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All Journal Journal of Economicate Studies Jurnal Hukum Ekonomi Syariah
Miptahudin, Iip
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Comparative Analysis of the Health Level of Islamic Banks and Conventional Banks in Indonesia Before (2017-2019) and During Covid 19 (2020-2022) Using RGEC Method Miptahudin, Iip; Nur Rizqi Rhommadhonni, Vania; Prabandari, Fitriana; Gemma Nurrahman, Ahmad
Journal of Economicate Studies Vol. 7 No. 1 (2023): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v7i1.850

Abstract

This research aims to analyze the differences in the health of Sharia Banks and Conventional Banks in Indonesia before and during Covid-19. The research method used was quantitative descriptive using the RGEC method, data analysis using the Normality Test, and the Wilcoxon Signed Difference Test. The sampling technique used was a purposive sampling technique with the criteria of Islamic banks and conventional banks having core capital of less than 3 trillion. The samples obtained were 4 Sharia Commercial Banks and 7 Conventional Commercial Banks. The data comes from the bank's quarterly financial reports and GCG reports for the 2017-2019 (Before Covid-19) and 2020-2022 (During Covid-19) periods. The overall level of bank health using RGEC analysis shows that Sharia Commercial Banks are in a "Fairly Healthy" condition before and during the Covid-19 pandemic. Meanwhile, conventional commercial banks were in a "healthy" condition before and during the Covid-19 pandemic. The results of the Sign-Wilcoxon difference test show that comparing the health level of Islamic banks before and during the Covid-19 period, there is no difference in each ratio. Meanwhile, conventional banks have different ROA and ROE ratios, while there are no differences in the NPL, LDR, GCG, and CAR ratios.
Employment: The Root of The Problem and the Solution in an Islamic Perspective Miptahudin, Iip
Journal of Economicate Studies Vol. 6 No. 1 (2022): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v6i1.817

Abstract

Employment is everything related to labor at the time before, during and after the completion of the employment period, both in the work that produces goods and work in the form of. From the aspect of labor law is a private legal field that has a public aspect, because although the working relationship is made based on the freedom of the parties, but there are a number of provisions that must be subject to the provisions of the government in the sense of public law Almost in all countries today,  employment or labor problems always grow and develop, both in developed and developing countries. Indonesia is also facing a variety of serious issues in employment issues. The root of employment problems lies in the fulfillment of life's needs. The responsibility of the state is to provide guarantees of fulfillment of basic needs to the people, and Islam has set clearly and in detail about the laws related to ij?rat al-aj?r (employment contracts).
Penggunaan Fitur Shopee PayLater Dalam Perspektif Ekonomi Islam Dikalangan Mahasiswa Universitas Halim Sanusi Prodi Ekonomi Islam Miptahudin, Iip; Nurrahman, Ahmad Gemma
Jurnal Hukum Ekonomi Syariah Vol 4 No 1 (2025): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v4i1.1434

Abstract

This study aims to analyze the use of the Shopee PayLater feature in the perspective of Islamic economics among students of the Islamic Economics Study Program at Halim Sanusi University. The research method used is a qualitative approach with data collection techniques through observation, interviews, and documentation. The results of the study show that the majority of students use Shopee PayLater for consumptive needs, such as purchasing non-priority goods. From an Islamic economic perspective, this practice contains several elements that need to be reviewed, such as the potential for usury, gharar and consumerism that are not in accordance with the principles of maqashid sharia. In conclusion, more intensive sharia financial education is needed for students so that they are able to assess digital financial products wisely and in accordance with sharia principles.  Keywords: Shopee PayLater, Islamic Economics, Students
Analisis Indeks Pembangunan Manusia (IPM) dalam Perspektif Ekonomi Islam: Studi Konseptual dan Relevansinya terhadap Tujuan Maqashid Syariah Nurrahman, Ahmad Gemma; Miptahudin, Iip; Fajrussalam, Hisny; Rhommadhonni, Vania Nur Rizqi; Prabandari, Fitriana
Jurnal Hukum Ekonomi Syariah Vol 4 No 2 (2025): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v4i2.1612

Abstract

This study aims to analyze the Human Development Index (HDI) from the perspective of Islamic economics and to examine its relevance to the objectives of Maqashid Sharia. HDI, as a development indicator that includes the dimensions of education, health, and income, reflects the overall quality of life within a community. In Islamic economics, human development is understood more comprehensively, encompassing material, spiritual, and moral well-being; therefore, HDI has a clear point of alignment with core Islamic values. This research employs a qualitative-descriptive approach through a literature review, examining various publications related to HDI, Islamic economic principles, and the concept of Maqashid Sharia. The findings indicate that the components of HDI are significantly connected to the five primary objectives of Maqashid Sharia, namely the preservation of religion (hifzh al-din), life (hifzh al-nafs), intellect (hifzh al-‘aql), lineage (hifzh al-nasl), and wealth (hifzh al-mal). This connection highlights that human development, as measured by HDI, can be strengthened through a Sharia-based framework to ensure it is not only focused on statistical progress but also on building ethical, empowered, and just individuals. Therefore, integrating HDI with the principles of Maqashid Sharia offers a relevant and applicable strategy for achieving sustainable development aligned with Islamic values.  Keywords : Human Development Index, Islamic Economics, Maqashid Syariah, Sustainable Development, Welfare.
Co-Authors Gemma Nurrahman, Ahmad Hisny Fajrussalam Nur Rizqi Rhommadhonni, Vania Nurrahman, Ahmad Gemma Prabandari, Fitriana Rhommadhonni, Vania Nur Rizqi