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All Journal Jurnal Tinta: Jurnal Ilmu Keguruan dan Pendidikan Referensi Islamika: Jurnal Studi Islam
Muammar Zulfiqri
Unknown Affiliation
Religion Humanities Education Languange, Linguistic, Communication & Media Library & Information Science

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THE LIFE SKILLS CURRICULUM AT MA TECHNONATURA IN TERMS OF HARD SKILLS IS BASED ON STEM EDUCATION WHICH REFERS TO 21ST CENTURY SKILLS Armai Arief; Dede Rosyada; Ahmad Sujai; Alip Nuryanto; Muammar Zulfiqri
Jurnal Tinta Vol. 6 No. 1 (2024): Jurnal Tinta
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/jurnaltinta.v6i1.1293

Abstract

Madrasah Technonatura is one of the Islamic-based educational institutions that seeks to adopt the historical progress of medieval Islamic civilization, which is the foundation of research at Madrasah Technonatura. The curriculum used in Madrasah TechnoNatura is based on KTSP 2006 content standards coupled with self-developed content standards taken from 21st century skills, which include 4C and 3R. The 4Cs are critical thinking, creativity, collaboration, and communication, while the 3Rs are reading, writing, and arithmetic, with the addition of 1C and 1R, namely Concordance Work and Religion. This research uses descriptive research methods, with researchers carrying out interview activities and using general guidelines about the information needed from key informants who provide informative data according to research needs. The life skills curriculum at MA Technonatura in terms of hard skills is based on STEM education, which refers to 21st century skills with a learning process based on First Global Challenge (FGC), Internet of Things (IoT), IOS Game Development, Smart Ecosystem, Arduino Weather Balloon, and Tissue Culture (Orchid), which is able to foster and develop students' life skills. In the category of soft skills, MA TechnoNatura builds and familiarizes the school culture with the implementation of dhuha prayer, tadarrus, learning Islamic religious lessons in the morning, and praying together.
DIGITAL WAQF TRANSFORMATION AND MSME EMPOWERMENT IN THE PERSPECTIVE OF ISLAMIC ECONOMICS: A SYSTEMATIC LITERATURE REVIEW 2020–2025 Syahril; Muammar Zulfiqri; Aunurrochim
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.374

Abstract

This study examines the transformation of digital waqf and its role in empowering micro, small, and medium enterprises (MSMEs) within the Islamic economics framework, identifying dominant thematic clusters, integration models, and structural barriers shaping digital waqf development during 2020–2025. A Systematic Literature Review (SLR) employing the PRISMA 2020 protocol was conducted across Scopus, Google Scholar, and Sinta databases. Structured Boolean searches yielded 487 initial records, of which 57 peer-reviewed articles met all inclusion criteria. Thematic analysis followed Braun and Clarke's (2006) framework, complemented by bibliometric mapping using VOSviewer. Four thematic clusters were identified: digital waqf and SDGs, innovative instruments (CWLS and CWLD), Islamic fintech integration, and productive waqf-based MSME empowerment. The most effective integration model combines Cash Waqf Linked Deposit (CWLD), Shariah crowdfunding, blockchain infrastructure, and holistic MSME mentoring. Implementation is constrained by five structural challenges: regulatory gaps, low Nazhir digital capacity, insufficient public waqf literacy, unequal technological infrastructure, and unresolved Shariah-technology harmonization. This study provides important implications for both theory and practice in Islamic economics. Theoretically, it advances the integration of digital waqf, Islamic fintech, and MSME empowerment within a unified analytical framework, contributing to the development of Islamic Social Finance 2.0 and the operationalization of maqāṣid al-sharī'ah in the digital era. Practically, the findings offer strategic guidance for policymakers, Islamic financial institutions, and nazhir organizations to strengthen regulatory frameworks, enhance digital capacity, and expand inclusive financing mechanisms for MSMEs through scalable digital waqf models. Additionally, this study highlights the need for multi-stakeholder collaboration to overcome structural barriers and accelerate the transformation of waqf into a sustainable instrument for socio-economic development. This study delivers the most comprehensive English-language SLR on digital waqf and MSME empowerment in the Indonesian context, introducing the original Digital Waqf–Fintech–MSME Empowerment Nexus model.
Co-Authors ahmad sujai Alip Nuryanto Armai Arief Aunurrochim Dede Rosyada Syahril