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PENGARUH AL-HURRIYAH, AL-MUSAWAH, AL-‘ADALAH PADA BANK SYARIAH INDONESIA TERHADAP LOYALITAS NASABAH KOTA MEDAN (STUDI KASUS BANK SYARIAH INDONESIA KANTOR CABANG MUCHTAR BASRI MEDAN) Tanjung, Dewi Sundari; Erlyanti, Erlyanti; Ramadhani, Suci
HIBRUL ULAMA Vol. 6 No. 1 (2024): Jurnal Hibrul’ulama
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v6i1.741

Abstract

Penelitian ini bertujuan untuk menganalisa pengaruh Al-Hurriyah, Al-Musawah, Al-‘Adalah terhadap Loyalitas Nasabah Bank Syariah Indonesia Kota Medan Cabang Mukhtar Basri . Populasi dalam penelitian ini adalah masyarakat kota yang mejadi nasabah pada bank syariah cabang Muchtar Basri yang aktif melakukan transaksi keuangan. Penentuan sampel berdasarkan kemudahan (convenience sampling). Convenience sampling berarti unit sampel yang ditarik mudah dihubungii, tidak menyusahkan, mudah untuk mengukur, dan bersifat kooperatif sehingga peneliti memiliki kebebasan dan kemudahan untuk memilih siapa saja untuk dijadikan sampel penelitian, sebagai sampel untuk penelitian ini diambil 100 orang nasabah Bank Syariah Indonesia Cabang Muchtar Basri yang ada di kota Medan.Metode Penelitian data yang digunakan adalah Analiisis Linier berganda, Temuan peneliian ini adalah sebagai berikut : Berdasarkan hasil ujian t bahwa Al-Hurriyah / Kebebasan mempunyai nilai thitung 2,066 dengan signifikan < 0,05 yaitu 0,041. Nilai thitung menunjukkan lebih besar dari nilai ttabel 2, 066 > 1,660, artnya variabel Al-Hurriyah / Kebebasan berpengaruh (+) signifikan secara parsial terhadap Loyalitas Nasabah , Al-Musawah / Persamaan mempunyai nilai thitung 2,031 dengan signifikan < 0,05 yaitu 0,043. Nilai thitung menunjukkan lebih besar dari nilai ttabel 2,031 > 1,660, artinya variabel Al-Musawah / Persamaan berpengaruh (+) signifikan secara parsial terhadap Loyalitas Nasabah , Al-‘Adalah / Keadilan mempunyai nilai thitung 2,219 dengan signifikan < 0,05 yaitu 0,028. Nilai thitung menunjukkan lebih besar dari nilai ttabel 2,219 > 1,660, artinya variabel Al-‘Adalah / Keadilan berpengaruh (+) signifikan secara parsial terhadap Loyalitas Nasabah,.
Pelatihan Marketing Digital dan Strategi Pemasaran Keripik Sambal Ikan Teri Kearifan Lokal dalam meningkatkan Kesejahteraan UMKM di Kelurahan Aek Parombunan Kecamatan Sibolga Selatan Tanjung, Dewi Sundari; Vientiany, Dini; Syafrizal, Rodi
Wahana Jurnal Pengabdian kepada Masyarakat Vol. 3 No. 2 (2024): Edisi Desember
Publisher : Ilmu Bersama Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56211/wahana.v3i2.747

