasks were concluded. First, Simultaneously the variables of Gross Regional Domestic Product (GRDP), Labour Force Participation Rate (TPAK), Human Development Index (HDI) have a significant effect on the Poverty Level. Second, partially zakat cannot moderate Gross Regional Domestic Product (GRDP), Labour Force Participation Rate (TPAK), Human Development Index (HDI) on Poverty Level. Third, simultaneously zakat can moderate Gross Regional Domestic Product (GRDP), Labour Force Participation Rate (TPAK), Human Development Index (HDI), to the level of Poverty Level.
ANALISIS METODE RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING, CAPITAL DALAM MENGUKUR TINGKAT KESEHATAN PT. BANK SYARIAH INDONESIA Tbk Andriani, Beid Fitrianova; Baining, Mellya Embun; Hilali, Ahmad Mu'ariful; Mu'ariful Hilali, Ahmad
MARGIN: Journal of Islamic Banking Vol 5 No 2 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v5i2.3398

Abstract

Penelitian ini bertujuan untuk mengetahui Tingkat Kesehatan PT Bank Syariah Indonesia, Tbk ditinjau melalui metode RGEC. Penelitian ini menggunakan analisis deskriptif dengan pendekatan kualitatif. Analisis data dilakukan dengan menilai peringkat rasio dan kriteria Tingkat Kesehatan dari masing-masing rasio yang mewakili aspek RGEC yaitu NPF, FDR, GCG, ROA, ROE dan CAR. Hasil penilaian kemudian akan dihitung untuk mendapatkan nilai komposit RGEC. Hasil penelitian menunjukan bahwa Tingkat Kesehatan PT Bank Syariah Indonesia, Tbk ditinjau berdasarkan rasio NPF, FDR, GCG, dan ROE berada pada kategori sehat sedangkan pada rasio ROA dan CAR berada pada kategori sangat sehat. Dapat disimpulkan pada periode 2021 hingga 2024 PT Bank Syariah Indonesia, Tbk secara konsisten dan serius dalam meningkatkan kinerjanya.  
Pengaruh E-Commerce dan Modal Usaha terhadap Pendapatan Pedagang Tradisional di Pasar Gang Siku Kota Jambi Nurmusischa, Nadia; Kurniawan, Bambang; Andriani, Beid Fitrianova
ARZUSIN Vol 5 No 5 (2025): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v5i5.7534

Abstract

The decline in income among traditional market traders at Pasar Gang Siku, Jambi City, due to the growing dominance of e-commerce and limited business capital forms the background of this study, while research simultaneously examining both factors remains limited. This study aims to analyze the influence of e-commerce utilization and business capital on the income of traditional clothing traders at Pasar Gang Siku within the context of the digital era. A quantitative approach was employed, with random sampling applied to 65 clothing traders. Data were analyzed using multiple linear regression tests. The results indicate that e-commerce has a significant effect on traders' income, with a significance value of 0.001 and a regression coefficient of 0.470. Conversely, business capital does not have a significant partial effect, with a significance value of 0.052 and a regression coefficient of 0.211. However, both variables together significantly influence traders' income. The study concludes that e-commerce utilization is a key factor in increasing traditional traders' income amidst digital transformation, while the effectiveness of business capital depends on managerial capacity and technological adaptation. The implications include a theoretical contribution to the study of traditional market adaptation in the digital age and practical recommendations for formulating digital-based local economic empowerment strategies.
PENGARUH KURS RUPIAH, DIVIDEND PER SHARE (DPS) DAN LABA PERUSAHAAN TERHADAP HARGA SAHAM DI PERUSAHAAN PERTAMBANGAN SUB SEKTOR BATU BARA PADA INDEKS SAHAM SYARIAH INDONESIA (ISSI) YANG TERDAFTAR DI BEI PERIODE 2016-2019 Fitri, Ainayyah; Andriani, Beid Fitrianova
Journal of Islamic Accounting Competency Vol. 3 No. 1 (2023): J-ISACC (Journal Of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/jisacc.v3i1.1198

