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All Journal Tasharruf: Journal Economics and Business of Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Nuansa Akademik: Jurnal Pembangunan Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Kurniawan, Fakhry Hafiyyan
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Tingkat Bagi Hasil Mudharabah Bank Umum Syariah: Analisis Kinerja Keuangan Kurniawan, Fakhry Hafiyyan; Nugraha, Nugraha; Maulana, Mahbub Afini
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.5171

Abstract

This study aims to examine the signaling theory by analyzing the effect of financial performance such as profitability, financing risk, liquidity, operational efficiency and capital adequacy on the profit sharing rate of Islamic Commercial Banks (BUS) mudharaba deposits. The method used in this research is a quantitative descriptive method with panel data regression analysis techniques. Data collection techniques were carried out through documentation and literature study methods. The population in this study were 14 Islamic Commercial Banks. The method used for sampling in this research is purposive sampling with predetermined criteria, with a total sample of 11 Islamic Commercial Banks for four years (2017-2020), with a total of 176 observational data. The results showed that simultaneously the level of profitability, the level of financing risk, the level of liquidity, the level of operational efficiency and the level of capital adequacy had a significant effect on the rate of profit sharing for mudharaba deposits. Partially, the level of profitability and the level of operational efficiency have a positive and significant effect on the rate of profit sharing for mudharaba deposits. The level of liquidity has a negative and significant effect on the rate of profit sharing for mudharaba deposits. The level of financing risk and the level of capital adequacy have no effect on the rate of profit sharing for mudharaba deposits.
Implementasi Asset Based Community Development: Strategi Peran Pemimpin dalam Pemberdayaan Masyarakat berbasis Circular Economic pada Unit Usaha Syariah Kurniawan, Fakhry Hafiyyan; Santoso, Budi; Sobandi, Ade; Maulana, Mahbub Afini; Fitrina, Gina Dwi
Nuansa Akademik: Jurnal Pembangunan Masyarakat Vol. 9 No. 1 (2024)
Publisher : Lembaga Dakwah dan Pembangunan Masyarakat Universitas Cokroaminoto Yogyakarta (LDPM UCY)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/jnajpm.v9i1.2328

Abstract

Youth have an important role in society, one of the organizations in society that houses youth is Karang Taruna. Along with the growth of business units operating in the fisheries sector, there are several environmental problems. The aim of the research is how to develop a community empowerment strategy based on circular economics. The research method used is qualitative with ABCD & SWOT analysis, the sample is the Sukabumi City Farmer Youth Business Group. The research results show that community groups have implemented the ABCD program, and it can be said that there are several empowerment strategies in business sustainability namely motivation, conducting training, making wise decisions, managing resources optimally, and building marketing networks.
Analysis the Impact of Halal Certification Strategies on the Development of Small and Medium Enterprises (SMESs) in Bandung Kurniawan, Fakhry Hafiyyan; Cupian, Cupian; Faisal, Yudi Ahmad; Nugraha, Ilham
Tasharruf: Journal Economics and Business of Islam Vol 9, No 1 (2024): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i1.2232

Abstract

The study aims to determine the strategy for halal certification in the development of Culinary SMEs in the Greater Bandung Region from an internal and external perspective. The research method used is a qualitative method with a SWOT matrix approach of IFAS (Internal Strategic Factors Analysis Summary) and EFAS (External Strategic Factors Analysis Summary) and AHP (Analytical Hierarchy Process). The population in this study are competent parties who know the strategy of halal certification in the development of SMEs in the Greater Bandung Region and sampling was carried out using a purposive sampling technique with a total sample of 18 expert respondents who are ready and willing to be respondents. Based on the results of the IFAS and EFAS assessments, the halal certification strategy is in quadrant I, namely, "Grow and Develop". This research also shows the position of the halal certification strategy in the IA quadrant with the choice of the "Rapid Growth" strategy which has an S>O value, thereby supporting the SO strategy. Meanwhile, based on AHP analysis, the biggest problems and priority solutions are in the infrastructure aspect. The theoretical and practical implications of this research confirm that the problems and solutions that are the priority need to be considered by the relevant institutions. In conclusion, the government should play a proactive role in developing Culinary SMEs by raising awareness of halal opportunities and encouraging innovation. Halal certification institutions should optimize the certification process to support the development of Culinary SMEs.
Analysis the Impact of Halal Certification Strategies on the Development of Small and Medium Enterprises (SMESs) in Bandung Kurniawan, Fakhry Hafiyyan; Cupian, Cupian; Faisal, Yudi Ahmad; Nugraha, Ilham
Tasharruf: Journal Economics and Business of Islam Vol 9, No 1 (2024): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i1.2232

Abstract

The study aims to determine the strategy for halal certification in the development of Culinary SMEs in the Greater Bandung Region from an internal and external perspective. The research method used is a qualitative method with a SWOT matrix approach of IFAS (Internal Strategic Factors Analysis Summary) and EFAS (External Strategic Factors Analysis Summary) and AHP (Analytical Hierarchy Process). The population in this study are competent parties who know the strategy of halal certification in the development of SMEs in the Greater Bandung Region and sampling was carried out using a purposive sampling technique with a total sample of 18 expert respondents who are ready and willing to be respondents. Based on the results of the IFAS and EFAS assessments, the halal certification strategy is in quadrant I, namely, "Grow and Develop". This research also shows the position of the halal certification strategy in the IA quadrant with the choice of the "Rapid Growth" strategy which has an S>O value, thereby supporting the SO strategy. Meanwhile, based on AHP analysis, the biggest problems and priority solutions are in the infrastructure aspect. The theoretical and practical implications of this research confirm that the problems and solutions that are the priority need to be considered by the relevant institutions. In conclusion, the government should play a proactive role in developing Culinary SMEs by raising awareness of halal opportunities and encouraging innovation. Halal certification institutions should optimize the certification process to support the development of Culinary SMEs.
Pemanfaatan Teknologi Digital: Efektivitas Edukasi dan Literasi Ekonomi dan Keuangan Syariah di Kota Bandung Kurniawan, Fakhry Hafiyyan; Sobandi, Ade; Santoso, Budi; Maulana, Mahbub Afinini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.2655

Abstract

The development of the sharia economy in Indonesia has not been carried out optimally, even though based on The Sate of Global Islamic Report (SGIE) 2023/2024 report, Indonesia is ranked 3rd out of several OIC countries which look at various aspects of the sharia economic and financial market sector as well as the halal value chain.. Therefore, in this research, a study was carried out on strategies for utilizing digital technology in the effectiveness of sharia economic and financial education and literacy in the city of Bandung. The number of respondents from this research was 481 people using the technique of distributing questionnaires and in-depth interviews. This research uses the TOWS approach or analysis. The results of this research show that the use of digital technology to increase understanding of sharia economics and finance can be optimized through a combination of "SO", "WO", "ST" and "WT" strategies. This strategy is obtained by combining internal and external potential or by filling each other's deficiencies with existing potential.
Co-Authors Ade Sobandi, Ade Cupian Cupian Dwi Budi Santoso Fitrina, Gina Dwi Maulana, Mahbub Afini Maulana, Mahbub Afinini Nugraha Nugraha Nugraha, Ilham Yudi Ahmad Faisal