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MANAJEMEN MODAL KERJA DALAM MENINGKATKAN PROFITABILITAS BMT AN-NUR REWWIN WARU SIDOARJO Nurkasih, Riska; Rumilah, Siti
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 7 No. 1 (2017): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Penelitian yang berjudul merupakan penelitian yang bertujuan untuk mengetahui penerapan manajemen modal kerja di BMT An-Nur Rewwin Waru Sidoarjo serta untuk mengetahui implikasi dari manajemen modal kerja terhadap profitabilitas BMT An-Nur Rewwin Waru Sidoarjo. Data penelitian diperoleh dari data keuangan BMT An-Nur Rewwin Waru Sidoarja berupa data modal kerja dan profitabilitas yang diperoleh melalui hasil observasi pasif, yaitu dengan mengamati berdasarkan laporan keuangan pada neraca dan laba/rugi BMT An-Nur Rewwin Waru Sidorjo selama lima tahun buku terakhir (tahun buku 2011-2015) dan wawancara secara langsung dengan pimpinan, manajer keuangan, karyawan BMT An-Nur Rewwin Waru Sidoarjo serta data pendukung yang relevan terhadap permasalahan yang diangkat oleh peneliti. Selanjutnya, dianalisis secara deskriptif kualitatif. Hasil penelitian ini menyimpulkan bahwa BMT An-Nur Rewwin Waru Sidoarjo sudah menerapkan fungsi manajemen dengan cukup baik dalam perencanaan (planning), pengorganisasian (organizing), pengimplementasian (directing), dan pengawasan (controlling) terhadap setiap elemen modal kerjanya, manajemen modal kerja BMT An-Nur Rewwin Waru Sidoarjo di tahun 2011-2015 dikatakan cukup efektif karena secara keseluruhan tingkat perputaran modal kerja berada pada interval rasio 1,5 s/d 2,5 kali. Kemudian pada analisis profitabilitas BMT An-Nur Rewwin Waru Sidoarjo, diketahui tingkat ROA dan tingkat ROE BMT An-Nur Rewwin di tahun 2011-2015 dikatakan efektif karena secara keseluruhan tingkat tingkat ROA dan tingkat ROE berada pada interval rasio 7,5% s/d 10%. Sehingga dapat dikatakan manajemen modal kerja BMT An-Nur Rewwin Waru Sidoarjo yang cukup efektif menyebabkan tingkat profitabilitas yang efektif. Kepada manajemen BMT An-Nur Rewwin Waru Sidoarjo agar semakin meningkatkan efektivitas manajemen modal kerja melalui peningkatan pada market share pembiayaan, meminimalkan jumlah dana yang mengendap dengan meningkatkan pengawasan terhadap pelaksanaan kebijakan pembiayaan yang sudah baik sehingga dapat menekan jumlah NPF dan pembiayaan bermasalah serta perlu memperhitungkan jumlah kas yang tersimpan di bank, sehingga mampu menghasilkan profitabilitas yang lebih baik lagi yang mampu menjamin kelangsungan dan keberhasilan jangka panjang.

Campur Kode Ceramah Ustadzah Mumpuni Handayani: Analisis Sosiolinguistik Intan Ayu Linda; Siti Rumilah
SULUK: Jurnal Bahasa, Sastra, dan Budaya Vol. 1 No. 2 (2019): September
Publisher : Program Studi Sastra Indonesia UIN Sunan Ampel Surabaya

This study aims to determine the use of code mixing in the video study of Ustazah Mumpuni Handayayekti by using the analysis of sociolinguistic theories. The results of this study are using mixed code in lecturing Ustadzah Mumpuni Handayayekti into the use of: (1) mixed code of Javanese word forms, (2) mixed code of Javanese clause form codes, (3) mixed code of Balinese word forms, and (4) mixed code phrase of Javanese language. In addition, mixing the code out on the use (1) mixed form codes for Arabic clauses, (2) mixed form codes for Arabic words, (3) mixed form codes for Arabic phrases, and (4) mixed form codes for Indonesian words. Mixing the code in and mixing the code out used by Ustadzah Mumpuni Handayayekti in his lecture, shows that he is a multilingual speaker and can use variations of language well in the right context.

