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All Journal Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Proceeding International Seminar of Islamic Studies AKSIOMA : Jurnal Manajemen Aktiva: Journal Of Accountancy and Management IIJSE
Hasibuan, Indra Mualim
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Religion Arts Astronomy Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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Konsep Good Governance Lembaga Pengelola Zakat Hasibuan, Indra Mualim; Juliati Nasution, Yenni Samri
AKTIVA: Journal of Accountancy and Management Vol. 2 No. 2 (2024): Aktiva: Journal Of Accountancy and Management
Publisher : Faculty Of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/aktiva.v2i2.2190

Abstract

Research Purposes: This research aims to determine the application of good governance principles in zakat institutions accompanied by concrete evidence that has been implemented by zakat management institutions in Indonesia.Design, Methodology, Approach: This research is library research, data sources are obtained from journals, books and other documents.Research Findings: good governance principles that can be implemented by zakat institutions include: the principles of transparency, accountability, responsibility, independence and justice, as an effort to increase the professionalism of zakat institutions while increasing muzakki's trust in zakat management institutions. . Concrete evidence of the application of good governance principles has been actualized by many zakat management institutions in Indonesia, both Baznas and Laznas.Research Contribution: research provides new insights related to the implementation of good governance by zakat management institutions Tujuan Penelitian: Penelitian ini bertujuan untuk mengetahui penerapan prinsip good governance pada lembaga zakat disertai dengan bukti nyata yang telah diterapkan oleh lembaga pengelola zakat di Indonesia.Desain, Metodologi, Pendekatan: Penelitian ini merupakan penelitian kepustakaan, sumber data diperoleh dari jurnal, buku dan dokumen lainnya.Temuan penelitian: prinsip-prinsip good governance yang dapat diterapkan oleh lembaga zakat antara lain: prinsip transparansi, akuntabilitas, responsibilitas, independensi dan keadilan, sebagai upaya meningkatkan profesionalisme lembaga zakat sekaligus meningkatkan kepercayaan muzakki terhadap lembaga pengelola zakat. Bukti nyata penerapan prinsip good governance telah diaktualisasikan oleh banyak lembaga pengelola zakat di Indonesia, baik Baznas maupun Laznas.Kontribusi Penelitian: penelitian memberikan wawasan baru terkait dengan penerapan good governance lembaga pengelola zakat
Determinan Keputusan Pembelian Pakaian Bekas Impor: Hasibuan, Indra Mualim; Erianto, Ridho; Batubara, Chuzaimah
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 2 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i2.4386

Abstract

Minister of Trade No. 40 of 2022, stipulates the activity of thrifting as a prohibited activity, with the consideration that one of them is disrupting the domestic textile industry, from a health perspective, users are susceptible to skin disease infections. However, government bans and studies on the adverse effects of imported used clothing on health have not necessarily reduced millennial interest in buying imported used clothing. Consumption of imported used clothing is very popular among millennials, based on a survey conducted including a good stats survey and researchers' initial observations. This study aims to determine the partial and simultaneous effect of price, product knowledge, and product quality on the purchase decision of imported used clothing. This study uses a quantitative approach. The type of data used is secondary data using a questionnaire technique. The research population was students of FEBI UINSU, using a sample of 100 respondents. Data analysis technique; validity test, reliability test, classic assumption test, hypothesis test, multiple linear regression test, coefficient of determination test using SPSS 26 software. The results of the research variable Price partially have no effect on Purchase Decisions. Product Knowledge and Product Quality partially influence Purchasing Decisions. Simultaneously the independent variables affect the dependent variable. Independent variables are able to explain the dependent variable by 30.7%, the remaining 69.3% is explained by other variables outside the study. Keywords: Price, Product Knowledge, Product Quality, Purchase Decision
CONTRIBUTION OF THE MICRO, SMALL AND MEDIUM ENTERPRISES (UMKM) SECTOR TO THE INDONESIAN ECONOMY Hasibuan, Indra Mualim; Erianto, Ridho; Sugianto, Sugianto
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Micro, Small and Medium Enterprises are one of the backbones of the economy. Based on experience, the MSME sector can survive when an economic crisis occurs and becomes a support for the country's economy. Many MSMEs provide opportunities for the Indonesian economy to improve. Because the MSME sector contributes to the gross domestic product sector and employment. This research is qualitative research using a literature study approach. The aim of the research is to determine the contribution of MSMEs to GDP and employment in Indonesia. Research results in 2015 the MSME sector contributed to GDP by 57%, in 2016 by 57.2%, in 2017 by 57.1%, in 2018 by 57.8%, in 2019 by 60.3%, in 2020 by 37 .3%, in 2021 it will be 61.7%, and in 2022 it will be 60.1%. Then the contribution of MSMEs to labor absorption in 2015 was 96.71%, in 2016 it was 97.4%, in 2017 it was 96.82%, in 2018 it was 97%, in 2019 it was 96.92%, in 2020 it was 57%. .92%, in 2021 it will be 97%, and in 2022 it will be 97%.
KENDALA AKSESIBILITAS PEMBIAYAAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) DARI LEMBAGA KEUANGAN hasibuan, indra mualim
AKSIOMA : Jurnal Manajemen Vol 3 No 1 (2024): AKSIOMA : Jurnal Manajemen [Februari-Juli 2024]
Publisher : Program Studi Manajemen dan Magister Manajemen, Fakultas Ekonomika dan Bisnis, Universitas Katolik Widya Mandira

