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Analysis of Soundness Level in the CAMELS Ratio Perspective Muttaqin, Muh. Syaukin; Putri, Sindy Marchelia; Rumilah, Siti
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 1 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i1.4

Banks in a country have an important role. One of its functions is as a financial intermediary whose operations are for the community. The soundness of banks and their stability are very important because they affect the ups and downs of an economy. It can foster public trust because people are increasingly selective in choosing financial institutions. Bank Syariah Mandiri is the bank with the highest total assets compared to other Islamic banks. The purpose of the study was to determine the level of soundness at Bank Syariah Mandiri during the 2017-2019 period using the CAMELS ratio. The results show that the soundness of Bank Syariah Mandiri Syariah, even though it has a greater total assets than other Islamic banks, is still not in the very healthy category because from the research results, Bank Mandiri Syariah is currently in the healthy category. However, on the sensitivity risk assessment, Bank Syariah Mandiri is in the very healthy category.

Analysis of Soundness Level in the CAMELS Ratio Perspective Muttaqin, Muh. Syaukin; Putri, Sindy Marchelia; Rumilah, Siti
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 1 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i1.4

Banks in a country have an important role. One of its functions is as a financial intermediary whose operations are for the community. The soundness of banks and their stability are very important because they affect the ups and downs of an economy. It can foster public trust because people are increasingly selective in choosing financial institutions. Bank Syariah Mandiri is the bank with the highest total assets compared to other Islamic banks. The purpose of the study was to determine the level of soundness at Bank Syariah Mandiri during the 2017-2019 period using the CAMELS ratio. The results show that the soundness of Bank Syariah Mandiri Syariah, even though it has a greater total assets than other Islamic banks, is still not in the very healthy category because from the research results, Bank Mandiri Syariah is currently in the healthy category. However, on the sensitivity risk assessment, Bank Syariah Mandiri is in the very healthy category.

An Analysis of the Influence of Abbasid Dynasty Economic Practices on Indonesia's Economic Development Putri, Sindy Marchelia; Muttaqin, Muh. Syaukin; Nurlailah, Nurlailah; Susilowati, Susilowati
Journal of Business Improvement Vol 2 No 1 (2025): Edisi IV, Februari 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar

The Abbasid Dynasty is regarded as one of the most prosperous dynasties in history due to significant advancements across various sectors. One of the most prominent was the rapid development of the economic sector, driven by the policies enacted by the reigning caliphs, which brought the Abbasid economy to its peak. Indonesia, which shares similarities in human resources and its vast territory, has the potential to improve its economy amidst the current challenges. This research aims to examine which economic policies from the Abbasid era could be adapted to the contemporary Indonesian economy. The results of this study suggest that the economic policies from the Abbasid period, particularly in agriculture, mining, trade, and taxation, could serve as a reference for addressing Indonesia's current economic challenges. Indonesia possesses similar potential to the Abbasid Dynasty, with both having vast territories and diverse natural resources, as well as relying on taxation as a primary source of state revenue. However, these policies must be adapted to the modern era, considering that Indonesia has a different constitutional foundation than the Abbasid Dynasty

Strategi Bersaing UMKM di Tengah Pandemi Covid-19 Menggunakan Analisis SWOT (Studi Kasus UMKM Arusmaya Tuban) Aniswatun Masruroh; Putri, Sindy Marchelia; Ichwayudi, Budi; Solikin, Agus
Jurnal Manajemen dan Inovasi (MANOVA) Vol. 6 No. 1 (2023): Januari
Publisher : Management Department, Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/manova.v6i1.595

Usaha dibidang desain saat ini memiliki potensi pasar yang cukup besar di situasi pandemi Covid-19 seperti sekarang. Namun dengan banyaknya pelaku usaha dibidang jasa desain menunjukkan adanya persaingan yang ketat. Untuk dapat berkembang dan bersaing diperlukan analisis dan strategi yang tepat. Oleh karena itu tujuan penelitian ini untuk mengetahui dan menganalisis situasi lingkungan internal dan ekstenal beserta alternatif strategi yang dapat digunkana oleh UMKM Arusmaya. Penelitian ini menggungana metode kualitatif deskriptif terhadap SWOT dengan sumber data sekunder dan primer. Hasil yang diperoleh dari penelitian ini menunjukkan UMKM Arusmaya Berdasarkan klasifikasi pada tabel IFE dan EFE diketaui bahwa skor untuk faktor internal adalah sebesar 3,02 dan skor untuk faktor eksternal adalah sebesar 2,58 diatas rata-rata 2,50 yang berarti bahwa kondisi UMKM Arusmaya masuk dalam kategori baik. Selain itu hasil juga menunjukkan UMKM Arusmaya dapat menggunakan kekuatan dan peluang menjadi sebuah strategi yang dapat meningkatkan bisnisnya. Serta ancaman dan kelemahan jika dianalisis dapat diatasi dan bisa menjadi sebuah strategi yang menguntungkan.

Service Quality of Distributors in the Islamic Perspective (A Study on Retail Consumers in Air Hitam Village, North Sumatra) Muttaqin, Muh Syaukin; Putri, Sindy Marchelia; Nurlailah, Nurlailah; Susilowati, Susilowati; Supriyanto, Supriyanto
Sahwahita: Community Engagement Journal Vol. 3 No. 1 (2025): Community Engagement Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/sahwahita.v3i1.224

This article aims to examine the quality of distributor services provided to retail consumers in Hamlet VIII, Air Hitam Village. The area has approximately five grocery stores that rely on wholesalers in the city to supply daily necessities. The large number of wholesalers in the city creates intense competition among distributors, encouraging them to improve service quality as a strategy to attract and retain customers. In the Islamic perspective, service quality reflects the principle of khidmah, which emphasizes sincere and excellent service. This study uses a qualitative field research approach, with data collected through direct observations and in-depth interviews with grocery store owners who interact directly with distributors. The analysis focuses on five Islamic service characteristics: honesty, responsibility, keeping promises, friendly service, and traders’ attitudes when dealing with customers. The results show that wholesalers in Tanjung Pura City have implemented these Islamic service values in their business practices. As a result, retail consumers experience satisfaction and loyalty, which in turn has a positive impact on the sustainability and competitiveness of distributors.

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