Islamisasi Tanah Jawa Abad ke-13 M dalam Kitab Musarar Karya Syaikh Subakir Siti Rumilah; Indah Wulandari; Ainiyah Syafitri; Dina Maulidia; Hilmi Musyafa; Nur Laila Zulfa; Wan Khairina Hanim
SULUK: Jurnal Bahasa, Sastra, dan Budaya Vol. 1 No. 1 (2019): Maret
Publisher : Program Studi Sastra Indonesia UIN Sunan Ampel Surabaya

Kitab Musarar is one of the famous works of Syaikh Subakir described the condition of Java both before and after the arrival of Syaikh Subakir in the 13th century in Java on the mission of Islamization. This study uses a qualitative research method based on the Kitab Musarar which has been rewritten in an old spelling Indonesian translation printed book titled Kitab Musarar Syaikh Subakir-Asal Muasal Tanah Jawa karya Sukri (2011) and the book of Melacak Jejak Syaikh Subakir: Riwayat Penumbalan Tanah Jawa dan Walisanga Generasi Pertama written by Romadhon (2017). The results of this study are: (1) The existence of the early history of the world until the entry of Islam in Java in the 13th century in the Kitab Musarar by Syaikh Subakir, (2) The existence of figures who played a role of rukyat in Java in the 13th century based on the Kitab Musarar by Syaikh Subakir, and (3) The story of sangsara era and Ratu Adil profil in the Kitab Musarar by Syaikh Subakir. Overall, it can be seen that there are traces of Javanese Islamization brought by Syaikh Subakir in the 13th century based on the Kitab Musarar.

Kearifan Lokal Masyarakat Jawa dalam Menghadapi Pandemi Siti Rumilah; Kholidah Sunni Nafisah; Mochammad Arizamroni; Sholahudin Abinawa Hikam; Sita Arum Damayanti
SULUK: Jurnal Bahasa, Sastra, dan Budaya Vol. 2 No. 2 (2020): September (Special Theme)
Publisher : Program Studi Sastra Indonesia UIN Sunan Ampel Surabaya

This research discusses various local wisdoms of the Javanese people in dealing with the COVID-19 Pandemic. Plague which means “pagebluk” in Javanese is responded with cultural attitudes such as understanding the wabah (pandemic) in the framework of titen science, jamasan heirloom as a method, and herbal medicine treatment as a method. This research makes use of Social Anthropology theory. The method used is descriptive qualitative. While the research background is Ngawi Regency, East Java. Data were collected from observations and interviews with several sources and literature study. The results of this study show that each region in Indonesia, especially Java, has its own way of responding to the arrival of the COVID-19 outbreak. With existing local wisdom, the Javanese people are trying to deal with this pandemic in their own way and culture.

MANAJEMEN MODAL KERJA DALAM MENINGKATKAN PROFITABILITAS BMT AN-NUR REWWIN WARU SIDOARJO Riska Nurkasih; Siti Rumilah
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 7 No. 1 (2017): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2017.7.1.1390-1407

Penelitian yang berjudul merupakan penelitian yang bertujuan untuk mengetahui penerapan manajemen modal kerja di BMT An-Nur Rewwin Waru Sidoarjo serta untuk mengetahui implikasi dari manajemen modal kerja terhadap profitabilitas BMT An-Nur Rewwin Waru Sidoarjo. Data penelitian diperoleh dari data keuangan BMT An-Nur Rewwin Waru Sidoarja berupa data modal kerja dan profitabilitas yang diperoleh melalui hasil observasi pasif, yaitu dengan mengamati berdasarkan laporan keuangan pada neraca dan laba/rugi BMT An-Nur Rewwin Waru Sidorjo selama lima tahun buku terakhir (tahun buku 2011-2015) dan wawancara secara langsung dengan pimpinan, manajer keuangan, karyawan BMT An-Nur Rewwin Waru Sidoarjo serta data pendukung yang relevan terhadap permasalahan yang diangkat oleh peneliti. Selanjutnya, dianalisis secara deskriptif kualitatif. Hasil penelitian ini menyimpulkan bahwa BMT An-Nur Rewwin Waru Sidoarjo sudah menerapkan fungsi manajemen dengan cukup baik dalam perencanaan (planning), pengorganisasian (organizing), pengimplementasian (directing), dan pengawasan (controlling) terhadap setiap elemen modal kerjanya, manajemen modal kerja BMT An-Nur Rewwin Waru Sidoarjo di tahun 2011-2015 dikatakan cukup efektif karena secara keseluruhan tingkat perputaran modal kerja berada pada interval rasio 1,5 s/d 2,5 kali. Kemudian pada analisis profitabilitas BMT An-Nur Rewwin Waru Sidoarjo, diketahui tingkat ROA dan tingkat ROE BMT An-Nur Rewwin di tahun 2011-2015 dikatakan efektif karena secara keseluruhan tingkat tingkat ROA dan tingkat ROE berada pada interval rasio 7,5% s/d 10%. Sehingga dapat dikatakan manajemen modal kerja BMT An-Nur Rewwin Waru Sidoarjo yang cukup efektif menyebabkan tingkat profitabilitas yang efektif. Kepada manajemen BMT An-Nur Rewwin Waru Sidoarjo agar semakin meningkatkan efektivitas manajemen modal kerja melalui peningkatan pada market share pembiayaan, meminimalkan jumlah dana yang mengendap dengan meningkatkan pengawasan terhadap pelaksanaan kebijakan pembiayaan yang sudah baik sehingga dapat menekan jumlah NPF dan pembiayaan bermasalah serta perlu memperhitungkan jumlah kas yang tersimpan di bank, sehingga mampu menghasilkan profitabilitas yang lebih baik lagi yang mampu menjamin kelangsungan dan keberhasilan jangka panjang.

