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The Effort of The Government and Its Impact on Maintaining the Stability of Cooking Oil Prices Efendi, Mohamad Nur; Hamzah, Shidqi Saifuddin; Khomairoh, Selvina; Septiana, Nurul Izzati
Fenomena Vol 23 No 1 (2024): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v23i1.160

The surge in global oil prices and the consequent scarcity of oil have significantly impacted cooking oil prices in Indonesia, making it a critical issue for analysis. Previous studies have often overlooked governmental interventions' immediate and long-term effects on cooking oil prices, leaving a gap in understanding their comprehensive impact on traditional market economies. This article evaluates the Indonesian government's policy responses, including oil subsidies and export bans, to mitigate cooking oil price hikes and their effects on traditional markets. Field research was conducted at the Srijaya Sayur Traditional Market in Madiun City using qualitative methods. While the study provides valuable insights, it is important to acknowledge its limitations, such as the focus on a single market and the potential bias in the data gathered through interviews. The analysis revealed that the government's abrupt intervention caused market distortions, such as distribution issues and price inconsistencies. However, these issues diminished over time as oil stock levels increased and enforcement actions against illegal activities were strengthened. This study contributes new insights into the effectiveness of policy interventions and highlights the alignment with Ibn Taymiyah's principles of distribution justice. In conclusion, while the policies initially disrupted market stability, they ultimately stabilized prices and aligned with consumer purchasing power.

SOCIAL CAPITAL OF TRADITIONAL MARKET TRADERS BEHIND MODERN RETAIL EXPANSION AND ITS RELEVANCE TO ISLAMIC CULTURE Efendi, Mohamad Nur; Yuni K, Kusnul Ciptanila; Prasetiyo, Luhur; Adinugroho, Mukhtar
An-Nisbah: Jurnal Ekonomi Syariah Vol 10 No 1 (2023): An Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v10i1.7486

Abstrak: Penelitian ini bertujuan untuk menganalisis bentuk modal sosial dan peranan modal sosial pada pedagang di Pasar tradisional. Penelitian ini dikaji berdasarkan teori Modal Sosial oleh Robert David Putnam dengan menggunakan metode kualitatif deskriptif. Hasil temuan menunjukkan bahwa modal sosial telah dimiliki oleh para pedagang di Pasar tradisional terbentuk pada level mikro dan meso. Pada level mikro, modal sosial bonding nampak pada hubungan pedagang yang saling berinteraksi dengan sesama pedagang dan pelanggan. Pada level meso, modal sosial bridging nampak secara horizontal para pedagang yang memiliki hubungan interaksi dengan pedagang di pasar lainnya atau distibutor, sedangkan secara vertikal hubungan interaksi pedagang terjadi dengan pengelola pasar atau pemerintah. Peran modal sosial sangat penting. Adanya nilai dan norma menumbuhkan trust sehingga terbentuklah sikap rasa percaya, sikap saling menghargai, saling membantu, serta saling memberi dukungan meski keadaan fisik dan ekonomi sedang melemah. Modal sosial memberikan dampak terkait kuatnya kebersamaan dan sikap saling tolong menolong pada komunitas pedagang di pasar tradisional yang relevan dengan kultur budaya islami. Hubungan interaksi yang menyatu dengan nilai budaya serta adanya sikap saling percaya yang tercermin pada pemberian hutang, menjadi salah satu faktor yang memperkuat eksitensi pasar tradisional di tengah gempuran ritel modern. Hal tersebut menjadi fenomena khas dari pasar tradisional yang tidak dimiliki oleh ritel modern. Kata kunci: modal sosial, pasar tradisional, ritel modern, budaya islam Abstract: This study was studied using descriptive qualitative methods based on the Social Capital theory by Robert David Putnam. The findings indicate that the social capital already owned by traders in traditional markets is formed at the micro and mezzo levels. At the micro level, bonding social capital appears in the relationship of traders who interact with fellow traders and customers. At the meso level, bridging social capital appears horizontally by traders who have interaction relationships with traders in other markets or distributors. In contrast, vertically, traders interact with market managers or the government. The role of social capital is vital. The existence of values and norms fosters trust so that an attitude of trust, mutual respect, mutual assistance, and mutual support is formed even though physical and economic conditions are weakening. Social capital impacts the strength of togetherness and mutual aid in the trading community in traditional markets relevant to Islamic culture. The interaction relationship that is integrated with cultural values as well as the attitude of mutual trust which is reflected in the provision of debt, is one of the factors that strengthen the existence of the traditional market in the onslaught of modern retail. This is a typical phenomenon of traditional markets not owned by modern retailers. Keywords: social capital, traditional market, modern market, Islamic culture

