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All Journal Al-Albab Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam JURNAL MAHASISWA BK AN-NUR : BERBEDA, BERMAKNA, MULIA Jurnal Ekonomi Manajemen Sistem Informasi International Journal of Business, Humanities, Education and Social Sciences (IJBHES) Journal of Social and Policy Issues Proceeding of the International Conference on Global Education and Learning
Widyatmoko, Widi Fajar
Universitas Teknologi Yogyakarta
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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THE FACTORS OF SERVICE, RELIGIOSITY AND KNOWLEDGE IN THE DECISION OF CUSTOMERS TO SAVE FUNDS IN SHARIA BANKS IN YOGYAKARTA CITY Pabbajah, Mustaqim; Widyanti, Ratri Nurina; Widyatmoko, Widi Fajar
Jurnal Internasional Bisnis, Humaniora, Pendidikan dan Ilmu Sosial Vol 1 No 2 (2019): International Journal of Business, Humanities, Education and Social Sciences
Publisher : Universitas Teknologi Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46923/ijbhes.v1i2.37

Abstract

Islamic banks are experiencing rapid development amid the current global crisis in Indonesia and even in the world. This becomes evidence that Sharia Bank can maintain its existence from all the problems of a complex economic crisis that hit in 2007. Indonesia as the largest Islamic country in the world is a potential market that supports the sustainability of Islamic banking. The Islamic sharia principles in its management, causes many people in Indonesia, especially in Yogyakarta decide to save their funds in Islamic banks. The population in this study is all Islamic bank customers in Yogyakarta, with sample selection using incidental sampling. The data analysis method used is multiple linear regression. This study shows the positive influence of service and public trust in Islamic banks. Similarly, knowledge about Islamic banks, and one's religiosity has an important role in the decision making to save funds in Islamic banks in the city. Islamic labelity and current trends supported by high community religiosity are also important factors in the decision to deposit funds in Islamic banks. In fact, the biggest influence that influences customer's decision to save funds in a bank is the quality of service and trust. Thus, the attention of banking players is needed in improving performance and banking services, so that public confidence is higher in the decision to save funds in the bank. In other words, the community remains consistent to make economic transactions with banks in order to respond to the challenges of the economic crisis in the future.
Membangun Moderasi Beragama: Mustaqim Pabbajah; Ratri Nurina Widyanti; Widi Fajar Widyatmoko
Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Vol 13 No 1 (2021): September 2021
Publisher : IAI Darussalam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/darussalam.v13i1.1304

Abstract

The ratification of job creation law or omnibus law that changes clauses and establishes new regulations in a legal codification format has led to rejection in several regions in Indonesia because justice is not been reflected in terms of licensing aspects and weakened responsibilities. The omnibus law legislative process, which has so much been able to be completed in a short time, during the Covid-19 situation. This matter triggers the question of how the omnibus law legalization process is carried out based on the perspective of siyasah dusturiyah so how to analyze environmental content on environmental fiqh. This research is library research based on a normative approach by qualitative analysis methods. The theory used in this study is the theory of siyasah dusturiyah and environmental fiqh. The results of this study indicate that the omnibus law legislative process is not in line with the expectations of the benefit of dharuriyah, justice, and a sense of responsibility. The environmental content in the omnibus law does not yet represent environmentally friendly development so its management must be based on the principle of balance between utilization and environmental conservation.
IDENTIFIKASI PUTUSAN KARIR MAHASISWA UNIVERSITAS TEKNOLOGI YOGYAKARTA MENGGUNAKAN APLIKASI ANDROID MIHG (MULTIPLE INTELLIGENCE BY HOWARD GARDNER) Widi Fajar Widyatmoko; Ari Prasetyoaji
Jurnal Mahasiswa BK An-Nur : Berbeda, Bermakna, Mulia Vol 7, No 3 (2021)
Publisher : Universitas Islam Kalimantan Muhammad Arsyad Al-Banjari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.796 KB) | DOI: 10.31602/jmbkan.v7i3.5894