Abstract

Pengabdian masyarakat dilakukan dengan metode pemberian pelatihan, pendampingan kepada UMKM mengenai Marketng digital dan Startegi Pemasaran dalam yang bertujuan untuk membantu pengembangan Usaha Mikro Kecil dan Menengah (UMKM) produk keripik kearifan lokal di keluaraha Aek Parombunan kecaatan Sibolga Selatan Kota Sibolga yang dibangun oleh masyakatrat dan pantau pemerintah daerah. Masyarakat di kelurahan Aek Parombunan memiliki banyak usaha pengolahan pangan seperti keripik namun dalam pemasarannya belum seluruhnya mengimplentasikan digital marketing dengan baik. Potensi sumber daya manusia, pemanfaatan hasil perkebunan, pertanian dan perikanan, industri kecil keripik sambal ikan teri, dan meupakan juga bisnis yang cukup menjanjikan sebagai sumber pendapatan masyarakat di Kelurahan Aek Parombunan.Penguasaan strategi pemasaran sangat di butuhkan, kemampuan manajemen, wawasan kewirausahaan, maupun kemampuan digital marketing pelaku usaha untuk menjaga keberlanjutan dan dari usaha ini. Ada tiga tahapan yang diakukan dalam kegiatan yaitu pra pelatihan, kegiatan pelatihan dan pendampingan pasca pelatihan. Pada kegiatan prapelatihan dilakukan analisis kondisi awal dari para pelaku UMKM keripik sambal ikan teri, sedang pada tahap pelatihan diberikan materi terkait digital marketing. kemudian pada tahap yang terakhir pendampingan pasca pelatihan yaitu dilakukan pendampingan secara cepat dan langsung untuk mengiimplementasi konsep digital marketing dalam menjalankan usaha. Hasil dari kegiatan ini sangat memuaskan, dapat dilihat dari sambutan dan respon para pelaku UMKM yang sangat antusias dalam mengikuti kegiatan pelatihan. Dengan kegiatan pelatihan ini para pemilik UMKM dapat memahami dan mengetahui strategi pemasaran dan digital marketing yang baik untuk memperluas pasar. Baik nasional maupun menuju internasional. Para pelaku UMKM mencoba memasarkan produknya melalui platform digital seperti toko Pedia dan shopee. Adapun dari kegiatan ini , yaitu terjadinya peningkatan omset penjualan dari para pelaku usaha, yaitu keripik sambal ikan teri kangen mengalami kenaikan omset sebesar 20%, keripik sambal bripka 10%. Keripik Sambla Special 20%.
ANALISIS AKAD MURABAHAH TERHADAP PERTUMBUHAN UMKM NASABAH PADA BANK SYARIAH INDONESIA (BSI) DI KOTA SIBOLGA Tanjung, Dewi Sundari; Erlyanti, Erlyanti; Hawani, Nilma
HIBRUL ULAMA Vol. 7 No. 1 (2025): Jurnal Hibrul’ulama
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v7i1.933

Abstract

Penelitian ini bertujuan untuk mengetahui apakah akad murabahah BSI Kantor Cabang Sibolga berpengaruh terhadap Pertumbuhan UMKM di Kota Sibolga. Variabel d alam penelitian ini adalah akad murabahah BSI Kantor Cabang Sibolga (X) dan pengaruh terhadap pertumbuhan UMKM di Kota Sibolga (Y). Sampel dalam penelitian ini yaitu pelaku UMKM yang menggunakan akad murabahah BSI Kantor Cabang Sibolga yang berjumlah 73 orang yang dijumlah menggunakan rumus slovin. Teknik pengumpulan data yang digunakan adalah observasi dan penyebaran kuesioner/angket. Peneltian ini menggunakan metode kuantitatif yaitu dengan penyajian hasil penelitian dalam bentuk angka-angka atau statistik guna menguji hipotesis dengan bantuan program SPSS versi 22 for windows. Berdasarkan hasil uji parsial/uji t variabbel Akad murabahah pada BSI Kantor Cabang Sibolga (X) memiliki nilai thitung = 5,269 dan ttabel = 0,230. Maka dapat ditarik kesimpulan bahwa thitung>ttabel (5,269 > 0,230) atau nilai signifikansi 0,000 < 0,05. Dengan demikian maka, H0 ditolak dan H1 diterima yang artinya variabel akad murabahah BSI Kantor Cabang Sibolga (X) secara parsial berpengaruh terhadap pertumbuhan UMKM di Kota Palopo (Y) dan berdasarkan hasil uji determinasi (R2) nilai adjusted R Square sebesar 0,271 atau 27,1%. Yang artinya pengaruh variabel akad murabahah BSI Kantor Cabang Sibolga (X) terhadap variabel pengaruh terhadap pertumbuhan UMKM di Kota Sibolga (Y) sebesar 27,1%. Sedangkan sisanya yaitu 72,9% Pengaruh terhadap pertumbuhan UMKM dijelaskan oleh variabel-variabel lain yang tidak disebutkan dalam penelitian ini atau sebab-sebab lain diluar model.
PENGARUH MOTIVASI KERJA, DISIPLIN KERJA, DAN FASILITAS KANTOR TERHADAP KINERJA PEGAWAI DI KANTOR BADAN PENDAPATAN DAERAH KOTA MEDAN Pertiwi, Galuh Rahmi; Erlyanti, Erlyanti; Tanjung, Dewi Sundari
HIBRUL ULAMA Vol. 7 No. 1 (2025): Jurnal Hibrul’ulama
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v7i1.934

