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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah An-Nisbah : Jurnal Perbankan Syariah Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Economic Reviews Journal
Padlim Hanif
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PERSPEKTIF EKONOMI ISLAM TERHADAP FAKTOR PENDUKUNG EKSISTENSI PASAR TRADISIONAL PANORAMA KOTA BENGKULU Ajis, Pajri Abdul; Idwal; Padlim Hanif
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 8 No. 1 (2025): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The objective of this research is to understand the supporting factors for the existence of Panorama Market and the Islamic Economic perspective on these factors concerning the existence of Panorama Market in Bengkulu City. This type of research is field research using a qualitative descriptive method. The data collection techniques employed are observation, interviews, and documentation. The results of the research can be summarized as follows: (1) Panorama Traditional Market has several supporting factors for its current existence. These factors include having lower prices, offering a variety of products, and having a strategic location. With these factors, Panorama Traditional Market has successfully maintained its presence among the community. (2) Panorama Market has implemented Islamic economic principles, as there is no dishonesty, particularly in transactions. All three factors supporting the existence of Panorama Market adhere to Islamic economic principles.
GAYA HIDUP MASYARAKAT DAN MINAT BELI PAKAIAN BEKAS (THRIFT) DALAM PERSPEKTIF EKONOMI ISLAM Nabilla Dara Kartika; Romi Adetio Setiawan; Padlim Hanif
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 16 No. 2 (2024): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v16i2.8405

Abstract

This research investigates the evolving lifestyle trends that have influenced consumer preferences for secondhand clothing, commonly known as “thrift.” The study aims to comprehend how lifestyle choices and costumer interests contribute to the practice of thrifting within the community, while also exploring the Islamic economic perspective on these lifestyle choices and consumer interests related to secondhand clothing utilization (thrift). Employing a qualitative research approach, the study focuses on observasing and analyzing thrifting activities at the Panorama Market in Bengkulu city as its research context. The findings reveal that lifestyle plays a pivotal role in shaping consumer interest in secondhand clothing, with community lifestyle choices exerting a positive influences on this interest. Primary factors driving this interest include affordability considerations, the reliability of product quality, alignment with fashion trends, social influence from the thrifting, community, and positive purchasing experiences. Furthermore, the Islamic economic perspetive offers valuable insights and guidance in understanding this phenomenon.
Pedagang Muslim dalam Pemanfaatan QRIS dan Inklusi Keuangan Syariah di Pasar Minggu Kota Bengkulu Rindiani Fenissa Aulia1; Khairiah Elwardah2; Padlim Hanif
An-Nisbah: Jurnal Perbankan Syariah Vol. 6 No. 1 (2025): An-Nisbah: Jurnal Perbankan Syariah
Publisher : PRODI PERBANKAN SYARIAH INSTITUT AGAMA ISLAM (IAI) SUNAN KALIJOGO MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51339/nisbah.v6i1.3532

Abstract

Tujuan penelitian ini adalah untuk memanfaatkan pengetahuan QRIS (Quick Response Code Indonesian Standard) dan inklusi keuangan syariah pada produk dan layanan perbankan syariah dari sudut pandang pedagang Muslim di Pasar Minggu Kota Bengkulu. Penelitian ini merupakan penelitian lapangan (penelitian lapangan) dengan menggunakan metode deskriptif kualitatif, data dikumpulkan melalui observasi, wawancara, dan dokumentasi, kemudian dianalisis menggunakan teknik reduksi data, penyajian data, dan kesimpulan. Temuan penelitian ini menunjukkan bahwa para pedagang Muslim di Pasar Minggu Kota Bengkulu merasakan berbagai manfaat dari QRIS, seperti kemudahan transaksi untuk pelanggan yang tidak membawa uang tunai, transaksi yang aman, mengurangi risiko uang palsu, memudahkan penyimpanan dana melalui rekening, dan bermanfaat untuk usaha kedepannya . Namun para pedagang Muslim belum merasakan perubahan signifikan dalam volume penjualan setelah menggunakan QRIS dan menganggap QRIS hanya sebagai alat pelengkap transaksi, karena pembayaran tunai masih menjadi metode transaksi utama, terutama untuk transaksi dengan nominal kecil, sehingga pengoperasiannya masih terbatas. Inklusi keuangan syariah pada produk dan layanan perbankan syariah dari sudut pandang para pedagang Muslim di Pasar Minggu Kota Bengkulu mengungkapkan bahwa akses ke produk dan layanan perbankan syariah relatif mudah, namun masih belum merasakan manfaatnya dan belum memahami konsepnya secara utuh, kurang pemahaman dan literasi keuangan syariah menyebabkan mereka menganggap bank syariah tidak berbeda signifikan dengan bank konvensional, sehingga masih lebih nyaman menggunakan produk dan layanan perbankan konvensional.
Rivalitas Ritel Modern dan Ritel Tradisional Dikecamatan Kaur Selatan Ditinjau dari Perspektif Ekonomi Islam Fetri Wulandari; Nurul Hak; Padlim Hanif
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 2 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i2.26477

