Article Per Year (5 Year)
p-Index From 2021 - 2026
1.197
P-Index
This Author published in this journals
All Journal al-Afkar, Journal For Islamic Studies SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Kajian Islam dan Sosial Keagamaan Jurnal Intelek Dan Cendikiawan Nusantara Variable Research Journal
Ceta Indra Lesmana
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

Published : 7 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : al-Afkar, Journal For Islamic Studies

 1 
The Role Of Financial Technology In Increasing Islamic Financial Inclusion: Analysis Of Potential And Challenges Ceta Indra Lesmana; Lestari Budianto
al-Afkar, Journal For Islamic Studies Vol. 7 No. 1 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i1.898

Abstract

This research aims to find out the role of financial technology in increasing Islamic financial inclusion. The method used in this research is a descriptive qualitative method with a type of literature study research obtained from sources related to research, such as books, journals and websites which are processed into research material. The research results show that the potential and challenges of financial technology can increase Islamic financial inclusion, where there are various financial technologies that have the potential to improve finances: first, Mobile Banking and Financial Applications. Second, Sharia Payment Gateways. Third, Peer-to-Peer Lending. Fourth, Sharia Crowdfunding. Fifth, Blockchain and Smart Contracts. Apart from that, the challenges in increasing Islamic financial inclusion are: first, awareness and education. Second, supporting regulations. Third, Technology and Infrastructure. Fourth, security and data protection.
Sharia Banking Transformation through Practices Islamic Corporate Social Responsibility (ICSR) Ceta Indra Lesmana
al-Afkar, Journal For Islamic Studies Vol. 7 No. 2 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i2.988

Abstract

The transformation of sharia banking through ICSR practices is an effort to increase competitiveness, customer trust and Islamic values in sharia banking practices. Implementing ICSR can provide significant benefits for sharia banking, customers and society as a whole. The implementation of ICSR practices by sharia banking creates a positive impact in building financial institutions based on Islamic principles. This is not only about building reputation, but also creating strong relationships based on social and moral values, which in turn strengthens integrity and increases customer and community trust.  Implementing ICSR can increase the competitiveness of sharia banking by improving product and service quality, positive image and customer trust. Implementing ICSR can also improve customer experience, strengthen relationships between banks and customers, and have a positive impact on society as a whole. Consistent implementation of ICSR can help sharia banking to become more competitive, trusted by customers, and realize Islamic values in banking practices.
Co-Authors Arina Manasikana Diyah Susilo Ningsih Kodriana, Novia Lestari Budianto Makinun Amin Moch Ichiyak Ulumudiddin Ramadhani , Iqbal Taufiq Anshori Wigati Wigati