Harun, Dato' Sudin
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Religious Construction in Decision ­Making of Indonesian Customers for Financial Transactions on Syariah Banks Pabbajah, Mustaqim; Widyanti, Ratri Nurina; Harun, Dato' Sudin; Darwis, Muh; Widyatmoko, Widi Fajar
Al-Albab Vol 12, No 2 (2023)
Publisher : Pascasarjana IAIN Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/alalbab.v12i2.2828

Abstract

This study aims to explain how Islamic concepts, symbols and values have implications for people. Especially when they must make decisions to make financial transactions in Islamic banking. Likewise, the religious trend accompanied by the spirit of city has resulted in the enthusiasm of the community to transact with institutions labelled religion in practice. Data collection used in this study was carried out by observation and distributing questionnaires to respondents (customers). Documentation studies are also conducted to find literature related to this study. There are three findings described in this study. First, the conception and symbol of religion is an essential element in the existence of Islamic banking in Indonesia. Second, the understanding of the religious community has been constructed in the decision to make economic transactions in Islamic banks. Third, the religious trend accompanied by religious zeal makes sharia banks in Indonesia have bright prospects to attract the interest of the public to transact. The enermous potential of Islamic banks in Indonesia will experience an increase if the religious values and symbols are implemented correctly and adequately. Religious construction of economic behaviour has resulted in a shift in the pattern of community transactions in the name of religion. This shift certainly provides not only positive expectations in the religious society, but also provides broad opportunities for the banking business world.
The Inequality of Zakat Distribution to the Indonesia’s Impoverished Muslim Urban Darwis, Muh; Pabbajah, Mustaqim; Harun, Dato' Sudin; Adliyah, Nurul; Fitriani, Fitriani
Religious: Jurnal Studi Agama-Agama dan Lintas Budaya Vol 7, No 2 (2023)
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/rjsalb.v7i2.24501

Abstract

Zakat, which is supposed to be for the alleviation of poverty, has actually been a source of problems because of the fact that the distribution has not been in line with its objectives. This current study addresses the inequality in the distribution of zakat to impoverished urban. The distribution of zakat is one of the substantial instruments for the Islamic financial ecosystem to alleviate poverty. The distribution of zakat aims to cater to impoverished communities’ needs and provide financial protection. This study relays on a descriptive qualitative research design where data were obtained through interviews and literature study. The data is used to analyse the concept of inequality in relation to poverty as a result of the unequal distribution of zakat. The results of this study indicate that the distribution of zakat is personally and unequally distributed. The unequal distribution of zakat impacts the welfare of people experiencing poverty due to inequality in selecting zakat recipients. Not merely that, zakat, which is relatively small and temporary, cannot support the productive ability of people with low incomes to achieve prosperity. Therefore, it is necessary to assert the prioritized distribution of zakat.
The Inequality of Zakat Distribution to the Indonesia’s Impoverished Muslim Urban Darwis, Muh; Pabbajah, Mustaqim; Harun, Dato' Sudin; Adliyah, Nurul; Fitriani, Fitriani
Religious: Jurnal Studi Agama-Agama dan Lintas Budaya Vol. 7 No. 2 (2023)
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/rjsalb.v7i2.24501

Abstract

Zakat, which is supposed to be for the alleviation of poverty, has actually been a source of problems because of the fact that the distribution has not been in line with its objectives. This current study addresses the inequality in the distribution of zakat to impoverished urban. The distribution of zakat is one of the substantial instruments for the Islamic financial ecosystem to alleviate poverty. The distribution of zakat aims to cater to impoverished communities’ needs and provide financial protection. This study relays on a descriptive qualitative research design where data were obtained through interviews and literature study. The data is used to analyse the concept of inequality in relation to poverty as a result of the unequal distribution of zakat. The results of this study indicate that the distribution of zakat is personally and unequally distributed. The unequal distribution of zakat impacts the welfare of people experiencing poverty due to inequality in selecting zakat recipients. Not merely that, zakat, which is relatively small and temporary, cannot support the productive ability of people with low incomes to achieve prosperity. Therefore, it is necessary to assert the prioritized distribution of zakat.