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Tingkat Bagi Hasil Mudharabah Bank Umum Syariah: Analisis Kinerja Keuangan Kurniawan, Fakhry Hafiyyan; Nugraha, Nugraha; Maulana, Mahbub Afini
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.5171

Abstract

This study aims to examine the signaling theory by analyzing the effect of financial performance such as profitability, financing risk, liquidity, operational efficiency and capital adequacy on the profit sharing rate of Islamic Commercial Banks (BUS) mudharaba deposits. The method used in this research is a quantitative descriptive method with panel data regression analysis techniques. Data collection techniques were carried out through documentation and literature study methods. The population in this study were 14 Islamic Commercial Banks. The method used for sampling in this research is purposive sampling with predetermined criteria, with a total sample of 11 Islamic Commercial Banks for four years (2017-2020), with a total of 176 observational data. The results showed that simultaneously the level of profitability, the level of financing risk, the level of liquidity, the level of operational efficiency and the level of capital adequacy had a significant effect on the rate of profit sharing for mudharaba deposits. Partially, the level of profitability and the level of operational efficiency have a positive and significant effect on the rate of profit sharing for mudharaba deposits. The level of liquidity has a negative and significant effect on the rate of profit sharing for mudharaba deposits. The level of financing risk and the level of capital adequacy have no effect on the rate of profit sharing for mudharaba deposits.
Implementasi Asset Based Community Development: Strategi Peran Pemimpin dalam Pemberdayaan Masyarakat berbasis Circular Economic pada Unit Usaha Syariah Kurniawan, Fakhry Hafiyyan; Santoso, Budi; Sobandi, Ade; Maulana, Mahbub Afini; Fitrina, Gina Dwi
Nuansa Akademik: Jurnal Pembangunan Masyarakat Vol. 9 No. 1 (2024)
Publisher : Lembaga Dakwah dan Pembangunan Masyarakat Universitas Cokroaminoto Yogyakarta (LDPM UCY)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/jnajpm.v9i1.2328

Abstract

Youth have an important role in society, one of the organizations in society that houses youth is Karang Taruna. Along with the growth of business units operating in the fisheries sector, there are several environmental problems. The aim of the research is how to develop a community empowerment strategy based on circular economics. The research method used is qualitative with ABCD & SWOT analysis, the sample is the Sukabumi City Farmer Youth Business Group. The research results show that community groups have implemented the ABCD program, and it can be said that there are several empowerment strategies in business sustainability namely motivation, conducting training, making wise decisions, managing resources optimally, and building marketing networks.