Abstract

Penelitian ini mempunyai tujuan memberikan bukti empiris mengenai pengaruh Kurs Rupiah, Dividend Per Share (DPS) dan Laba Perusahaan pada emiten pertambangan sub sektor batu bara dengan indeks saham syariah indoensia (ISSI) dan terdata dengan Bursa Efek Indonesia (BEI) periodenya 2016-2019. Tekniknya penggunaan sampel dengan memakai purposive sampling. Penelitian dengan penelitian kuantitatif dan pakai datanya sekunder. Teknis analisisnya memakai analisis regresi data panel. Hasilnya pada penelitiannya ini memperlihatkan Kurs Rupiah, Dividend Per Share (DPS) dan Laba Perusahaan dengan caranya simultan berpengaruhnya pada Harga Saham. Dividend Per Share (DPS) dan Laba Perusahaan dengan caranya parsial mempengaruhinya Harga Saham. Namun Kurs Rupiah tidak ada berpengaruh pada Harga Saham. Koefisien determinasi pada penelitian ini sebanyak 28%.
Sosialisasi Strategi Pemasaran Syariah UMKM Kue Tradisional Warung Ibu Meriyanti Untuk Meningkatkan Pendapatan Anggraini, Dessy; Ismadharliani, Aztyara; Baining, Mellya Embun; Andriani, Beid Fitrianova; Sudharyati, Neneng; Istiqomah, Khusnul; Erliyana, Nova; Putri, Indah Permatasari
Jurnal Dharma Jnana Vol. 5 No. 2 (2025): JURNAL DHARMA JNANA
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan teknologi serta persaingan dalam usaha kian tinggi, menjadikan pelaku UMKM diharuskan memiliki strategi pemasaran yang baik agar dapat bersaing dengan kompetitornya. Supaya usaha yang dijalankan bisa berkembang dan memperoleh hasil yang maksimal perlu adanya strategi pemasaran yang efektif. Setiap usaha syariah tidak lepas dari prinsip syariah guna meminimalisir kecurangan atau kebathilan. Sebagaimana telah dijelaskan bahwa kegiatan jual beli diperbolehkan selama kegiatannya tidak menyimpang dari ajaran syariat Islam, maka semua bentuk transaksi pemasaran diperbolehkan. Tujuan penelitian ini adalah mengetahui strategi pemasaran yang dilakukan oleh UMKM Warung Ibu Meriyanti dalam menghadapi persaingan dan bagaimana dampak dari dilakukannya strategi pemasaran tersebut. Jenis penelitian yang digunakan adalah pendekatan kualitatif melalui observasi, wawancara, dan dokumentasi dengan pelaku usaha. Hasil penelitian menunjukkan bahwa penerapan strategi pemasaran UMKM kue tradisional Warung Ibu Meriyanti telah sesuai dengan prinsip syariah. Wawancara dengan informan menunjukkan adanya kenaikan pendapatan total keseluruhan dari tahun 2023 sebesar Rp 25.600.000, kemudian naik menjadi Rp 28.350.000 pada tahun 2025. Maka dari itu terlihat bahwa dalam 2 tahun terakhir mengalami kenaikan pendapatan sebesar 1,2% dari dilaksanakannya strategi pemasaran yang dilakukan.
ANALISIS KINERJA KEUANGAN BANK RAKYAT INDONESIA SEBELUM DAN SELAMA MASA PANDEMI COVID – 19 : STUDI KOMPARATIF Budianto, Achyat; Rozi, A.; Tanjung, Ferri Saputra; Marnas, Marnas; Andriani, Beid Fitrianova
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 12 No. 1 (2023): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v12i1.1360