IMPLIKATUR PERCAKAPAN DALAM NOVEL ANAK KKPK MY ADVENTURE IN THE WORLD KARYA VIVI DIFA Adira Marsa Yafi Prasasti; Siti Rumilah
EDU-KATA Vol 9 No 1 (2023): Februari 2023
Publisher : Program Pascasarjana Universitas Islam Darul `Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/kata.v9i1.3733

Penelitian ini bertujuan untuk mengetahui implikatur percakapan dalam novel anak KKPK My Adventure In The World karya Vivi Difa pada setiap tuturan yang dituturkan oleh penutur dan lawan tutur. Peneliti menggunakan teknik simak dan catat dalam pengumpulan datanya. Data yang dimaksud dalam penelitian ini adalah kata atau kalimat yang terdapat dalam percakapan pada novel anak KKPK My Adventure In The World tahun 2015, tebal 88 halaman, penerbit Dar! Mizan PT Mizan Pustaka. Sumber data dalam penelitian ini berupa sumber data tertulis yang terdapat dalam novel anak KKPK My Adventure In The World karya Vivi Difa. Pada penelitian ini peneliti menemukan implikatur percakapan konvensional dan implikatur percakapan khusus yang terdapat dalam novel anak KKPK My Adventure In The World karya Vivi Difa. Peneliti berhasil menemukan tiga implikatur percakapan konvensional dan enam implikatur percakapan khusus dengan menggunakan metode analisis data deskriptif dan pendekatan kualitatif sehingga menghasilkan data – data deskriptif berupa kata-kata tertulis yang dapat diamati pada lingkungan sekitar

PEMBERDAYAAN EKONOMI PEREMPUAN BERBASIS MAJLIS TA’LIM MELALUI STRATEGI PEMASARAN HOME INDUSTRY KERUPUK Siti Rumilah; Ummiy Fauziyah Laili
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 3 No. 1 (2019): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v3i1.134

This community service program is a form of campus academic activities to help overcome the economic problems of rural communities, especially village women who in fact in terms of the economy are less productive. The main aim of this program is to increase the economic potential of village women based on Majlis Ta'lim. This is done to face the challenges for Small and Medium Enterprises (UKM) to increase competitiveness through increasing productivity and quality of products according to the Indonesian National Standard (SNI), especially for rural home industries, especially women farm laborers to use their time optimally to improve family welfare. They not only rely on rice fields (tandur) and the harvest period, which is approximately three months' waiting period. They not only depend on the natural and environmental conditions that exist, but also are able to take advantage of the existing potential to make a more economic contribution to the household. With the ABCD method, the companion made a change of mindset while conducting marketing strategy training on the production of crackers which had been carried out by several members of the Ta'lim Assembly, by providing training in marketing strategies with product targets, distribution, pricing, and promotion strategies that had followed developments ( on line marketing), so that the selling power increases. Paying attention to the SWOT analysis, namely strengths, weaknesses, opportunities, and threats can generally be overcome because the people in Bakalan Village, Grogol Subdistrict, Kediri Regency, especially Majlis Ta'lim Muslimah have a strong and maintained network of friendship through routine recitation, so that this economic activity remains can be done.

