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The Impact of Financial Proficiency, Financial Attitudes, and Income on Financial Behavior in Using PayLater on E-Commerce Nur Komarudin, Munir; Arraniri, Iqbal; Agyan, Dea Fadhila
International Journal Administration, Business & Organization Vol 5 No 1sp (2024): IJABO
Publisher : Asosiasi Ahli Administrasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61242/ijabo.24.407

Abstract

This research aims to determine the influence of financial proficiency, financial attitudes and income on the financial behavior of using Paylater in millennial generation E-Commerce in Kuningan. The research method used is descriptive with a quantitative approach. The sampling technique used was non-probability sampling with an incidental sampling and purposive sampling approach totaling 400 respondents. Data collection was carried out by distributing questionnaires in the form of a Google form. Hypothesis testing in this research uses multiple linear analysis tests. The research results show that financial literacy, financial attitudes and income have a positive effect on financial behavior.
Development of Information Technology, Business Innovation, and Organizational Models Based on Local Wisdom in Improving MSME Performance (Case Study of Kuningan Regency MSME Actors Gunawan, Wely Hadi; Masruroh, Rina; Nur Komarudin, Munir
Indonesian Journal Of Business And Economics Vol. 7 No. 2 (2024)
Publisher : Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/ijbe.v7i2.11204

Abstract

This research aims to analyze the influence of information technology development, business innovation, and local wisdom-based organizational models on the performance of MSMEs in Kuningan Regency. MSMEs have a strategic role in Indonesia's economic development, especially in terms of contribution to GDP and employment. However, challenges such as low digital literacy, limited infrastructure and minimal use of technology often hinder the competitiveness of MSMEs. In this context, the integration of modern technology with local wisdom is a relevant approach to improving the performance of MSMEs. This research uses a quantitative approach with the Structural Equation Modeling (SEM) method to analyze the relationship between the variables studied. The research results show that business innovation has a significant influence on organizational models, while information technology development does not have a significant influence on organizational models or MSME performance. On the other hand, an organizational model based on local wisdom has been proven to significantly improve the performance of MSMEs. It is hoped that this research can provide practical and theoretical contributions, especially in supporting the development of competitive and sustainable MSMEs through the application of information technology, innovation based on local wisdom, and adaptive organizational models. Strategic recommendations include increasing digital literacy, business innovation training, and strengthening collaboration between MSMEs and other stakeholders. Keywords: Information Technology, Business Innovation, Organizational Model, MSME Performance
ANALYSIS OF FACTORS AFFECTING PROFITABILITY Case Study of Manufacturing Companies in the Plastics and Packaging Sub-Sector Listed on the Indonesia Stock Exchange in 2019-2023: Case Study of Manufacturing Companies in the Plastics and Packaging Sub-Sector Listed on the Indonesia Stock Exchange in 2019-2023 Nur Komarudin, Munir; Yusuf, Ayus Ahmad; Aji, Ibrahim
IJSM Vol 8 No 2 (2025): Indonesia Journal of Strategic Management
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/a4mdy254

Abstract

This study will analyze the Factors affecting the Profitability of Indonesia Stock Exchange (IDX) listed Plastic and Packaging Sub-Sector Manufacturing Companies between 2019-2023, Independent variables to be analyzed are External and Internal Factors affecting Company Profitability which are Exchange Rates, Inflation, BI Rate Interest Rates, Leverage and Company Size while Profitability is the Dependent Variable to be measured using Return on Assets (ROA). The analytical approach used is the Panel data Regression Model and the Coefficient of Determination via the Random Effect Model (REM) approach. The data in this study were gathered from the Financial Statements of the Plastic and Packaging Sub-Sector Manufacturing Companies Listed on the Indonesia Stock Exchange for the Period 2019-2023 using the Sampling Technique in this study using Purposive Sampling so that this study had a sample of 13 companies with 65 Financial Statement Data. The conclusion of this study indicates that BI Rate and Leverage Interest Rate have partially significant negative effects on profitability and Exchange Rate, Inflation and Company Size do not have partially significant negative effects on profitability. Meanwhile Exchange Rate, Inflation, BI Rate, Leverage and Company Size have Significant Impact on Profitability
PENINGKATAN JIWA ENTREPRENEUR BAGI PEMUDA DAN PENGELOLA KARANG TARUNA DI KELURAHAN CIJOHO KABUPATEN KUNINGAN Nur Komarudin, Munir; Suhardi, Dadang; Prayudi, Deri; Masruroh, Rina
Jurnal Pengabdian Kepada Masyarakat Vol 2 No 2 (2024): JURNAL PENGABDIAN KEPADA MASYARAKAT (PENGMAS)
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/pengmas.v2i2.180

Abstract

Abstract Currently, young man is the spearhead of economic improvement in the village or sub-district where they live. Today's youth organizations pay less attention to the entrepreneurial aspect in each of their activities. Therefore, the purpose of this activity is to increase the entrepreneurial spirit for youth or youth managers in Cijoho Village. The methods used are knowledge transfer, discussion and question and answer as well as direct practice with Canva's business model. The results of this study are an increased understanding of the importance of entrepreneurs and understanding of creating a Canva business model. Keywords: entrepreneurship, entrepreneur, bussines model canva