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All Journal Diponegoro Journal of Islamic Economics and Business Journal of Economics and Tourism
Fajrin, Nabila
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Economics, Econometrics & Finance Social Sciences

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FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PENGGUNAAN M-BANKING BAGI MAHASISWA EKONOMI SYARIAH UNTIRTA Aulia, Muhamad Akbar; Savira, Zelda Salma; Fajrin, Nabila; Marlina, Ina; Umam, Ahmad Khotibul
Diponegoro Journal of Islamic Economics and Business Vol 4, No 1 (2024): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.23769

Abstract

This research examines the factors influencing the decision to use m-banking for UNTIRTA Sharia economics students. This quantitative research uses multiple linear regression analysis. The population in this study were all UNTIRTA Sharia economics students. The data is primary data using a questionnaire and distributed as many as 101 results. The sampling technique is to use the lameshow formula. This research is quantitative research with data analysis methods using multiple linear regression. The results of this research state that there is a positive influence between the quality of trust on the decisions of Islamic economics students as proven by the results of the partial correlation test which shows a significance of 0.002<0.050 and a t value of 3,231>0.134. The research results show that M-banking has an influence on Sharia economics students' decisions on M-banking, where this is proven by the partial correlation results which show a significance value of 0.002<0.050.  
ANALISIS PENGARUH TOTAL ASET DAN LIABILITAS ASURANSI TERHADAP SOLVABILITAS ASURANSI SYARIAH DI INDONESIA: Indonesia Annisa Ayu, Kayla; Fajrin, Nabila; Algifari, Salman; Arya Aditya, Mochammad
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 2 (2025): Inovasi dan Pengembangan Strategis: Meningkatkan Ekosistem Kewirausahaan dan Pemb
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i2.413

Abstract

The problem in this research is the imbalance between total assets and total liabilities, which can affect the solvency level of Islamic insurance companies in Indonesia. This study aims to analyze the influence of total assets and total liabilities on the solvency of Islamic insurance companies in Indonesia. The research approach used is quantitative with panel data regression analysis method, utilizing secondary data from the financial statements of four Islamic insurance companies during the period from the first quarter of 2018 to the fourth quarter of 2022. The research results indicate that total assets have a positive and significant impact on solvency levels, while total liabilities have a negative and significant impact. This finding indicates the importance of effective management of assets and liabilities to maintain the company's financial health. This research suggests that companies increase investment in productive assets and manage liabilities carefully, and recommends exploring other factors that could affect solvency in the future.
Co-Authors Ahmad Khotibul Umam, Ahmad Khotibul Algifari, Salman Annisa Ayu, Kayla Arya Aditya, Mochammad Aulia, Muhamad Akbar Ina Marlina, Ina Savira, Zelda Salma