Analysis of Soundness Level in the CAMELS Ratio Perspective Muh. Syaukin Muttaqin; Sindy Marchelia Putri; Siti Rumilah
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 1 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Banks in a country have an important role. One of its functions is as a financial intermediary whose operations are for the community. The soundness of banks and their stability are very important because they affect the ups and downs of an economy. It can foster public trust because people are increasingly selective in choosing financial institutions. Bank Syariah Mandiri is the bank with the highest total assets compared to other Islamic banks. The purpose of the study was to determine the level of soundness at Bank Syariah Mandiri during the 2017-2019 period using the CAMELS ratio. The results show that the soundness of Bank Syariah Mandiri Syariah, even though it has a greater total assets than other Islamic banks, is still not in the very healthy category because from the research results, Bank Mandiri Syariah is currently in the healthy category. However, on the sensitivity risk assessment, Bank Syariah Mandiri is in the very healthy category.

Implikatur dan Eksplikatur Percakapan Lokadrama â€œLara Atiâ€ Karya Bayu Skak (Kajian Pragmatik) Sholihah, Alvia Mustafidatus; Rumilah, Siti
Alinea: Jurnal Bahasa, Sastra, dan Pengajaran Vol 12, No 1 (2023): Bahasa, Sastra, dan Pengajaran
Publisher : Universitas Suryakanca

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/alinea.v12i1.2714

This article will discuss the context of the implications and explications of the language spoken in an early episode of a film/lokadrama by a YouTuber who is also a Bayu Skak actor. The data were analyzed with Grice's theory regarding explicators and implicatures. The research method used is descriptive qualitative. The film "Lara Ati" is a typical East Javanese drama with the accent "Urip lan karep ora sedalan" which gives the meaning that life and desires do not always match what is expected. The results of the study show that the speech between characters uses the dialect of everyday language so that it seems as it is and creates implicit meaning from the interlocutor speakers. The forms of implicature found are declarative (confirming) implicature; imperative implicature (giving an order); and interrogative implicature (asking). Based on the implicature function, there are those that show directive (ordering and begging) and expressive (low self-esteem and mocking).Keyword: implicature, explicature, pragmatics, and Lara Ati's film.Abstrak:Artikel ini akan membahas konteks implikasi dan eksplikasi tuturan berbahasa pada sebuah film/lokadrama episode awal garapan seorang youtuber sekaligus pemain film Bayu Skak. Data dianalisis dengan teori Grice terkait eksplikatur dan implikatur. Metode penelitian yang digunakan deskriptif kualitatif. Film â€œLara Atiâ€ merupakan lokadrama khas Jawa Timur dengan aksen â€œUrip lan karep ora sedalanâ€ memberikan makna bahwa hidup dan keinginan tidak selalu sesuai dengan apa yang diharapkan. Hasil penelitian menunjukkan bahwa tuturan antartokoh menggunakan dialek bahasa sehari-hari sehingga terkesan apa adanya dan menimbulkan makna implisit dari penutur petutur. Bentuk implikatur yang ditemukan, yaitu implikatur deklaratif (mengkonfirmasi); implikatur imperatif (memberikan sebuah perintah); dan implikatur interogatif (bertanya). Berdasarkan fungsi implikaturnya, ada yang menunjukkan direktif (menyuruh dan memohon) dan ekspresif (rendah diri dan mengejek).Kata kunci: implikatur, eksplikatur, pragmatik, dan Film Lara Ati.

Analysis of Soundness Level in the CAMELS Ratio Perspective Muh. Syaukin Muttaqin; Sindy Marchelia Putri; Siti Rumilah
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 1 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i1.4

Banks in a country have an important role. One of its functions is as a financial intermediary whose operations are for the community. The soundness of banks and their stability are very important because they affect the ups and downs of an economy. It can foster public trust because people are increasingly selective in choosing financial institutions. Bank Syariah Mandiri is the bank with the highest total assets compared to other Islamic banks. The purpose of the study was to determine the level of soundness at Bank Syariah Mandiri during the 2017-2019 period using the CAMELS ratio. The results show that the soundness of Bank Syariah Mandiri Syariah, even though it has a greater total assets than other Islamic banks, is still not in the very healthy category because from the research results, Bank Mandiri Syariah is currently in the healthy category. However, on the sensitivity risk assessment, Bank Syariah Mandiri is in the very healthy category.

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