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana eksistensi ritel tradisional dan ritel modern di Kecamatan Kaur Selatan serta menganalisis pandangan ekonomi Islam terhadap persaingan yang terjadi di antara keduanya. Penelitian ini menggunakan metode kualitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi terhadap pelaku usaha dan pihak terkait di wilayah tersebut.Hasil penelitian menunjukkan bahwa ritel modern seperti Indomaret dan Alfamart berkembang di beberapa titik strategis, dengan total enam gerai yang aktif beroperasi. Keberadaan mereka tetap bertahan karena menawarkan kenyamanan, ketersediaan produk yang lengkap, harga pasti, serta promosi yang menarik bagi konsumen. Di sisi lain, ritel tradisional juga masih bertahan dengan jumlah 28 toko kelontong aktif. Hal ini disebabkan oleh kedekatan sosial antara penjual dan pembeli, sistem pembayaran yang lebih fleksibel, serta letaknya yang tersebar di permukiman sehingga mudah dijangkau.Dalam perspektif ekonomi Islam, bentuk persaingan ini masih diperbolehkan dan masih berada dalam batas yang wajar karena dilakukan secara sehat, tidak mengandung unsur penipuan, tidak bersifat monopoli, dan tidak ada upaya saling menjatuhkan antar pelaku usaha. Selama kompetisi mendorong peningkatan kualitas layanan dan produk tanpa merugikan pihak lain secara tidak adil, maka persaingan tersebut dianggap sah dan sesuai dengan prinsip syariah.
SYMBIOSIS AMONG GOOD BMT GOVERNANCE, ENTITY DURABILITY AND CAPITAL SOCIAL Padlim Hanif; Fachruzzaman; Madani Hatta; Rara Mianti
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 2 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i2.2657

Abstract

This research was conducted to determine the management of the sharia entity Baitul Mal Wa Tam Wil Kelompok Usaha Bersama (KUBE) Sejahtera 008. Sharia entity has a good existence as proven by an ownership of assets such as building and land. According to its location, the sharia entity is located in Srikuncoro Village, Central Bengkulu Regency. This location has a strategic position close to the city center so that it is possible for residents of Srikuncoro village, Central Bengkulu Regency to obtain even greater financing services than Baitul Mal Wa Tam Wil Kelompok Usaha Bersama (KUBE) Sejahtera 008. In fact, this sharia entity remains the choice of the people of Srikuncoro Village, even this sharia entity has durability which indirectly becomes its identity. The results showed that the management of Baitul Mal Wa Tam Wil Kelompok Usaha Bersama (KUBE) Sejahtera 008 conforms with the principles of Good Governance such as Transparency, Accountability, Responsibility, Independency, and Fairness. The application of these principles is also greatly helped by the existence of Capital Social such as kinship, deliberation and consensus, tolerance and mutual respect that develop in the Srikuncoro Village community. In addition, the Capital Social makes up durability of Baitul Mal Wa Tam Wil Kelompok Usaha Bersama (KUBE) Sejahtera 008 and also contributes to form interrelation between Good Governance and Entity Durability.
GAYA HIDUP MASYARAKAT DAN MINAT BELI PAKAIAN BEKAS (THRIFT) DALAM PERSPEKTIF EKONOMI ISLAM Nabilla Dara Kartika; Romi Adetio Setiawan; Padlim Hanif
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 16 No. 2 (2024): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v16i2.8405

Abstract

This research investigates the evolving lifestyle trends that have influenced consumer preferences for secondhand clothing, commonly known as “thrift.” The study aims to comprehend how lifestyle choices and costumer interests contribute to the practice of thrifting within the community, while also exploring the Islamic economic perspective on these lifestyle choices and consumer interests related to secondhand clothing utilization (thrift). Employing a qualitative research approach, the study focuses on observasing and analyzing thrifting activities at the Panorama Market in Bengkulu city as its research context. The findings reveal that lifestyle plays a pivotal role in shaping consumer interest in secondhand clothing, with community lifestyle choices exerting a positive influences on this interest. Primary factors driving this interest include affordability considerations, the reliability of product quality, alignment with fashion trends, social influence from the thrifting, community, and positive purchasing experiences. Furthermore, the Islamic economic perspetive offers valuable insights and guidance in understanding this phenomenon.
Analisis Penerapan Prinsip-Prinsip Ekonomi Syariah pada Pedagang di Taman Merdeka Kota Manna Kabupaten Bengkulu Selatan Emelia Kontesa; Nurul Hak; Padlim Hanif
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.822

Abstract

This research aims to understand the application of Islamic economic principles in trading activities at Taman Merdeka, Kota Manna, and to identify the factors influencing the implementation of these principles in the trading activities at Taman Merdeka, Kota Manna. The method employed in this study is a qualitative approach, with data collection conducted through observation, interviews, and documentation. Data analysis is performed using the Miles and Huberman model.This study analyzes the application of Islamic economic principles among traders at Taman Merdeka, Kota Manna. The findings indicate that traders generally have implemented Islamic economic principles, such as honesty, justice, and avoidance of usury, although their theoretical understanding of these concepts remains limited. The application of these principles is supported by religious awareness, business ethics, a culture of solidarity, as well as supervision and communication among business actors. However, traders also face challenges, such as economic pressure and a lack of understanding of Islamic economic terminology. Nevertheless, they remain committed to maintaining honesty and viewing trading activities as a form of worship in order to achieve blessings in their endeavors.
Co-Authors Ajis, Pajri Abdul Emelia Kontesa Fachruzzaman Fetri Wulandari idwal Khairiah Elwardah2 Madani Hatta Nabilla Dara Kartika Nurul Hak Rara Mianti Rindiani Fenissa Aulia1 Romi Adetio Setiawan