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Peranan Ekonomi Digital Dalam Peningkatan Pertumbuhan UMKM: Peluang Dan Tantangan Rohmana, Devie Wianda
Indonesian Proceedings and Annual Conference of Islamic Law And Sharia Economic (IPACILSE) Vol. 1 No. 1 (2023): Indonesian Proceedings and Annual Conference of Islamic Law And Sharia Economic
Publisher : Fakultas Syariah dan Ekonomi Islam

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Abstract

Persaingan yang semakin ketat untuk usaha mikro, kecil dan menengah dalam ekonomi digital telah menjadi kenyataan seiring dengan perkembangan teknologi. Perkembangan ekonomi digital semakin berkembang berkat kemajuan teknologi di seluruh dunia. Namun, tidak semua UMKM di Indonesia telah mengadopsi konsep digital karena kurangnya pengetahuan, sumber daya, dan infrastruktur untuk mendukung ekonomi digital. Studi ini bertujuan untuk memberikan wawasan tentang peluang dan tantangan bagi UMKM untuk berkembang melalui ekonomi digital. Studi ini menggunakan metodologi tinjauan literatur yang sistematis berdasarkan temuan penelitian dan data yang disediakan oleh lembaga pemerintah. Hasil tinjauan literatur menunjukkan bahwa agar UMKM berhasil berkembang dalam ekonomi digital dengan memanfaatkan peluang yang tersedia, perhatian perlu diberikan pada faktor-faktor pendukung seperti minat, sikap, dan kemampuan masyarakat untuk menggunakan teknologi digital dan alat komunikasi seperti smartphone, tablet, laptop, dan desktop. Selain itu, tantangan ekonomi digital membutuhkan strategi ekonomi digital. Selain itu, tantangan ekonomi digital memerlukan strategi untuk mengatasinya, yaitu meningkatkan pangsa pasar di luar negeri, meningkatkan kualitas unit produksi dan produk, serta meningkatkan proses pemasaran secara online. Partisipasi pengguna internet sebagai pelanggan, influencer media sosial, dan perantara bisnis menjadi faktor penentu ekonomi digital. Jika UMKM berhasil mengembangkan bisnis mereka, mereka dapat membantu membangun kembali ekonomi Indonesia yang dilanda resesi.
Penerapan Persepsi Nasabah Terhadap Bank Syariah Indonesia Rohmana, Devie Wianda; Nasrudin
Pelita: Jurnal Studi Islam Mahasiswa UII Dalwa Vol. 1 No. 1 (2023): November
Publisher : Lembaga Peneltian Universitas Islam Internasional Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/pelita.v1i1.1393

Abstract

Bank Islam Indonesia operates in Indonesia on February 1 2021 in the field of sharia banking. This bank is the result of consolidation between Bank Mandiri Syariah, Bank BNI Syariah, and BRI Syariah. Towards the start of sharia banking activities, the government did not receive attention regarding the sharia banking framework. The examination results show that there are two types of customers in sharia banks; The main group is strict customers who choose banks because strict considerations trump other considerations, and the second type of customers are moderate Muslims, especially people who become customers because they consider the quality provided by sharia banks to be better than non-sharia banks. The recognition of Indonesian sharia banks in Indonesia is an extraordinary thing considering that the majority of Indonesian people are Muslims who are obliged to follow religious wisdom completely and not ignore what is forbidden in religion, such as ribawi. Exchange that occurs in a regular bank
Digital Pedagogical Transformation in Islamic Education: Deep Learning Integration, Challenges and Solutions Sicha, Ainus; Rohmana, Devie Wianda; Hidayat, Maulana Wahyu
Proceeding International Conference on Education Volume 03, Agustus Tahun 2025: International Conference on Education
Publisher : Faculty of Tarbiyah, Institut Agama Islam Negeri (IAIN) Kediri, Indonesia

