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Journal : Journal of Economicate Studies

Comparative Analysis of the Health Level of Islamic Banks and Conventional Banks in Indonesia Before (2017-2019) and During Covid 19 (2020-2022) Using RGEC Method Miptahudin, Iip; Nur Rizqi Rhommadhonni, Vania; Prabandari, Fitriana; Gemma Nurrahman, Ahmad
Journal of Economicate Studies Vol. 7 No. 1 (2023): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v7i1.850

Abstract

This research aims to analyze the differences in the health of Sharia Banks and Conventional Banks in Indonesia before and during Covid-19. The research method used was quantitative descriptive using the RGEC method, data analysis using the Normality Test, and the Wilcoxon Signed Difference Test. The sampling technique used was a purposive sampling technique with the criteria of Islamic banks and conventional banks having core capital of less than 3 trillion. The samples obtained were 4 Sharia Commercial Banks and 7 Conventional Commercial Banks. The data comes from the bank's quarterly financial reports and GCG reports for the 2017-2019 (Before Covid-19) and 2020-2022 (During Covid-19) periods. The overall level of bank health using RGEC analysis shows that Sharia Commercial Banks are in a "Fairly Healthy" condition before and during the Covid-19 pandemic. Meanwhile, conventional commercial banks were in a "healthy" condition before and during the Covid-19 pandemic. The results of the Sign-Wilcoxon difference test show that comparing the health level of Islamic banks before and during the Covid-19 period, there is no difference in each ratio. Meanwhile, conventional banks have different ROA and ROE ratios, while there are no differences in the NPL, LDR, GCG, and CAR ratios.
Employment: The Root of The Problem and the Solution in an Islamic Perspective Miptahudin, Iip
Journal of Economicate Studies Vol. 6 No. 1 (2022): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v6i1.817

Abstract

Employment is everything related to labor at the time before, during and after the completion of the employment period, both in the work that produces goods and work in the form of. From the aspect of labor law is a private legal field that has a public aspect, because although the working relationship is made based on the freedom of the parties, but there are a number of provisions that must be subject to the provisions of the government in the sense of public law Almost in all countries today,  employment or labor problems always grow and develop, both in developed and developing countries. Indonesia is also facing a variety of serious issues in employment issues. The root of employment problems lies in the fulfillment of life's needs. The responsibility of the state is to provide guarantees of fulfillment of basic needs to the people, and Islam has set clearly and in detail about the laws related to ij?rat al-aj?r (employment contracts).