Abstract

The purpose of this research is to analyze the influence of work motivation, work discipline, and office facilities on employee performance.This research is a quantitative study.The population in this study consists of employees of the Regional Civil Service Agency Office of Medan City.The determination of the research sample uses the saturated sampling technique, meaning the sample is the entire population.The sample in this study consisted of 31 respondents.The data collection instrument used was a questionnaire.The independent variables are work motivation, work discipline, and office facilities, while the dependent variable is employee performance at the Regional Personnel Agency Office of Medan City.The data analysis method used is multiple linear regression.All statements are valid, reliable, and normal.The findings of this research are as follows:The results of the study on work motivation, work discipline, and office facilities simultaneously have a significant effect on employee performance with Fhitung 4.787 > Ftabel 2.96 and a significant probability of 0.008 < 0.05.Therefore, Ho is rejected and Ha is accepted, meaning the hypothesis is accepted.Based on the t-test results on work motivation, a t-value of 2.080 > t-table 1.703 and a significance level of 0.047 < 0.05 were obtained, thus Ho is rejected and Ha is accepted, meaning that work motivation partially has a significant effect on employee performance.The results of the t-test on work discipline obtained a t-value of 1.138 < t-table 1.703 and a significance level of 0.265 > 0.05, therefore Ho is accepted and Ha is rejected, meaning that work discipline does not have a significant partial effect on employee performance.The results of the t-test on office facilities obtained a t-value of 0.478 < t-table 1.703 and a significance level of 0.637 > 0.05, thus Ho is accepted and Ha is rejected, meaning that partially, office facilities do not have a significant effect on employee performance.From the results of this study, it is also known that the coefficient of determination (R square) is 0.347, meaning that 34.7% of employee performance at the Regional Civil Service Agency Office of Medan City is influenced by work motivation, work discipline, and office facilities.Meanwhile, the remaining 65.3% is influenced by other variables that were not examined in this study.
PENGARUH KUALITAS PELAYANAN DAN KUALITAS PRODUK TERHADAP KEPUASAN NASABAH PADA PT.BANK SUMUT CABANG PERCUT SEI TUAN KABUPATEN DELI SERDANG Ivana, Tasya; Erlyanti, Erlyanti; Tanjung, Dewi Sundari
HIBRUL ULAMA Vol. 7 No. 1 (2025): Jurnal Hibrul’ulama
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v7i1.935

Abstract

This research aims to determine whether service quality has a significant positive effect on customer satisfaction at PT. Bank Sumut Percut Sei Tuan Branch, Deli Serdang Regency, and to determine whether product quality has a significant positive effect on employee performance regarding customer satisfaction at PT. Bank Sumut Percut Sei Tuan Branch, Deli Serdang Regency.The population in this study consists of customers of PT. Bank Sumut Branch Percut Sei Tuan, Deli Serdang Regency. According to Roscoe's theory, the sample in this study amounts to 80 respondents, which is considered adequate and sufficient for this research.The type of research is quantitative research, which is a research method based on positivist philosophy, used to study a specific population or sample.Using multiple linear regression statistical analysis techniques.Thus, the results obtained from this research were obtainedThe quality of service partially has a positive and significant effect on customer satisfaction.This is indicated by the value that t-count X1 (8.151) > t-table (1.98) and p-value (0.000) <0.05,The quality of the product partially has a significant effect on customer satisfaction.This is indicated by the t-statistic value X2 (3.592) > t-table (1.98) and p-value (0.001) <0.05. This is indicated by the t-count value X2 (3.592) > t-table (1.98) and p-value (0.001) <0.05.
PENGARUH LOKASI DAN PROMOSI TERHADAP MINAT BELI KONSUMEN RESTORAN AYAM SAMBAL COBEK DI SUKAMAJU SEI MENCIRIM Tanjung, Dewi Sundari; Yurmaini, Yurmaini; Lubis, Yusrina Aulia
HIBRUL ULAMA Vol. 7 No. 1 (2025): Jurnal Hibrul’ulama
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v7i1.1047