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30822/aksioma.v3i1.3254

Abstract

Usaha Mikro, Kecil dan Menengah (UMKM) memiliki peran vital untuk mendorong perkembangan perekonomian negara, diantaranya memberikan kontribusi terhadap PDB dan lapangan kerja. Namun meskipun kontribusi UMKM terhadap perekonomian sangat sentral, UMKM masih menghadapi beberapa kendala seperti aksesibilitas pembiayaan dari lembaga keuangan yang masih sulit. Tujuan yang ingin dicapai peneliti dalam penelitian ini adalah mendeskripsikan faktor-faktor apa saja yang menjadi penghambat aksesibilitas UMKM kepada lembaga keuangan khususnya perbankan dan untuk mengetahui solusi yang diberikan pemerintah untuk mengatasi hambatan aksesibilitas UMKM terhadap pembiayaan. Kategori penelitian ini merupakan penelitian kualitatif dengan pendekatan studi pustaka, dimana sumber data penelitian diakses dari berbagai literatur atau dokumen. Berdasarkan penelitian peneliti, terdapat beberapa faktor yang menghambat aksesibilitas UMKM, antara lain: UMKM di mata lembaga keuangan perbankan belum bankable, pemahaman pelaku UMKM, kurangnya literasi keuangan pelaku UMKM, dan prosedur pembiayaan yang rumit.
Interaction and Contribution of Money Supply, Unemployment, Economic Growth, Sharia and Conventional Monetary Instruments to Inflation Hasibuan, Indra Mualim; Batubara, Maryam; Bi Rahmani, Nur Ahmadi
MediaTrend Vol 19, No 1 (2024): MARET
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v19i1.25273

Abstract

Controlling inflation to create economic stability is an absolute must for the government. However, there are challenges to creating stable inflation, including the existence of variables in the money supply, unemployment and economic growth which have an impact on creating inflation. In an effort to overcome these challenges, the government uses sharia and conventional monetary instruments to control inflation. In 2022, the improvement in the Indonesian economy after the Covid 19 pandemic will actually create the highest inflation in recent years. The aim of this research is to determine the interaction and contribution of Money Supply, Unemployment, Economic Growth, Government Sharia Securities, Islamic Interbank Money Market, Bank Indonesia Certificate, and Interbank Money Market to Inflation using monthly data from 2015-2022. This research is quantitative research using the VECM method with the help of E-Views software. Research results: Money Supply has a negative and insignificant effect on Inflation, Unemployment and Economic Growth have a positive and insignificant effect on Inflation, SBSN has a negative and insignificant effect on inflation, PUAS has a negative and significant effect on Inflation, SBI and PUAB have a positive and insignificant effect against inflation. The implication of the research is that the monetary authority, in this case Bank Indonesia, as the institution authorized to control inflation, is to prioritize the SBSN and PUAS monetary instruments to control inflation. Research limitations include only using a few monetary instruments, due to limited data available on various government websites for several years. Keywords: Inflation, Money Supply, Unemployment, Economic Growth, SBSN, PUAS, SBI, PUAB
Implementation of Sharia Insurance Risk Management Hasibuan, Indra Mualim; Erianto, Ridho; Sugianto, Sugianto
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.4487

Abstract

Every human activity can certainly have the potential for loss, and this potential is unpredictable. However, the level of loss can be minimized by registering with an insurance company. Insurance is a preparation made by a group of people, each of whom can experience unexpected losses. If the loss befalls one of those who are members of the group, then the loss will be borne jointly. This research is qualitative research using a library study analysis approach with documentation, data collection techniques, and written work of a bibliographic nature. This research aims to describe the implementation of Sharia insurance risk management. There are at least five ways that can be done in dealing with risk, firstly avoiding risk, secondly reducing risk by taking actions that can minimize losses, thirdly holding the risk yourself, fourthly sharing the risk with other parties, this concept is adopted by Sharia insurance as a basic concept and fifthly transfers risk by transferring the risk to another party, this risk transfer concept is then used as a basic concept in conventional-based insurance, where the potential risk to a person transferred to the insurance company.
Co-Authors Batubara, Maryam Bi Rahmani, Nur Ahmadi Chuzaimah Batubara, Chuzaimah Erianto, Ridho Juliati Nasution, Yenni Samri Sugianto Sugianto