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Comparative Analysis of the Health Level of Islamic Banks and Conventional Banks in Indonesia Before (2017-2019) and During Covid 19 (2020-2022) Using RGEC Method Miptahudin, Iip; Nur Rizqi Rhommadhonni, Vania; Prabandari, Fitriana; Gemma Nurrahman, Ahmad
Journal of Economicate Studies Vol. 7 No. 1 (2023): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v7i1.850

Abstract

This research aims to analyze the differences in the health of Sharia Banks and Conventional Banks in Indonesia before and during Covid-19. The research method used was quantitative descriptive using the RGEC method, data analysis using the Normality Test, and the Wilcoxon Signed Difference Test. The sampling technique used was a purposive sampling technique with the criteria of Islamic banks and conventional banks having core capital of less than 3 trillion. The samples obtained were 4 Sharia Commercial Banks and 7 Conventional Commercial Banks. The data comes from the bank's quarterly financial reports and GCG reports for the 2017-2019 (Before Covid-19) and 2020-2022 (During Covid-19) periods. The overall level of bank health using RGEC analysis shows that Sharia Commercial Banks are in a "Fairly Healthy" condition before and during the Covid-19 pandemic. Meanwhile, conventional commercial banks were in a "healthy" condition before and during the Covid-19 pandemic. The results of the Sign-Wilcoxon difference test show that comparing the health level of Islamic banks before and during the Covid-19 period, there is no difference in each ratio. Meanwhile, conventional banks have different ROA and ROE ratios, while there are no differences in the NPL, LDR, GCG, and CAR ratios.
PENGARUH PENERAPAN METODE PEMBELAJARAN INKUIRI TERBIMBING TERHADAP KEMAMPUAN BERPIKIR TINGKAT TINGGI Prabandari, Fitriana
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 8 No 1 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/oikos.v8i1.9785

Abstract

Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh penerapan metode inkuiri terbimbing terhadap peningkatan kemampuan berpikir tingkat tinggi kelas X pada mata pelajaran Ekonomi dengan materi pokok permintaan, penawaran dan terbentuknya keseimbangan harga pasar di SMA Negeri 18. Desain penelitian yang digunakan adalah Nonequivalen (Pretest-postest) Control Group Design yang merupakan penelitian eksperimen kuasi dengan menggunakan seluruh subjek dalam kelompok belajar (intac group) untuk diberi perlakuan (treatment), bukan menggunakan subjek yang diambil secara acak. Instrumen pengumpulan data yang digunakan adalah soal tes untuk mengukur kemampuan berpikir tingkat tinggi dan panduan observasi. Teknik analisis data yang digunakan adalah Statistic Descrivtif, Wilcoxon’s Matched Pairs Test dan Mann Whitney U Test. Hasil penelitian menunjukkan bahwa penerapan metode inkuiri terbimbing berpengaruh dalam meningkatkan kemampuan berpikir tingkat tinggi peserta didik dalam mata pelajaran ekonomi dengan materi pokok permintaan, penawaran dan terbentuknya harga pasar pada kelas X di SMA Negeri 18 dengan kategori peningkatan sedang.
Analisis Indeks Pembangunan Manusia (IPM) dalam Perspektif Ekonomi Islam: Studi Konseptual dan Relevansinya terhadap Tujuan Maqashid Syariah Nurrahman, Ahmad Gemma; Miptahudin, Iip; Fajrussalam, Hisny; Rhommadhonni, Vania Nur Rizqi; Prabandari, Fitriana
Jurnal Hukum Ekonomi Syariah Vol 4 No 2 (2025): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v4i2.1612

Abstract

This study aims to analyze the Human Development Index (HDI) from the perspective of Islamic economics and to examine its relevance to the objectives of Maqashid Sharia. HDI, as a development indicator that includes the dimensions of education, health, and income, reflects the overall quality of life within a community. In Islamic economics, human development is understood more comprehensively, encompassing material, spiritual, and moral well-being; therefore, HDI has a clear point of alignment with core Islamic values. This research employs a qualitative-descriptive approach through a literature review, examining various publications related to HDI, Islamic economic principles, and the concept of Maqashid Sharia. The findings indicate that the components of HDI are significantly connected to the five primary objectives of Maqashid Sharia, namely the preservation of religion (hifzh al-din), life (hifzh al-nafs), intellect (hifzh al-‘aql), lineage (hifzh al-nasl), and wealth (hifzh al-mal). This connection highlights that human development, as measured by HDI, can be strengthened through a Sharia-based framework to ensure it is not only focused on statistical progress but also on building ethical, empowered, and just individuals. Therefore, integrating HDI with the principles of Maqashid Sharia offers a relevant and applicable strategy for achieving sustainable development aligned with Islamic values.  Keywords : Human Development Index, Islamic Economics, Maqashid Syariah, Sustainable Development, Welfare.