Abstract

This research aims to determine whether location and promotion affect consumer purchase interest of Ayam Sambal Cobek Restaurant in Sukamaju Sei Mencirim. This research is a quantitative research. This study uses primary data with data collection using a questionnaire. The population in this study were all consumers who came to Ayam Penyet Cobek Restaurant. The sample size used was multivariate with the number of samples studied being 60 respondents. Data analysis used multiple linear regression. The results showed that the location variable (X1) and the promotion variable (X2) simultaneously had a significant effect on the purchase interest variable (Y). This can be seen from the significance value of the influence of the location variable (X1) and the promotion variable (X2) on the purchase interest variable (Y) 0.000 <0.05 and the calculated F of 9.467 was greater than the F table of 3.15. Based on the results of multiple linear regression analysis of variable X against Y, a regression equation can be obtained, namely Y = 21.769 + -0.315 X1 + 0.602 X2 Based on the results of the t-test analysis (Partial) t count of the effect of the promotion variable (X2) on the purchase interest variable (Y), the regression coefficient is 0.602 and the t count is 3.904 with a significance of 0.000. So it can be concluded that the promotion variable (X2) has a positive and significant effect on the purchase interest variable (Y) of Consumers at the Ayam Sambal Cobek Restaurant in Sukamaju Sei Mencirim.
PENGARUH KETEPATAN WAKTU DAN KUALITAS PRODUK TERHADAP KEPUASAN KONSUMEN PADA PERCETAKAN CV. RAI GRAFIKA MEDAN Nasution, Farida Hanum; Yurmaini, Yurmaini; Tanjung, Dewi Sundari
HIBRUL ULAMA Vol. 7 No. 1 (2025): Jurnal Hibrul’ulama
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v7i1.1049

Abstract

This research aims to analyze the influence of Timeliness and Product Quality on Consumer Satisfaction at CV. Rai Grafika Medan Printing. This research is quantitative. The population in this study is the consumers of CV. Rai Grafika Medan. The population includes customers of CV. Rai Grafika Medan, totaling 150 people. The sample consists of 60 respondents. Type and source of data (primary data and secondary data). Data collection methods (observation, interviews, documentation study, questionnaires). Data analysis techniques (validity test, reliability test, classical assumption test (normality test, multicollinearity test), hypothesis testing (multiple linear regression, t-test, F-test, determination test). Research results where, from the t-test results, it was obtained that Ha is accepted, indicating that there is an influence of timeliness on customer satisfaction at CV. RAI Grafika Medan. Indicating that there is an influence of product quality on customer satisfaction at CV. RAI Grafika Medan. From the t-test results, it was obtained that Ha is accepted, meaning it is significant, indicating that there is an influence of product quality on customer satisfaction at CV. RAI Grafika Medan. Products from the consumer's perspective are a matter that has its own scope and is different from quality from the producer's perspective when marketing a product that is already known for its quality. It can be concluded that, partially, timeliness affects consumer satisfaction at CV. RAI Grafika Medan. Partially, product quality affects consumer satisfaction at CV. RAI Grafika Medan.
PENGARUH LINGKUNGAN KERJA DAN MOTIVASI KERJA TERHADAP KINERJA KARYAWAN PADA PT. BANK TABUNGAN NEGARA (Persero) SYARIAH CABANG KOTA MEDAN Dewi, Mitha Sari; Erlyanti , Erlyanti; Tanjung, Dewi Sundari
HIBRUL ULAMA Vol. 7 No. 1 (2025): Jurnal Hibrul’ulama
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v7i1.1051

