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Faktor-Faktor Yang Mempengaruhi Minat Umkm Menjadi Nasabah Bank Syariah Indonesia Di Kota Kupang Marianus Adi Nahak; Fransina W. Ballo; Maria Indryani Hewe Tiwu
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1125

Abstract

This research aims to find out whether trust, service and return of results influence MSMEs' interest in becoming Sharia Bank customers. This research uses a quantitative approach by obtaining primary data from questionnaires by taking samples using a random sampling technique with the selection of the entire population in this study being sampled using the census method or saturated sample. Data collection techniques were carried out using observation, interviews, questionnaires and documentation. The data processing technique used is multiple regression data analysis using SPSS 25, UI hypothesis testing, validity testing, and classical assumption testing. This research shows that trust, service and returns have a significant effect on MSMEs' interest in saving at Sharia Banks.
Kajian Pelaksanaan Gerakan Tanam Jagung Panen Sapi (TJPS) Dalam Meningkatkan Nilai Tukar Petani (NTP) Di Desa Manusak, Kabupaten Kupang, Provinsi Nusa Tenggara Timur Meryanto Yonatris Tana; Marthen Robinson Pellokila; Maria Indryani Hewe Tiwu
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 4 (2024): Juli : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i4.702

Abstract

Corn and cattle are the main commodities in dry land farming in East Nusa Tenggara (NTT), with corn as a food source and cattle as a source of income. This province has vast dry land potential, namely 1,734,488 H, but its utilization is still less than optimal. The Cattle Harvest Corn Planting Program (TJPS) was launched to increase corn production, cattle population and farmer welfare.This research analyzes the Farmer Exchange Rate (NTP) in Manusak Village, Kupang Regency, and the factors that influence it, as well as examining government policies in supporting the efficiency of the corn-cattle farming system. Qualitative methods through interviews, observations and text analysis are used to understand farmers' experiences in farming.The results show that the NTP in the Gacinda and Leselik farmer groups is different: Gacinda has a higher NTP than Leselik, which is caused by differences in corn production costs and yields. In conclusion, corn productivity and costs incurred affect farmer welfare, with high expenditures potentially reducing NTP.
Pembentukan Badan Usaha Milik Desa (BUMDes) dalam Peningkatan Kesejahteraan Masyarakat di Desa Manulea, Kecamatan Sasitamen, Kabupaten Malaka Novia Patrisia Metom; I Komang Arthana; Maria Indryani Hewe Tiwu
Dharma Ekonomi Vol. 31 No. 2 (2024): DHARMA EKONOMI
Publisher : sekolah Tinggi Ilmu Ekonomi Dharmaputra Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59725/de.v31i2.155

Abstract

This study aims to describe the strategy for establishing a Village-Owned Enterprise (BUMDes) in improving the welfare of the people of Manulea Village, Sasitamean District, Malaka Regency using a SWOT analysis. The method used in the study is qualitative, aimed at obtaining data based on existing conditions, the results of direct interviews with informants and from existing documents. The results of this study indicate that the Establishment of a Village-Owned Enterprise (BUMDes) in Manulea Village has quite good potential to develop BUMDes by selecting a strategic location and close to a major road so that it becomes a special attraction to invite people from surrounding sub-districts to visit. Then the weakness of the Manulea Village community does not yet have adequate human resources to contribute to BUMDes. Next, Manulea Village has very abundant natural resources. Then the Village government strongly supports the establishment of BUMDes so that it is expected to help efforts to alleviate poverty, unemployment and improve the welfare of the Manulea Village community and the threat is that several businesses owned by the Manulea Village community are similar to the business that will be held by BUMDes. This causes internal competition for the types of businesses offered.