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TRANSFORMASI PERILAKU KONSUMTIF MAHASISWA DI PERANTAUAN (STUDI KASUS MAHASISWA EKONOMI SYARIAH UINFAS BENGKULU ) Novranda, Fahmi; Idwal; Romi Adetio Setiawan
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 7 No. 1 (2024): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v7i1.5796

Abstract

The aim of this research is to determine and explain student consumption behavior patterns, and to determine the factors that cause the transformation of student consumptive behavior in overseas sharia economics study programs at Fatmawati Sukarno State Islamic University, Bengkulu. This research uses a qualitative method with a case study approach, data collection techniques are interviews, observation and documentation. The social situation used in this research was 15 sharia economics study program students class of 2019. The data analysis technique used was the Miles and Huberman model. From the results of the research and discussion, it was found that the transformation of consumptive behavior of overseas students at Fatmawati Sukarno University, Bengkulu, sharia economics study program, among others, in terms of prioritizing consumption, they prioritize needs rather than desires, in terms of choosing goods for consumption, many of them do not pay attention to the type of goods, cleanliness. or the price, using branded goods to gain appreciation and high social status, discounting prices, bargaining, and spending free time hanging out in cafes and coffee shops. Coffee shops are just places to relax and have fun. This is what makes them trapped in consumer behavior. The aim of this research is to determine and explain student consumption behavior patterns, and to determine the factors that cause the transformation of student consumptive behavior in overseas sharia economics study programs at Fatmawati Sukarno State Islamic University, Bengkulu. This research uses a qualitative method with a case study approach, data collection techniques are interviews, observation and documentation. The social situation used in this research was 15 sharia economics study program students class of 2019. The data analysis technique used was the Miles and Huberman model. From the results of the research and discussion, it was found that the transformation of consumptive behavior of overseas students at Fatmawati Sukarno University, Bengkulu, sharia economics study program, among others, in terms of prioritizing consumption, they prioritize needs rather than desires, in terms of choosing goods for consumption, many of them do not pay attention to the type of goods, cleanliness. or the price, using branded goods to gain appreciation and high social status, discounting prices, bargaining, and spending free time hanging out in cafes and coffee shops. Coffee shops are just places to relax and have fun. This is what makes them trapped in consumer behavior.
PERSPEKTIF EKONOMI ISLAM TERHADAP FAKTOR PENDUKUNG EKSISTENSI PASAR TRADISIONAL PANORAMA KOTA BENGKULU Ajis, Pajri Abdul; Idwal; Padlim Hanif
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 8 No. 1 (2025): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The objective of this research is to understand the supporting factors for the existence of Panorama Market and the Islamic Economic perspective on these factors concerning the existence of Panorama Market in Bengkulu City. This type of research is field research using a qualitative descriptive method. The data collection techniques employed are observation, interviews, and documentation. The results of the research can be summarized as follows: (1) Panorama Traditional Market has several supporting factors for its current existence. These factors include having lower prices, offering a variety of products, and having a strategic location. With these factors, Panorama Traditional Market has successfully maintained its presence among the community. (2) Panorama Market has implemented Islamic economic principles, as there is no dishonesty, particularly in transactions. All three factors supporting the existence of Panorama Market adhere to Islamic economic principles.
Tujuan Ekonomi Islam Terhadap Implementasi Akad Salam dalam Transaksi Jual Beli Online di Marketplace Tiktok Ridhoan Damara; Idwal; Katra pramadeka
Economic Reviews Journal Vol. 4 No. 2 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i2.745

Abstract

This study discusses the implementation of the salam contract in online buying and selling transactions on the TikTok marketplace and its relevance to Islamic economic principles. Using a qualitative descriptive method with interviews and observations, the research reveals that salam contracts are commonly applied in pre-order transactions, where full payment is made before the goods are delivered. The study identifies several challenges, including delivery delays, product discrepancies, and limited Sharia-compliant payment options. Nevertheless, the application of salam offers transaction security and predictability. The study recommends more transparent product specifications, stricter regulations, and effective dispute resolution mechanisms to align with the goals of Islamic economics.
Studi Komparatif Terhadap Sistem Jual Beli Sawit di Loading Ramp dengan Toke Sawit dalam Perspektif Ekonomi Islam Fajar Pratama Abdillah; Idwal; Makmur
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.819

Abstract

This study aims to compare the palm oil trading system between loading ramp and toke sawit (middlemen) from the perspective of Islamic economics. A descriptive qualitative approach was used through interviews and documentation conducted in Setia Budi Village, Mukomuko Regency. The findings show that the loading ramp system tends to be more just and transparent than the toke sawit system, although both have their own strengths and weaknesses. The toke system is prone to unfair practices such as weight manipulation and non-transparent pricing, which contradict Islamic muamalah principles. Meanwhile, the loading ramp system aligns more closely with Islamic values due to its standardized procedures and institutional oversight, though it is not entirely free from exploitative practices. The study highlights the importance of justice, transparency, and farmer involvement in creating a Sharia-compliant trading system.