Optimizing The Role Of Sharia Banking In Supporting Halal Tourism In Indonesia Adinugroho, Mukhtar; Efendi, Mohamad Nur; Nasrulloh, Nasrulloh; Zuhdi, Ubaidillah
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12251

This research aims to analyze the role of sharia banking in supporting halal tourism and to analyze the potential of sharia banks in supporting halal tourism. This type of research is qualitative descriptive research based on the results of interviews and documentation. The results of the research show that the condition of sharia banks in supporting halal tourism has not carried out effective outreach to tourism industry players, access to offices and ATM networks is still difficult to find and there is a lack of promotion carried out by sharia banks while the potential of sharia banks themselves can carry out product innovation by providing specific financing products for tourism industry players and holding interesting events to change the public mindset that Islamic banks are inclusive and not exclusive banks.

Evolusi dan Pola Kejahatan dalam Sistem Perbankan: Dari Penipuan Tradisional hingga Kejahatan Siber Efendi, Mohamad Nur; Adinugroho, Mukhtar; Khomairoh, Selvina
AML/CFT Journal : The Journal Of Anti Money Laundering And Countering The Financing Of Terrorism Vol 3 No 2 (2025): Membongkar Lapisan Baru Kejahatan Keuangan: Integrasi Kajian Hukum, Sosial, dan T
Publisher : Pusat Pelaporan dan Analisis Transaksi Keuangan (PPATK)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59593/amlcft.2025.v3i2.219

This study examines evolving crime patterns in the banking sector, highlighting the shift from conventional fraud to sophisticated cybercrimes such as phishing, ransomware, and data breaches. Digitalization and financial innovation have had a profound impact on criminal strategies, exposing vulnerabilities in digital systems and creating new security challenges for banks. Utilising a literature review method, the research explores the nexus between cybercrime and money laundering (TPPU) as well as terrorism financing (TPPT). In these contexts, cyberattacks frequently facilitate the execution of untraceable international transactions. The study recommends the adoption of technologies such as AI-based anomaly detection, the tightening of cybersecurity regulations, and the improvement of cyber awareness among employees and customers. Furthermore, it emphasises the enhancement of the supervisory role of Indonesia's Financial Transaction Reports and Analysis Center (PPATK) in monitoring digital financial flows and the promotion of international information sharing. Cross-sector collaboration among financial institutions, regulators, and technology providers is deemed crucial to strengthening the global financial system's defences. These measures are intended to enhance Indonesia's Anti-Money Laundering and Countering the Financing of Terrorism (APU PPT) framework in response to the growing risks of the digital era.

Strategi Penyelesaian Non Performing Financing (NPF) Pada Produk Kepemilikan Multi Guna (KMG): Sebuah Pendekatan Fenomenologi Husserl K., Kusnul Ciptanila Yuni; Sopingi, Imam; Efendi, Mohamad Nur
JIES : Journal of Islamic Economics Studies Vol. 4 No. 1 (2023): Februari
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v4i1.5834

Bank Syariah Indonesia (BSI) Jombang memiliki produk kepemilikan multiguna (KMG). Dalam penerapan kepemilikan multiguna tidak dapat dipungkiri akan terjadi pembiayaan bermasalah, tingginya permintaan diiringi dengan tingginya pembiayaan bermasalah. Berdasarkan hal tersebut, tujuan dari penelitian ini adalah untuk mengetahui strategi penyelesaian pembiayaan bermasalah di BSI KCP Jombang. Metode yang digunakan peneliti adalah kualitatif dengan pendekatan fenomenologi menurut Husserl. Peneliti melakukan pengumpulan data dengan menggunakan wawancara mendalam dengan informan kunci yaitu manajer dan beberapa staf BSI KCP Jombang. Data yang terkumpul kemudian disusun dan dikonfirmasikan kembali kepada informan. Setelah data dinyatakan valid, kemudian peneliti menganalisisnya dengan menggunakan analisis isi dan konten. Hasil penelitian ini menunjukkan bahwa strategi penyelesaian yang dilakukan melalui pendekatan agama yang berlandaskan kekeluargaan, seperti: 1) Mengingatkan nasabah akan kewajibannya, 2) Mendoakan nasabah, dan 3) Membantu dalam upaya penyelesaian masalah untuk menghasilkan solusi. Melalui strategi tersebut, BSI Kantor Cabang Jombang dapat meminimalisir kerugian.