Abstract

The future challenges of higher education students for determining their future career in the era of industrial revolution 4.0 and society 5.0, getting more complex. Student may facing career uncertainty, lack of access to information and career development programs, and economic and technological challenges. Previous research shown many student need for career guidance to be addressed for choosing their course study. Student at the University level are grouped into groups of fields according to their choice of interests. Research findings in the field reveal that not a few students have a career decision level that is still not optimal, whereas many as 71% of students still need help regarding career decisions. The existence of this individual intelligence identification application can help students in making career decisions. This is shown by the results of the media use test in the field that 89% of UTY students experienced an increase in career decisions after using Howard Gardner's Multiple intelligence identification application. Thus, the application of multiple intelligence in helping to make career decisions is said to be suitable as a medium to help students make career decisions for UTY students.
PENGEMBANGAN IDENTIFIKASI MULTIPLE INTELLIGENCE ( HOWARD GARDNER) BERBASIS APLIKASI ANDROID DALAM PENENTUAN PUTUSAN KARIR MAHASISWA DI YOGYAKARTA. Ari Prasetyoaji; Widi Fajar Widyatmoko
Jurnal Mahasiswa BK An-Nur : Berbeda, Bermakna, Mulia Vol 7, No 3 (2021)
Publisher : Universitas Islam Kalimantan Muhammad Arsyad Al-Banjari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (289.781 KB) | DOI: 10.31602/jmbkan.v7i3.5895

Abstract

Technology in this era, especially during pandemic, has become something important in supporting self-improvement activities. Online learning and mobile applications become more practical to use to help optimize individual self. This research has developed an application product to assist students in determining their career decisions through multiple intelligence detection initiated by Howard Gardner. The application that has been develop consists of 3 menus, namely 1) multiple intelligence by Howard Gardner, 2) intelligence test (Howard Gardner), and 3 ) education about multiple intelligences. Howard Gardner stated that every child has more than one potential intelligence that may be able to develop and the development of intelligence may differ from one person to another. The purpose of developing this application is to make it easier for students in Yogyakarta in making career decisions so that they are in accordance with the abilities, intelligence that exist within themselves. This research was developed using the Borg & Gall R&D research method.
Religious Construction in Decision ­Making of Indonesian Customers for Financial Transactions on Syariah Banks Pabbajah, Mustaqim; Widyanti, Ratri Nurina; Harun, Dato' Sudin; Darwis, Muh; Widyatmoko, Widi Fajar
Al-Albab Vol 12, No 2 (2023)
Publisher : Pascasarjana IAIN Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/alalbab.v12i2.2828

Abstract

This study aims to explain how Islamic concepts, symbols and values have implications for people. Especially when they must make decisions to make financial transactions in Islamic banking. Likewise, the religious trend accompanied by the spirit of city has resulted in the enthusiasm of the community to transact with institutions labelled religion in practice. Data collection used in this study was carried out by observation and distributing questionnaires to respondents (customers). Documentation studies are also conducted to find literature related to this study. There are three findings described in this study. First, the conception and symbol of religion is an essential element in the existence of Islamic banking in Indonesia. Second, the understanding of the religious community has been constructed in the decision to make economic transactions in Islamic banks. Third, the religious trend accompanied by religious zeal makes sharia banks in Indonesia have bright prospects to attract the interest of the public to transact. The enermous potential of Islamic banks in Indonesia will experience an increase if the religious values and symbols are implemented correctly and adequately. Religious construction of economic behaviour has resulted in a shift in the pattern of community transactions in the name of religion. This shift certainly provides not only positive expectations in the religious society, but also provides broad opportunities for the banking business world.
Pengaruh Job Burnout Terhadap Quiet Quitting Dengan Turnover Intention Sebagai Variabel Intervening Pada Industri Perhotelan Gen Z di Yogyakarta Elliza Noor Prabandhini; Widi Fajar Widyatmoko
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 6 No. 5 (2025): Jurnal Ekonomi Manajemen Sistem Informasi (Mei - Juni 2025)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v6i5.5370