Abstract

This research aims to determine the effect of the work environment and work motivation on employee performance at PT. Bank Tabungan Negara (Persero) in Medan City. The objectives to be achieved in this study are: 1) To determine the impact of the work environment on employee performance at PT. Bank Tabungan Negara (Persero) Syariah in Medan City, 2) To determine the work motivation of employees at PT. Bank Tabungan Negara (Persero) Syariah in Medan City. The research method used is the quantitative method. The population in this study is the employees of PT. Bank Tabungan Negara (Persero) Syariah Kota Medan. The determination of the research sample uses the saturated sampling technique, where the sample is the entire population. The sample in this study consists of 35 respondents. The data collection instrument used was a questionnaire. The independent variables are the work environment and work motivation, while the dependent variable is employee performance at PT. Bank Tabungan Negara PT. Persero (Syariah) Medan City. The data analysis technique uses classical assumption tests, multiple linear regression tests, and t-tests. The results of this study indicate that: 1) Partially, the work environment does not have a positive and significant effect on employee performance 2) Partially, work motivation has a positive and significant effect on employee performance. The implication of this research is the presence of cleanliness and good workplace environment observers to ensure that the tasks assigned to employees are carried out well, and it is expected that with the presence of work motivation, employee morale within an organization will improve.
Pengaruh Kebijakan Badan Usaha Milik Desa (BUMDES) dan Pengembangan Wisata Halal terhadap Meningkatkan Pendapatan Masyarakat (Studi Kasus Pemandian Aek Milas Dano Hutaraja) Tanjung, Dewi Sundari; Yurmaini , Yurmaini; Lubis, Khoirunnisa
HIBRUL ULAMA Vol. 7 No. 2 (2025): Jurnal Hibrul’ulama (In Press)
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v7i2.1091

Abstract

This study aims to determine the policies of Village-Owned Enterprises and the development of halal tourism that affect the increase in community income. This study uses quantitative methods. The data used in this study are questionnaire data (questionnaires) which are processed into research results. This study uses a total sampling technique and the population in this study were traders at the Aek Milas tourist attraction in Huta Raja village, totaling 33 traders. Among them are garbage stall traders, soto stalls, lontong stalls, warmindo (Indomi food stalls), coffee, and fried food sellers. Analysis of research data using multiple linear regression. The results of the study show that Based on the results of the partial test analysis (t-test) the effect of the BUMDes policy variable (X1) on the variable of increasing community income (Y) with a t count value of -2.480 t table 1.697 and a significance level of the BUMDes policy variable (X1) 0.019 <0.05. The results show that the BUMDes policy variable (X1) partially has a significant and negative effect on the variable of increasing community income (Y) of Aek Milas Dano Hutaraja Hot Springs. Based on the results of the partial test analysis (t-test) the effect of the halal tourism development variable (X2) on the variable of increasing community income (Y) with a calculated t value of 7.369> t table 1.697 and a significance level of the halal tourism development variable (X2) 0.000 <0.05. The results show that the halal tourism development variable (X2) partially has a significant and positive effect on the variable of increasing community income (Y) of Aek Milas Dano Hutaraja Hot Springs.
KOLABORASI MAHASISWA DAN MASYARAKAT DALAM PENGUATAN NILAI RELIGIUS DAN LITERASI DI DESA KESATUAN MELALUI PROGRAM KKN UNIVERSITAS AL WASHLIYAH MEDAN Tanjung, Dewi Sundari; Nugroho, Ferdy Eka; Abdillah, Aziz; Dongoran, Sahut Matua; Simbolon, Cindy Kartika; Nursyahfira, Nursyahfira
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 5 (2025): Vol.6 No. 5 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i5.50210

Abstract

Kegiatan Kuliah Kerja Nyata (KKN) merupakan bentuk pengabdian mahasiswa kepada masyarakat dengan tujuan meningkatkan kualitas kehidupan sosial, keagamaan, dan pendidikan. Artikel ini membahas pelaksanaan program KKN kelompok 03 Universitas Al Washliyah Medan di Desa Kesatuan, Kecamatan Perbaungan, Kabupaten Serdang Bedagai. Program difokuskan pada bidang keagamaan dan pendidikan, meliputi kajian tauhid, Maghrib Mengaji, bimbingan belajar, asesmen literasi-numerasi, edukasi pendidikan beradab, serta pencegahan bullying. Selain itu, kegiatan gotong royong, festival anak saleh, kerajinan tangan, hingga pembuatan plang nama gang turut mendukung penguatan sosial masyarakat. Hasil kegiatan menunjukkan peningkatan pemahaman keagamaan, keterampilan mengaji anak-anak, serta kesadaran masyarakat akan pentingnya pendidikan dan nilai karakter. Hambatan utama berupa keterbatasan fasilitas, waktu yang singkat, dan kondisi infrastruktur desa. Dengan demikian, program KKN terbukti memberikan dampak positif bagi masyarakat sekaligus menjadi sarana pembelajaran sosial bagi mahasiswa.