Philanthropy in The Creative Economy Sector: Challenges and Opportunities Efendi, Mohamad Nur; Khomairoh, Selvina
Al-madinah: Journal of Islamic Civilization Vol. 1 No. 1 (2024): Al-madinah: Journal of Islamic Civilization
Publisher : Pusat Pengkajian dan Pengembangan Islam Jakarta (PPIJ)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70901/2k9mea05

This study examines the role of philanthropy in the creative economy sector, focusing on the challenges and opportunities faced through a literature review. The creative economy plays a vital role in economic growth and cultural development, while philanthropy provides critical resources to support creative initiatives. However, the integration of philanthropy in this sector faces several challenges, including alignment between philanthropic goals and the needs of the creative industry, equitable distribution of funds, and evaluation of the impact of philanthropic contributions. The literature suggests that philanthropy can enhance innovation and cultural diversity, but there is a gap in understanding and communication between philanthropists and creative professionals. The effectiveness of philanthropic efforts is often hampered by bureaucracy and a lack of strategic alignment. Opportunities to enhance the role of philanthropy include strengthening collaboration between philanthropic organizations and creative actors, leveraging technology for more efficient fund distribution, and developing metrics to measure the impact of philanthropic investments. This study suggests that a more strategic, inclusive, and transparent approach to philanthropy in the creative economy sector could unlock substantial benefits, promoting innovation, cultural enrichment, and economic resilience. This study provides important insights for developing best practices in philanthropic engagement in the creative economy sector, ensuring that the needs of diverse creative communities are met and sustained.

Optimizing The Role Of Sharia Banking In Supporting Halal Tourism In Indonesia Adinugroho, Mukhtar; Efendi, Mohamad Nur; Nasrulloh, Nasrulloh; Zuhdi, Ubaidillah
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12251

This research aims to analyze the role of sharia banking in supporting halal tourism and to analyze the potential of sharia banks in supporting halal tourism. This type of research is qualitative descriptive research based on the results of interviews and documentation. The results of the research show that the condition of sharia banks in supporting halal tourism has not carried out effective outreach to tourism industry players, access to offices and ATM networks is still difficult to find and there is a lack of promotion carried out by sharia banks while the potential of sharia banks themselves can carry out product innovation by providing specific financing products for tourism industry players and holding interesting events to change the public mindset that Islamic banks are inclusive and not exclusive banks.

The Role of Corporate Social Responsibility in Advance Human Rights in The Business Sector Khomairoh, Selvina; Efendi, Mohamad Nur
MONETARIUM: Journal of Economics Business and Management Vol. 2 No. 1 (2025)
Publisher : PC Ikatan Sarjana Nahdlatul Ulama Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71155/t02p8w20

Corporate Social Responsibility (CSR) is vital in advancing human rights in the business sector, especially in the increasingly complex globalization and technology era. This study examines CSR's role in protecting and promoting human rights through a comprehensive literature review. The method used is literature analysis, which includes empirical studies, reports, and academic publications related to CSR implementation and its impact on human rights. The findings show that CSR can be an important mechanism to improve corporate transparency, accountability, and compliance with human rights standards. Effective CSR initiatives often involve protecting workers' rights, non-discrimination policies, and ethical supply chain management. In addition, good CSR practices can also help companies manage reputational risk and strengthen stakeholder relationships. However, this study also identified significant challenges, including the lack of consistent regulation and the risk of greenwashing where companies claim commitment to CSR without real action. The implications of these findings emphasize the importance of a holistic and sustainable approach to CSR implementation, as well as the need for stricter regulation and greater awareness of consumers and society towards corporate social responsibility. This study suggests further research to explore more effective ways of leveraging CSR to advance human rights across different industrial and geographic contexts.

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