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh job burnout terhadap quiet quitting dengan turnover intention sebagai variabel intervening pada industri perhotelan gen Z di Yogyakarta. Populasi dalam penelitian ini yaitu karyawan tetap yang mempunyai pengalaman kerja minimal satu tahun di industri perhotelan bintang 3-5 di Daerah Istimewa Yogyakarta dengan sampel sebanyak 96 responden, yang diperoleh dengan menggunakan teknik purposive sampling dan snowball sampling. Teknik pengumpulan data menggunakan kuesioner secara langsung dalam bentuk Google Form dan dianalisis menggunakan SmartPLS 4 versi 4.0.9.9. Partial Least Squares Structural Equation Modelling (PLS-SEM) yang dilakukan dengan teknik outer model, inner model, dan pengujian intervening. Hasil analisis menunjukan bahwa job burnout berpengaruh positif terhadap quiet quitting sebesar 0,302, job burnout pengaruh positif terhadap turnover intention sebesar 0,781, turnover intention berpengaruh positif terhadap quiet quitting sebesar 0,508, turnover intention dapat memediasi secara parsial job burnout terhadap quiet quitting dengan kontribusi positif sebesar 0,397. Penelitian selanjutnya dapat memperdalam analisis faktor-faktor lain yang dapat mempengaruhi quiet quitting, dan melakukan penelitian di sektor lain, guna melihat apakah hasil yang serupa terjadi diluar industri penelitian ini.
Transformational Leadership Practices with Principals Dual Roles in the Age of Education 4.0 Al-Ghozali, Mohammad Faizal; Pabbajah, Mustaqim; Widyanti, Ratri Nurina; Widyatmoko, Widi Fajar
Journal of Social and Policy Issues Volume 5, No 3 (2025) July - September
Publisher : Pencerah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58835/jspi.v5i3.511

Abstract

This study aims to explore the practices of transformational leadership implemented by the principal, who concurrently holds the role of a guidance and counseling teacher at SMPN 3 Cikembar, within the context of Education 4.0.  The main focus of this study is to understand how these leadership practices are implemented, the factors that support their success, and their impact on the school's readiness to face digital challenges and educational innovation in the era of 4.0. This research uses a qualitative approach with a case study method, involving the principal, teachers, and students as key informants. Data collection techniques were carried out through observation, interviews, and documentation. The results of the study show that the principal applies seven forms of transformative leadership, including modeling, inspiration, giving appreciation, supporting creativity, discussion forums, empathy for school members, and digitizing learning. The success of these practices is supported by personal commitment, a background in guidance and counseling, the ability to handle multiple tasks, and collegial support from teachers. In conclusion, humanistic-based transformative leadership can create a collaborative and adaptive school environment. This study recommends ongoing training/workshops, inter-school collaboration systems, and a humanistic approach to educational leadership to effectively address the challenges of the 4.0 era.
Integrating Local Culture in Higher Education: Foundation of Indonesia’s National Identity Mustaqim Pabbajah; Juhansar Juhansar; Ratri Nurina Widyanti; Widi Fajar Widyatmoko; Mohammad Faizal Al Ghozali
Proceeding of the International Conference on Global Education and Learning Vol. 2 No. 2 (2025): December : Proceeding of the International Conference on Global Education and L
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/icgel.v2i2.171

Abstract

Local culture plays a strategic role in shaping and maintaining the identity of the diverse Indonesian nation. In the context of higher education, local culture does not merely function as a heritage of tradition but also as a source of values and character that can strengthen students’ national consciousness. This research aims to analyze the role of local culture as the foundation of national identity at the university and to identify strategies for implementing cultural values in the educational process and at campus life. This research employes a descriptive qualitative approach using interviews, Focus Group Discussions (FGDs), participatory observation, and document analysis to collect data. The findings indicate that the internalization of local cultural values through curriculum, student activities, and academic culture can strengthen the self-identity of students as the nation’s next generation. Thus, higher education institutions play a crucial role as agents of cultural preservation while simultaneously driving national ideology through the development of academic and non-academic programs rooted in local values. Thus, strengthening local culture in higher education is a strategic step in building a national identity that is characterized, competitive, and uniquely Indonesian.
Co-Authors Al-Ghozali, Mohammad Faizal Ari Prasetyoaji Darwis, Muh Elliza Noor Prabandhini Harun, Dato' Sudin Juhansar Andi Latief Mohammad Faizal Al Ghozali Mustaqim Pabbajah Ratri Nurina Widyanti Ratri Nurina Widyanti