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All Journal Jurnal Media Akademik (JMA) Transaction: Journal of Taxation, Accounting, Management and Economics
Nisrina Aulia
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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EASY WADIAH SAVINGS ANALYSIS OF CUSTOMER INTEREST AT BANK SYARIAH INDONESIA Tasya Maharani; Nisrina Aulia; Siti Julaeha; Andi Amri
TRANSACTION : Journal of Taxation, Accounting, Management and Economics Volume 2 Issue 1 January 2024
Publisher : Arsil Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62287/transaction.vi.49

Abstract

Bank Syariah Indonesia (BSI) is a financial institution that offers a variety of products, including savings with wadiah contracts (maintaining the authenticity of assets) known as "Easy Wadiah Savings". This savings product uses Wadiah Yad Damana contract in Rupiah currency with a zero-profit deposit system. There is no monthly management fee for these savings. You can also make free cash withdrawals at all BSI ATMs and Bank Mandir. In addition, all EDC Bank Mandir, EDC Indonesia, and EDC PRIMA networks are free of charge. In addition to mobile and internet banking, you can easily transact with ATM cards that you can use at all BSI ATMs, Bank Mandir, ATM Bersama, ATM Prima, ATM Link, and ATMs with the VISA logo. The account opening process can be done online through the BSI mobile application. This research is based on qualitative methods with descriptive explanations of data results. The data used is obtained from various references or secondary data, such as journals, articles, dissertations, and other sources. Research shows that customer interest in Easy Wadiah savings is increasing from year to year. The reason is, that the marketing strategy implemented by Bank Syariah Indonesia was successful and made many customers use Wadia contracts.
ANALISIS KEBUTUHAN PANGAN MASYARAKAT DESA TRAWAS DALAM MEWUJUDKAN KETAHANAN PANGAN BERKELANJUTAN Devita Eka Febrianti; Friska Aulia Fernanda; Nisrina Aulia; Azkan Nadia; Elma Auriyananda; Stanly Vian Pratama; Ni’matur Rohmah; Mufarrihul Hazin
Jurnal Media Akademik (JMA) Vol. 3 No. 12 (2025): JURNAL MEDIA AKADEMIK Edisi Desember
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/k0caep61

Abstract

Ketahanan pangan merupakan salah satu indikator penting dalam mewujudkan kesejahteraan masyarakat pedesaan. Penelitian ini bertujuan untuk menganalisis kebutuhan pangan masyarakat Desa Trawas, Kecamatan Trawas, Kabupaten Mojokerto, serta menilai kemampuan produksi pangan lokal dalam memenuhi kebutuhan tersebut. Penelitian menggunakan pendekatan kualitatif deskriptif dengan 16 rumah tangga sebagai sampel melalui wawancara mendalam untuk memperoleh data konsumsi pangan pokok, sayur, dan sumber protein. Data kemudian dikonversi menjadi kebutuhan pangan tahunan per kapita dan total kebutuhan desa berdasarkan jumlah penduduk sekitar 3.000 jiwa. Hasil penelitian menunjukkan bahwa rata-rata konsumsi pangan per orang per tahun adalah 102 kg beras, 54 kg sayur, dan 27,6 kg protein, sehingga total kebutuhan pangan desa mencapai sekitar 550 ton per tahun. Sementara itu, kapasitas produksi pangan lokal yang bersumber dari lahan pertanian seluas 3,73 hektar hanya menghasilkan sekitar 15,6 ton per tahun, atau sekitar 3% dari kebutuhan total. Untuk mencapai kondisi swasembada pangan, Desa Trawas memerlukan sekitar 134 hektar lahan produktif, sementara lahan aktual masih jauh dari kebutuhan tersebut. Hasil ini menunjukkan bahwa Desa Trawas masih mengalami defisit pangan yang tinggi dan bergantung pada pasokan dari luar wilayah. Diperlukan strategi peningkatan produktivitas, optimalisasi lahan pekarangan, serta diversifikasi pangan lokal guna mewujudkan ketahanan pangan berkelanjutan di tingkat desa.
Co-Authors Andi Amri Azkan Nadia Devita Eka Febrianti Elma Auriyananda Friska Aulia Fernanda Mufarrihul Hazin Ni’matur Rohmah Siti Julaeha Stanly Vian Pratama Tasya Maharani