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All Journal GEMBIRA (Pengabdian Kepada Masyarakat) Santri : Jurnal Ekonomi dan Keuangan Islam
Lisa Maretha Wulandari
Unknown Affiliation
Religion Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Perkembangan Bank Sentral : Status, Kedudukan, dan Tugas dari Bank Sentral Rini Puji Astuti; Lisa Maretha Wulandari; Desi Duwi Safitri
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i3.600

Abstract

The role and function of Bank Indonesia as the central bank is crucial to revitalize the goal of maintaining and preserving the value of the rupiah, which is an important part of sustainable economic growth that will improve people's welfare. This goal is part of the economic recovery and reform policy that will help Indonesia get out of the middle economic crisis. The purpose of this study is to determine the development of the status, position, and duties of the central bank. This research uses the literature method. In 1968, Bank Indonesia's functions and responsibilities as the central bank began to diminish. In 1999, it was again responsible for safeguarding and maintaining the value of the rupiah. Its central bank work consists of three main pillars: setting and implementing monetary policy, maintaining a smooth payment system, and maintaining the stability of the national financial system. To improve people's quality of life, Bank Indonesia is also responsible for acting as a development agent.
RESTRUKTURISASI TERHADAP KINERJA KEUANGAN DI BANK MANDIRI MICRO BUSSINES CLUSTER JEMBER Ahmad Afif; Wahyu Firnanda; Saqina Maulita Pradewi; Lisa Maretha Wulandari
Jurnal Gembira: Pengabdian Kepada Masyarakat Vol 2 No 01 (2024): FEBRUARI 2024
Publisher : Media Inovasi Pendidikan dan Publikasi

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Abstract

Industri perbankan sering menghadapi masalah kredit macet atau NPL. Kredit macet dapat disebabkan oleh banyak hal, seperti perbedaan antara pihak yang terlibat dalam proses perkreditan, kesalahan dalam proses kredit, atau faktor makroekonomi. Dari banyaknya peningkatan kasus kredit macet yang terjadi di perbankan, pemerintah meminta sektor perbankan yang mengalami peningkatan jumlah kredit macet tersebut untuk melakukan restrukturisasi kredit. Restrukturisasi Kredit adalah upaya yang dilakukan perbankan dalam mengatasi kredit macet atau gagal bayar oleh debitur yang mengalami kesulitan ekonomi untuk memenuhi kewajiban kredit mereka, dengan cara melakukan pengurangan angsuran pokok, penangguhan bunga sebagian, penurunan suku bunga, dan perpanjangan jangka waktu. Tujuan dari pengabdian ini yaitu, penulis ingin meneliti lebih lanjut mengenai “Restrukturisasi terhadap Kinerja Keuangan di Bank Mandiri Micro Business Cluster Jember".
Co-Authors Ahmad Afif Desi Duwi Safitri Rini Puji Astuti Saqina Maulita Pradewi Wahyu Firnanda