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All Journal al-Afkar, Journal For Islamic Studies International Journal of Islamic Business and Economics (IJIBEC)
Rina Rosia
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Religion Economics, Econometrics & Finance Environmental Science Social Sciences

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Production Ethics in An Islamic Economic Perspective Muhammad Nurdin Jamil; Sirajuddin; Muhammad Hamsah; Nurchamidah; Rina Rosia
al-Afkar, Journal For Islamic Studies Vol. 7 No. 1 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i1.826

Abstract

This research is a qualitative research that aims to analyze the Islamic concept of production ethics in an Islamic economic system to improve human welfare and benefit. Production is the initial activity in producing goods that will be consumed by the general public. Production in Islamic economics is a form of activity carried out to realize benefits or add to it by exploring the economic resources provided by Allah SWT, so that it becomes a benefit, to meet human needs. Production ethics can be interpreted as the basic capital of one's morality in carrying out production activities related to behavior in producing goods and services in economic activities. The principle of conventional production activities emphasizes efficiency optimization and profit optimization. While the principle of production activities in Islam is concerned with the benefit of the people, not only profit-oriented. Ethics in production activities with an Islamic economic perspective, the first is choosing halal goods, namely ayyibāt. Second, the protection of natural wealth, should be done without damaging the environment (nature). Third, the guarantee of goods and services that will be produced, does not produce goods and services that are contrary to maqāṣid al-syarī'ah.
Analysis of the Transmission of Conventional and Islamic Monetary Policy: Study on Inflation and Economic Growth Muhammad Syariful Anam; Rifda Nabila; Arna Asna Annisa; Rina Rosia
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i2.5970

Abstract

The empirical research aims to analyze the transmission of conventional and sharia monetary policies to inflation (CPI) and economic growth (GDP) using the SBI, PUAB, SBIS, and PUAS instruments from 2002 to 2020. This study applies the VAR/VECM approach to the E Views program. Based on the analysis, several findings were obtained: first, in the short-term and long-term, CPI is influenced by all variables in the conventional and sharia channels, except PUAS, which has no effect in the short term. Meanwhile, GDP is also influenced by all variables in the conventional channel and sharia channel, except for the SBIS and PUAB variables which have no effect in the long term. Second, in the IRF analysis, the variables of SBI, PUAB, and SBIS were responded negatively by the CPI, while PUAS responded positively. The variables PUAB, SBIS, and PUAS, responded positively to GDP, while GDP responded negatively. Third, from the results of the FEVD analysis, the conventional channel variable has a more significant contribution to influencing inflation (CPI) than the sharia channel variable. Meanwhile, the sharia channel variable contributes more to economic growth (GDP) than the conventional channel variable. The results of this study provide valuable new insights into the implementation of dual monetary policy on inflation and economic growth.
Contemporary Bank Interest Law in Fath Adz Dzara'i's Review Abd Basir; Achmad Musyahid; Rina Rosia; Muhammad Hamsah
al-Afkar, Journal For Islamic Studies Vol. 6 No. 4 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i4.733

Abstract

The spirit of anti-usury in various Muslim communities in the country is getting more intense and active. one of which is that it can be seen from the increasing number of customers at Islamic banks with a significant number of developments from time to time. However, the reality that occurs in conventional banking is still the choice of customers as Muslims, including to borrow money or funds. Of course, conventional banking applies an interest system (Conventional Banking Applies), both loan interest and deposit interest. In Indonesia, the fatwa regarding the halal interest of banks  is not very popular. Most Islamic scholars and organizations in Indonesia have issued a fatwa that bank interest is usury which is forbidden. The concept in the past was that transactions occurred individually, where someone borrowed money and the person who gave the loan charged interest. While transactions that include borrowing money from banks are more complex or more complete. In the matter of usury in bank interest, various opinions of scholars, there are scholars who argue that bank interest is lawful on the grounds that the practice of usury in the past was not the same as the phenomenon of bank interest that occurred at the moment now. The main problem is: is bank interest included in the usury category or not included in the usury category, Bank interest law in the perspective of contemporary Islamic law is permissible if there is a need or benefit by adhering to the principle "Mȃ hurrima lisadd al-dzarî'at ubîha li alhȃjat aw al-mashlahat.
Co-Authors Abd Basir Achmad Musyahid Arna Asna Annisa Muhammad Hamsah Muhammad Nurdin Jamil Muhammad Syariful Anam Nurchamidah Rifda Nabila Sirajuddin