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Abstract

The digital technology has a significant impact on various sectors, including education. Islamic education, as the moral and spiritual foundation of society, is required to adapt through digital pedagogical transformation. This study aims to examine the integration of deep learning in Islamic education, highlighting its potential, challenges, and potential solutions. This study uses a literature review approach, analyzing various scientific sources, including journals, books, articles, and policy documents related to the application of digitalization in Islamic education. The results indicate that deep learning can improve the effectiveness of the teaching and learning process through interactive, personalized, and critical thinking-based learning. However, several challenges remain, such as limited infrastructure, limited digital competence among educators, and concerns about the displacement of Islamic values in the digital environment. To address these challenges, this study proposes strategies such as technology-based teacher training, the development of a relevant digital curriculum, and the creation of educational content aligned with Islamic values. The integration of deep learning in Islamic education offers significant opportunities for adaptive and visionary pedagogical renewal. In conclusion, digital transformation in Islamic education must be designed holistically and contextually to align with technological developments without neglecting the underlying religious values.
Empowering Youth through Innovation in AR Media: Implications for Achieving the SDGs Sicha, Ainus; Putri, Amalia Rosyadi; Atikoh, Nurul; Hidayat, Maulana Wahyu; Rohmana, Devie Wianda; Baharuddin, Ahmad Muharya
Jurnal Audiens Vol. 7 No. 2 (2026): June
Publisher : Universitas Muhammdiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jas.v7i2.815

Abstract

The rapid growth of digital technology presents both opportunities and challenges for youth empowerment, particularly in developing relevant skills and shaping professional identity in the digital era. However, existing studies often focus on fragmented skill development, with limited attention to integrated empowerment processes within a sustainable ecosystem. This study aims to examine how AR Media facilitates youth empowerment through an ecosystem-based approach that integrates skill development, professional identity formation, and social engagement. This research employs a qualitative case study approach, using observations, interviews, and document analysis involving participants in AR Media programs. The findings show that empowerment occurs through a structured transformation process in which key inputs such as technology, mentorship, and participation are developed into outputs including digital competencies, communication skills, and professional networks. These outputs further lead to broader outcomes, particularly the development of adaptive, confident, and socially engaged youth.  The study proposes an integrative ecosystem-based empowerment model as its main contribution, offering a holistic perspective that links knowledge, adaptive skills, identity formation, and social engagement. This study contributes to SDG 4, SDG 8, SDG 9, and SDG 17 by demonstrating how ecosystem-based learning enhances youth readiness for the future of work and supports inclusive and sustainable development.
Revitalizing the Economy of Islamic Boarding School through Innovative Santripreneurs Towards Sustainable Economic Development Fauzi, Ahmad; Sicha, Ainus; Atikoh, Nurul; Aina Salsabila, Isma; Rohmana, Devie Wianda
IJORER : International Journal of Recent Educational Research Vol. 7 No. 4 (2026): July
Publisher : Faculty of Teacher Training and Education Muhammadiyah University of Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46245/ijorer.v7i4.1471

Abstract

Islamic boarding schools (pesantren) play a pivotal role not only as centers of Islamic education but also as potential drivers of community economic development. However, this potential often remains underutilized due to limitations in human resources, market access, and entrepreneurial innovation. In the context of globalization and sustainable development demands, pesantren are required to adopt more adaptive and creative strategies. One such approach is the santripreneur program, which empowers students (santri) with entrepreneurial skills grounded in Islamic values. This study aims to explore strategies for strengthening the economic resilience of pesantren through sustainable santripreneur initiatives and to examine their contribution to fostering community economic independence. This research employs a qualitative case study approach, utilizing observation, interviews, documentation, and literature review. Data were analyzed using the Miles, Huberman, and Saldana model, including data condensation, display, and conclusion drawing. The findings reveal that Wali Songo Ngabar Islamic Boarding School has successfully revitalized its economic system through santripreneurship. Various student-managed business units have been developed across sectors, including Islamic finance (BMT), retail and trade (minimarket and bottled water), production and creative industries (bakery, songkok, cleaning products, perfume), agriculture and livestock (farming, goat breeding, catering), and services (laundry, hotel, and meeting hall). These integrated business units form a sustainable economic ecosystem that enhances institutional financial independence while functioning as a practical entrepreneurship laboratory. Moreover, the program cultivates students’ character by fostering independence, creativity, teamwork, and an entrepreneurial spirit rooted in Islamic values, thus contributing meaningfully to broader community empowerment and sustainable development.