Abstract

This study aims to examine the differences in the financial performance of PT Bank Rakyat Indonesia before and during the COVID-19 pandemic. This test uses a quantitative approach, and the data samples used from the third quarter of 2017 to the second quarter of 2022 are 20 samples. Bank Rakyat Indonesia, as the research object, has the most customers among other banks. Testing was carried out using the paired sample t-test method. The results of the study show differences in financial performance before and during the COVID-19 pandemic in the ratios of NPL, ROA, ROE, and LDR, but there is no difference in financial performance before or during the COVID-19 pandemic in the BOPO ratio
Pengaruh Pertumbuhan Ekonomi dan Pengangguran terhadap Kemiskinan di Provinsi Jambi Andriani, Beid Fitrianova; Arsa, Arsa; Agustina, Ferlinda
ARZUSIN Vol 6 No 2 (2026): APRIL
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i2.9262

Abstract

Poverty remains one of the major challenges faced by developing countries, including Indonesia, and its level in Jambi Province has tended to fluctuate in line with changes in regional economic conditions. In this context, economic growth and unemployment are viewed as two factors that may influence poverty. This study aimed to analyze the effects of economic growth and unemployment on poverty in Jambi Province. The study employed a quantitative approach using secondary data obtained from Badan Pusat Statistik (BPS). The analyzed data comprised a combination of time-series and cross-sectional data for the 2018–2024 period. The analytical method used was panel data regression with the Random Effect Model (REM) approach. The results showed that, partially, economic growth had a significant effect on poverty in Jambi Province, whereas unemployment had no significant effect. However, simultaneously, economic growth and unemployment jointly had a significant effect on poverty in Jambi Province. These findings indicate that poverty dynamics in Jambi Province are more closely associated with changes in economic growth, although both variables still exert a joint influence. Therefore, this study underscores the importance of formulating integrated economic policies to support poverty reduction efforts in Jambi Province.
The Development of Home Industry in Enhancing Community Income in Sekernan District, Muaro Jambi Regency Based on Sharia Principles Yusuf, Maulana; Andriani, Beid Fitrianova; Sidik, Syaiful Amar
Zabags International Journal of Economy Vol. 4 No. 1 (2026): Economic Studies
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijec.v4i1.111

Abstract

This study aims to analyze the development of home industry as a means of improving community income in Sekernan District, Muaro Jambi Regency, within the framework of Sharia principles. The background of this research lies in the strategic role of household-based enterprises as pillars of local economic growth and instruments of community empowerment. The main objectives are to identify strategies for home industry development, examine challenges encountered, and explore the application of Islamic values in business practices. The research adopts a qualitative phenomenological approach, employing in-depth interviews, participatory observation, and documentation, with data analyzed through thematic triangulation. Findings reveal that home industry development is structured around five key management functions: planning based on local resources, participatory organization of work, communicative leadership, motivation rooted in family values and religious ethics, and disciplined control of quality and finance. These results highlight that business success is not solely dependent on technical production aspects but also on the integration of Sharia principles, which ensure sustainability and fairness. The contribution of this study lies in enriching the literature on community empowerment and Islamic economics, while offering practical recommendations for entrepreneurs and policymakers to strengthen managerial capacity and embed Sharia values in the advancement of micro and small enterprises.
Co-Authors A. Tarmizi Achyat Budianto Agustina, Ferlinda Anggraini, Dessy Arsa Arsa Bambang Kurniawan Erliyana, Nova Fitri, Ainayyah Hilali, Ahmad Mu'ariful Ismadharliani, Aztyara Khusnul Istiqomah Marhama, Putri Marnas, Marnas Maulana Yusuf Mellya Embun Baining Mu'ariful Hilali, Ahmad Nurmusischa, Nadia Putri E., Aurelia Zahwa Putri, Indah Permatasari Rozi, A. Sidik, Syaiful Amar Sudharyati, Neneng Sugiharto, Joko Tanjung, Ferri Saputra Titin Agustin Nengsih